First Finance Co (AMM:FFCO) EPS (Basic): JOD-0.19 (TTM As of Mar. 2026)

What is First Finance Co EPS (Basic)?

First Finance Co AMM:FFCO -1.67% 51 EPS (Basic) is JOD-0.19 as of Mar. 2026. GuruFocus rates AMM:FFCO with a GF Score™ of 51/100 and a GF Value™ of JOD0.53 (Modestly Overvalued). The stock has 4 warning signs investors should review.

First Finance Co's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was JOD0.01. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was JOD-0.19.

First Finance Co's EPS (Diluted) for the three months ended in Mar. 2026 was JOD0.01. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was JOD-0.19.

First Finance Co's EPS without NRI for the three months ended in Mar. 2026 was JOD0.01. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was -0.20.

During the past 3 years, the average EPS without NRI Growth Rate was -14.00% per year. During the past 5 years, the average EPS without NRI Growth Rate was -1.60% per year. During the past 10 years, the average EPS without NRI Growth Rate was -16.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, First Finance Co's highest 3-Year average EPS without NRI Growth Rate was 30.10% per year. The lowest was -45.20% per year. And the median was -8.85% per year.

First Finance Co (AMM:FFCO) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

First Finance Co EPS (Basic) Related Terms

First Finance Co EPS (Basic) Historical Data

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The historical data trend for First Finance Co's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Finance Co EPS (Basic) Chart

First Finance Co Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

EPS (Basic)

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0.03

0.04

0.03

0.01

0.03

First Finance Co Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
EPS (Basic)	Get a 7-Day Free Trial															0.01	0.01	0.00	-0.22	0.01

51GF Score

First Finance Co AMM:FFCO

EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.

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First Finance Co EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

First Finance Co's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(1.07	-	0)	/	33.000
	=	0.03

First Finance Co's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(0.298	-	0)	/	33.000
	=	0.01

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was JOD-0.19

Frequently Asked Questions Learn more about EPS (Basic) →

What does a EPS (Basic) of JOD-0.19 mean?

First Finance Co (AMM:FFCO) has a EPS (Basic) of JOD-0.19 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on First Finance Co and its competitors.

Is First Finance Co's EPS (Basic) too high?

First Finance Co's current EPS (Basic) is JOD-0.19. Overall, First Finance Co has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does First Finance Co's EPS (Basic) compare to V and MA?

First Finance Co's EPS (Basic) of JOD-0.19 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good EPS (Basic) for a Credit Services company?

A good EPS (Basic) depends on the Credit Services industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high EPS (Basic) mean?

A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on First Finance Co and its competitors. First Finance Co's current EPS (Basic) is JOD-0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is First Finance Co stock overvalued right now?

Based on GuruFocus' analysis, First Finance Co (AMM:FFCO) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD0.53, compared to a current price of JOD0.59 — trading 11.3% above its estimated fair value. The current EPS (Basic) is JOD-0.19. First Finance Co's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is EPS (Basic) calculated?

EPS (Basic) is calculated from a company's financial statements. For First Finance Co (AMM:FFCO), the current EPS (Basic) is JOD-0.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Finance Co (AMM:FFCO) Overvalued in 2026?

Based on GuruFocus' analysis, First Finance Co stock appears to be overvalued. The current stock price of JOD0.59 is trading 11.3% above its estimated GF Value™ of JOD0.53. GuruFocus considers First Finance Co to be Modestly Overvalued.

Key valuation signals for AMM:FFCO:

EPS (Basic): JOD-0.19
GF Value™: JOD0.53 vs. price of JOD0.59 (11.3% above fair value)
GF Score™: 51/100 with 4 warning signs

No single metric tells the full story. See the AMM:FFCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Finance Co Business Description

Industry Financial Services Credit Services

Comparable Companies AMM:BIND V MA AXP COF BOM:500034 PYPL AFRM SYF NSE:SHRIRAMFIN SOFI NSE:CHOLAFIN NSE:TATACAP BOM:532810 ALLY BOM:533398 BOM:543257 TSE:8593 BOM:532955 FCFS

Address King Abdullah II street, Building no. 172, Khalda, P.O. Box 144596, Amman, JOR, 11814

Website http://www.ffc.jo

First Finance Co is engaged in providing finances. The company provides Direct financing for consumer and durable goods, Real estate financing, Corporate project financing, Financing and leasing of transportation vehicles, equipment, and machinery, and other related activities.

51GF Score

Get the complete analysis for AMM:FFCO

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD0.59

Price

JOD0.53

GF Value

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