First Finance Co (AMM:FFCO) Days Payable: 0.00 (As of Mar. 2026)


AMM:FFCO First Finance Co AMM:FFCO
51 GF Score
Price JOD0.59
GF Value JOD0.53
Valuation Modestly Overvalued
! 4 Warning Signs
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What is First Finance Co Days Payable?

First Finance Co AMM:FFCO -1.67% 51 Days Payable is 0.00 as of Mar. 2026. GuruFocus rates AMM:FFCO with a GF Score™ of 51/100 and a GF Value™ of JOD0.53 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 301 Credit Services companies, First Finance Co ranks worse than 332225.58% on this metric.

First Finance Co's average Accounts Payable for the three months ended in Mar. 2026 was JOD0.00 Mil. First Finance Co's Cost of Goods Sold for the three months ended in Mar. 2026 was JOD0.10 Mil. Hence, First Finance Co's Days Payable for the three months ended in Mar. 2026 was 0.00.

The historical rank and industry rank for First Finance Co's Days Payable or its related term are showing as below:

During the past 13 years, First Finance Co's highest Days Payable was 4464.26. The lowest was 710.29. And the median was 3669.74.

AMM:FFCO's Days Payable is not ranked *
in the Credit Services industry.
Industry Median: 33.87
* Ranked among companies with meaningful Days Payable only.

First Finance Co's Days Payable stayed the same from Mar. 2025 (0.00) to Mar. 2026 (0.00). stayed the same


First Finance Co Days Payable Historical Data

* Premium members only.

The historical data trend for First Finance Co's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Finance Co Days Payable Chart

First Finance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3,359.63 1,003.75 710.29 0.00 0.00

First Finance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

AMM:FFCO vs V, MA, AXP: Days Payable Comparison

For the Credit Services subindustry, First Finance Co's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Finance Co Days Payable vs Credit Services Industry

For the Credit Services industry and Financial Services sector, First Finance Co's Days Payable distribution charts can be found below:

* The bar in red indicates where First Finance Co's Days Payable falls into.


AMM:FFCO
51GF Score
First Finance Co AMM:FFCO
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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First Finance Co Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

First Finance Co's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (0 + 0) / 1 ) / 0.549*365
=0 / 0.549*365
=0.00

First Finance Co's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (0 + 0) / 1 ) / 0.096*365 / 4
=0 / 0.096*365 / 4
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 0.00 mean?
First Finance Co (AMM:FFCO) has a Days Payable of 0.00 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on First Finance Co and its competitors. Over the past decade, First Finance Co's Days Payable has ranged from 710.29 to 4,464.26. According to the industry distribution chart, First Finance Co ranks #999999 out of 301 companies in the Credit Services industry.
Is First Finance Co's Days Payable too high?
First Finance Co's current Days Payable is 0.00. Over the past 10 years, this metric has ranged from a low of 710.29 to a high of 4,464.26. Based on the distribution chart, First Finance Co ranks #999999 out of 301 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, First Finance Co has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Finance Co's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, First Finance Co ranks #999999 out of 301 companies for Days Payable. This places First Finance Co in the lower half of its industry. The industry median Days Payable is 33.87. Historically, First Finance Co's own Days Payable has ranged from 710.29 to 4,464.26 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.87, based on 301 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on First Finance Co and its competitors. For the Credit Services industry, the median Days Payable is 33.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Finance Co's current Days Payable is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Finance Co stock overvalued right now?
Based on GuruFocus' analysis, First Finance Co (AMM:FFCO) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD0.53, compared to a current price of JOD0.59 — trading 11.3% above its estimated fair value. The current Days Payable is 0.00. First Finance Co's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For First Finance Co (AMM:FFCO), the current Days Payable is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Finance Co (AMM:FFCO) Overvalued in 2026?

Based on GuruFocus' analysis, First Finance Co stock appears to be overvalued. The current stock price of JOD0.59 is trading 11.3% above its estimated GF Value™ of JOD0.53. GuruFocus considers First Finance Co to be Modestly Overvalued.

Key valuation signals for AMM:FFCO:

  • Days Payable: 0.00
  • GF Value™: JOD0.53 vs. price of JOD0.59 (11.3% above fair value)
  • GF Score™: 51/100 with 4 warning signs

No single metric tells the full story. See the AMM:FFCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Finance Co Business Description

Address King Abdullah II street, Building no. 172, Khalda, P.O. Box 144596, Amman, JOR, 11814
First Finance Co is engaged in providing finances. The company provides Direct financing for consumer and durable goods, Real estate financing, Corporate project financing, Financing and leasing of transportation vehicles, equipment, and machinery, and other related activities.
51GF Score

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Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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