Islamic First Finance (AMM:FFCO) Shiller PE Ratio: (As of Sep. 21, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

AMM:FFCO Islamic First Finance AMM:FFCO
48 GF Score
Price JOD0.67
GF Value JOD0.51
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Islamic First Finance Shiller PE Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Islamic First Finance  (AMM:FFCO) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Islamic First Finance Shiller PE Ratio Related Terms


Islamic First Finance Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Islamic First Finance's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Islamic First Finance Shiller PE Ratio Chart

Islamic First Finance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.00 7.16 6.58 6.92 13.46

Islamic First Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.21 8.48 13.46 10.93 11.57

AMM:FFCO vs V, MA, AXP: Shiller PE Ratio Comparison

For the Credit Services subindustry, Islamic First Finance's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Islamic First Finance Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Islamic First Finance's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Islamic First Finance's Shiller PE Ratio falls into.


AMM:FFCO
48GF Score
Islamic First Finance AMM:FFCO
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Islamic First Finance Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Islamic First Finance's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, Islamic First Finance's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.0068/333.9520*333.9520
=0.007

Current CPI (Jun. 2026) = 333.9520.

Islamic First Finance Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 0.021 241.428 0.029
201612 0.028 241.432 0.039
201703 0.020 243.801 0.027
201706 0.020 244.955 0.027
201709 0.020 246.819 0.027
201712 0.030 246.524 0.041
201803 0.005 249.554 0.006
201806 0.017 251.989 0.023
201809 -0.021 252.439 -0.028
201812 0.045 251.233 0.060
201903 0.020 254.202 0.026
201906 0.009 256.143 0.012
201909 0.011 256.759 0.015
201912 0.011 256.974 0.014
202003 -0.012 258.115 -0.015
202006 -0.017 257.797 -0.022
202009 0.018 260.280 0.023
202012 0.026 260.474 0.033
202103 0.003 264.877 0.003
202106 0.040 271.696 0.049
202109 0.012 274.310 0.014
202112 -0.028 278.802 -0.033
202203 0.007 287.504 0.008
202206 0.008 296.311 0.009
202209 0.015 296.808 0.017
202212 0.013 296.797 0.014
202303 0.007 301.836 0.007
202306 0.010 305.109 0.011
202309 0.004 307.789 0.004
202312 0.012 306.746 0.013
202403 0.002 312.332 0.003
202406 0.005 314.175 0.005
202409 0.009 315.301 0.010
202412 -0.007 315.605 -0.007
202503 0.011 319.799 0.011
202506 0.012 322.561 0.012
202509 0.003 324.800 0.003
202512 0.007 324.054 0.007
202603 0.009 330.213 0.009
202606 0.007 333.952 0.007

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Islamic First Finance (AMM:FFCO) Overvalued in 2026?

Based on GuruFocus' analysis, Islamic First Finance stock appears to be overvalued. The current stock price of JOD0.67 is trading 31.4% above its estimated GF Value™ of JOD0.51. GuruFocus considers Islamic First Finance to be Significantly Overvalued.

Key valuation signals for AMM:FFCO:

  • Shiller PE Ratio:
  • GF Value™: JOD0.51 vs. price of JOD0.67 (31.4% above fair value)
  • GF Score™: 48/100 with 6 warning signs

No single metric tells the full story. See the AMM:FFCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Islamic First Finance Business Description

Address King Abdullah II street, Building no. 172, Khalda, P.O. Box 144596, Amman, JOR, 11814
First Finance Co is engaged in providing finances. The company provides Direct financing for consumer and durable goods, Real estate financing, Corporate project financing, Financing and leasing of transportation vehicles, equipment, and machinery, and other related activities.
48GF Score

Get the complete analysis for AMM:FFCO

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD0.67
Price
JOD0.51
GF Value