First Finance Co (AMM:FFCO) OCF Yield %: 26.60 (As of Jul. 01, 2026) — 882% Above Median


AMM:FFCO First Finance Co AMM:FFCO
51 GF Score
Price JOD0.59
GF Value JOD0.53
Valuation Modestly Overvalued
! 4 Warning Signs
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What is First Finance Co OCF Yield %?

First Finance Co AMM:FFCO -1.67% 51 OCF Yield % is 26.60 as of Jul. 01, 2026, which is 882% above its 10-year median of 2.71. GuruFocus rates AMM:FFCO with a GF Score™ of 51/100 and a GF Value™ of JOD0.53 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 540 Credit Services companies, First Finance Co ranks better than 82.78% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, First Finance Co's Trailing 12-Month Cash Flow from Operations is JOD5.46 Mil, and Market Cap is JOD19.84 Mil. Therefore, First Finance Co's OCF Yield % for today is 26.60%.

The historical rank and industry rank for First Finance Co's OCF Yield % or its related term are showing as below:

AMM:FFCO' s OCF Yield % Range Over the Past 10 Years
Min: -20.14   Med: 2.71   Max: 30.32
Current: 26.6


During the past 13 years, the highest OCF Yield % of First Finance Co was 30.32%. The lowest was -20.14%. And the median was 2.71%.

AMM:FFCO's OCF Yield % is ranked better than
82.78% of 540 companies
in the Credit Services industry
Industry Median: -0.025 vs AMM:FFCO: 26.60

First Finance Co's OCF Margin % for the quarter that ended in Mar. 2026 was %.


First Finance Co OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


First Finance Co OCF Yield % Related Terms


First Finance Co OCF Yield % Historical Data

* Premium members only.

The historical data trend for First Finance Co's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Finance Co OCF Yield % Chart

First Finance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.86 -1.80 -1.10 -3.77 13.74

First Finance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -19.46 30.91 34.15 25.36 26.22

AMM:FFCO vs V, MA, AXP: OCF Yield % Comparison

For the Credit Services subindustry, First Finance Co's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Finance Co OCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, First Finance Co's OCF Yield % distribution charts can be found below:

* The bar in red indicates where First Finance Co's OCF Yield % falls into.


AMM:FFCO
51GF Score
First Finance Co AMM:FFCO
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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First Finance Co OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

First Finance Co's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=3.419 / 24.87806
=13.74%

First Finance Co's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=1.3 * 4 / 19.83521
=26.22%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 26.60 mean?
First Finance Co (AMM:FFCO) has a OCF Yield % of 26.60 as of Jul. 01, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on First Finance Co and its competitors. This is 882% above median its historical median of 2.71. According to the industry distribution chart, First Finance Co ranks #93 out of 540 companies in the Credit Services industry, placing it in the top 17.2%.
Is First Finance Co's OCF Yield % too high?
First Finance Co's current OCF Yield % of 26.60 is 882% above median its 10-year median of 2.71. Based on the distribution chart, First Finance Co ranks #93 out of 540 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, First Finance Co has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Finance Co's OCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, First Finance Co ranks #93 out of 540 companies for OCF Yield %. This places First Finance Co in the top 17% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Credit Services company?
A good OCF Yield % depends on the Credit Services industry context. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on First Finance Co and its competitors. First Finance Co's current OCF Yield % is 26.60, which is 882% above median its own 10-year median of 2.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Finance Co stock overvalued right now?
Based on GuruFocus' analysis, First Finance Co (AMM:FFCO) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD0.53, compared to a current price of JOD0.59 — trading 11.3% above its estimated fair value. The current OCF Yield % is 26.60, which is 882% above median its 10-year median of 2.71. First Finance Co's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For First Finance Co (AMM:FFCO), the current OCF Yield % is 26.60 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Finance Co (AMM:FFCO) Overvalued in 2026?

Based on GuruFocus' analysis, First Finance Co stock appears to be overvalued. The current stock price of JOD0.59 is trading 11.3% above its estimated GF Value™ of JOD0.53. GuruFocus considers First Finance Co to be Modestly Overvalued.

Key valuation signals for AMM:FFCO:

  • OCF Yield %: 26.60 (882% above median its 10-year median of 2.71)
  • GF Value™: JOD0.53 vs. price of JOD0.59 (11.3% above fair value)
  • GF Score™: 51/100 with 4 warning signs

No single metric tells the full story. See the AMM:FFCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Finance Co Business Description

Address King Abdullah II street, Building no. 172, Khalda, P.O. Box 144596, Amman, JOR, 11814
First Finance Co is engaged in providing finances. The company provides Direct financing for consumer and durable goods, Real estate financing, Corporate project financing, Financing and leasing of transportation vehicles, equipment, and machinery, and other related activities.
51GF Score

Get the complete analysis for AMM:FFCO

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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