Islamic First Finance (AMM:FFCO) Gross Profit: JOD2.77 Mil (TTM As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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AMM:FFCO Islamic First Finance AMM:FFCO
51 GF Score
Price JOD0.66
GF Value JOD0.52
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Islamic First Finance Gross Profit?

Islamic First Finance AMM:FFCO +1.54% 51 Gross Profit is JOD2.77 Mil as of Jun. 2026. GuruFocus rates AMM:FFCO with a GF Score™ of 51/100 and a GF Value™ of JOD0.52 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Islamic First Finance's gross profit for the three months ended in Jun. 2026 was JOD0.64 Mil. Islamic First Finance's gross profit for the trailing twelve months (TTM) ended in Jun. 2026 was JOD2.77 Mil.

Gross Margin % is calculated as gross profit divided by its revenue. Islamic First Finance's gross profit for the three months ended in Jun. 2026 was JOD0.64 Mil. Islamic First Finance's Revenue for the three months ended in Jun. 2026 was JOD0.65 Mil. Therefore, Islamic First Finance's Gross Margin % for the quarter that ended in Jun. 2026 was 98.77%.

Islamic First Finance had a gross margin of 98.77% for the quarter that ended in Jun. 2026 => Durable competitive advantage

During the past 13 years, the highest Gross Margin % of Islamic First Finance was 92.80%. The lowest was 70.76%. And the median was 82.16%.


Islamic First Finance  (AMM:FFCO) Gross Profit Explanation

Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.

Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %

1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key

Islamic First Finance had a gross margin of 98.77% for the quarter that ended in Jun. 2026 => Durable competitive advantage


Islamic First Finance Gross Profit Related Terms


Islamic First Finance Gross Profit Historical Data

* Premium members only.

The historical data trend for Islamic First Finance's Gross Profit can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Islamic First Finance Gross Profit Chart

Islamic First Finance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Profit
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.08 3.20 2.72 1.92 2.21

Islamic First Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Gross Profit Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.70 0.55 0.96 0.62 0.64

AMM:FFCO vs V, MA, AXP: Gross Profit Comparison

For the Credit Services subindustry, Islamic First Finance's Gross Profit, along with its competitors' market caps and Gross Profit data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Islamic First Finance Gross Profit vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Islamic First Finance's Gross Profit distribution charts can be found below:

* The bar in red indicates where Islamic First Finance's Gross Profit falls into.


AMM:FFCO
51GF Score
Islamic First Finance AMM:FFCO
Gross Profit is just one metric. See GF Score™, valuation, warning signs, and more.
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Islamic First Finance Gross Profit Calculation

Gross Profit is the different between the sale prices and the cost of buying or producing the goods.

Islamic First Finance's Gross Profit for the fiscal year that ended in Dec. 2025 is calculated as

Gross Profit (A: Dec. 2025 )=Revenue - Cost of Goods Sold
=2.757 - 0.549
=2.21

Islamic First Finance's Gross Profit for the quarter that ended in Jun. 2026 is calculated as

Gross Profit (Q: Jun. 2026 )=Revenue - Cost of Goods Sold
=0.65 - 0.008
=0.64

Gross Profit for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was JOD2.77 Mil.

Gross Profit is the numerator in the calculation of Gross Margin.

Islamic First Finance's Gross Margin % for the quarter that ended in Jun. 2026 is calculated as

Gross Margin % (Q: Jun. 2026 )=Gross Profit (Q: Jun. 2026 ) / Revenue (Q: Jun. 2026 )
=(Revenue - Cost of Goods Sold) / Revenue
=0.64 / 0.65
=98.77 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.

Frequently Asked Questions Learn more about Gross Profit →
What does a Gross Profit of JOD2.77 Mil mean?
Islamic First Finance (AMM:FFCO) has a Gross Profit of JOD2.77 Mil as of Jun. 2026. Gross Profit equals net sales less total cost of goods sold. View historical data on Islamic First Finance and its competitors.
Is Islamic First Finance's Gross Profit too high?
Islamic First Finance's current Gross Profit is JOD2.77 Mil. Overall, Islamic First Finance has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Islamic First Finance's Gross Profit compare to V and MA?
Islamic First Finance's Gross Profit of JOD2.77 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Profit for a Credit Services company?
A good Gross Profit depends on the Credit Services industry context. However, Gross Profit should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Profit mean?
A high Gross Profit can signal that a stock is expensive relative to its fundamentals. Gross Profit equals net sales less total cost of goods sold. View historical data on Islamic First Finance and its competitors. Islamic First Finance's current Gross Profit is JOD2.77 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islamic First Finance stock overvalued right now?
Based on GuruFocus' analysis, Islamic First Finance (AMM:FFCO) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD0.52, compared to a current price of JOD0.66 — trading 26.9% above its estimated fair value. The current Gross Profit is JOD2.77 Mil. Islamic First Finance's overall GF Score™ is 51/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Profit calculated?
Gross Profit is calculated from a company's financial statements. For Islamic First Finance (AMM:FFCO), the current Gross Profit is JOD2.77 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Islamic First Finance (AMM:FFCO) Overvalued in 2026?

Based on GuruFocus' analysis, Islamic First Finance stock appears to be overvalued. The current stock price of JOD0.66 is trading 26.9% above its estimated GF Value™ of JOD0.52. GuruFocus considers Islamic First Finance to be Modestly Overvalued.

Key valuation signals for AMM:FFCO:

  • Gross Profit: JOD2.77 Mil
  • GF Value™: JOD0.52 vs. price of JOD0.66 (26.9% above fair value)
  • GF Score™: 51/100 with 3 warning signs

No single metric tells the full story. See the AMM:FFCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Islamic First Finance Business Description

Address King Abdullah II street, Building no. 172, Khalda, P.O. Box 144596, Amman, JOR, 11814
First Finance Co is engaged in providing finances. The company provides Direct financing for consumer and durable goods, Real estate financing, Corporate project financing, Financing and leasing of transportation vehicles, equipment, and machinery, and other related activities.
51GF Score

Get the complete analysis for AMM:FFCO

Gross Profit is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD0.66
Price
JOD0.52
GF Value