First Finance Co (AMM:FFCO) Enterprise Value: JOD18.27 Mil (As of Jul. 01, 2026) ***


AMM:FFCO First Finance Co AMM:FFCO
51 GF Score
Price JOD0.59
GF Value JOD0.53
Valuation Modestly Overvalued
! 4 Warning Signs
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What is First Finance Co Enterprise Value?

First Finance Co AMM:FFCO -1.67% 51 Enterprise Value is JOD18.27 Mil as of Jul. 01, 2026. GuruFocus rates AMM:FFCO with a GF Score™ of 51/100 and a GF Value™ of JOD0.53 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, First Finance Co's Enterprise Value is JOD18.27 Mil. First Finance Co's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was JOD1.78 Mil. Therefore, First Finance Co's EV-to-EBIT ratio for today is 10.29.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, First Finance Co's Enterprise Value is JOD18.27 Mil. First Finance Co's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was JOD1.94 Mil. Therefore, First Finance Co's EV-to-EBITDA ratio for today is 9.40.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, First Finance Co's Enterprise Value is JOD18.27 Mil. First Finance Co's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was JOD3.09 Mil. Therefore, First Finance Co's EV-to-Revenue ratio for today is 5.91.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, First Finance Co's Enterprise Value is JOD18.27 Mil. First Finance Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was JOD5.46 Mil. Therefore, First Finance Co's EV-to-OCF ratio for today is 3.35.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, First Finance Co's Enterprise Value is JOD18.27 Mil. First Finance Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was JOD5.44 Mil. Therefore, First Finance Co's EV-to-FCF ratio for today is 3.36.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


First Finance Co  (AMM:FFCO) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

First Finance Co's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=18.273/1.776
=10.29

First Finance Co's current Enterprise Value is JOD18.27 Mil.
First Finance Co's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was JOD1.78 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

First Finance Co's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=18.273/1.943
=9.40

First Finance Co's current Enterprise Value is JOD18.27 Mil.
First Finance Co's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was JOD1.94 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

First Finance Co's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=18.273/3.092
=5.91

First Finance Co's current Enterprise Value is JOD18.27 Mil.
First Finance Co's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was JOD3.09 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

First Finance Co's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=18.273/5.455
=3.35

First Finance Co's current Enterprise Value is JOD18.27 Mil.
First Finance Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was JOD5.46 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

First Finance Co's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=18.273/5.437
=3.36

First Finance Co's current Enterprise Value is JOD18.27 Mil.
First Finance Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was JOD5.44 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


First Finance Co Enterprise Value Related Terms


First Finance Co Enterprise Value Historical Data

* Premium members only.

The historical data trend for First Finance Co's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Finance Co Enterprise Value Chart

First Finance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.29 15.40 13.50 14.49 21.23

First Finance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.30 14.73 15.25 21.23 15.98

AMM:FFCO vs V, MA, AXP: Enterprise Value Comparison

For the Credit Services subindustry, First Finance Co's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Finance Co Enterprise Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, First Finance Co's Enterprise Value distribution charts can be found below:

* The bar in red indicates where First Finance Co's Enterprise Value falls into.


AMM:FFCO
51GF Score
First Finance Co AMM:FFCO
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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First Finance Co Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

First Finance Co's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

First Finance Co's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of JOD18.27 Mil mean?
First Finance Co (AMM:FFCO) has a Enterprise Value of JOD18.27 Mil as of Jul. 01, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on First Finance Co and its competitors.
Is First Finance Co's Enterprise Value too high?
First Finance Co's current Enterprise Value is JOD18.27 Mil. Overall, First Finance Co has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Finance Co's Enterprise Value compare to V and MA?
First Finance Co's Enterprise Value of JOD18.27 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Credit Services company?
A good Enterprise Value depends on the Credit Services industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on First Finance Co and its competitors. First Finance Co's current Enterprise Value is JOD18.27 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Finance Co stock overvalued right now?
Based on GuruFocus' analysis, First Finance Co (AMM:FFCO) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD0.53, compared to a current price of JOD0.59 — trading 11.3% above its estimated fair value. The current Enterprise Value is JOD18.27 Mil. First Finance Co's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For First Finance Co (AMM:FFCO), the current Enterprise Value is JOD18.27 Mil as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Finance Co (AMM:FFCO) Overvalued in 2026?

Based on GuruFocus' analysis, First Finance Co stock appears to be overvalued. The current stock price of JOD0.59 is trading 11.3% above its estimated GF Value™ of JOD0.53. GuruFocus considers First Finance Co to be Modestly Overvalued.

Key valuation signals for AMM:FFCO:

  • Enterprise Value: JOD18.27 Mil
  • GF Value™: JOD0.53 vs. price of JOD0.59 (11.3% above fair value)
  • GF Score™: 51/100 with 4 warning signs

No single metric tells the full story. See the AMM:FFCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Finance Co Business Description

Address King Abdullah II street, Building no. 172, Khalda, P.O. Box 144596, Amman, JOR, 11814
First Finance Co is engaged in providing finances. The company provides Direct financing for consumer and durable goods, Real estate financing, Corporate project financing, Financing and leasing of transportation vehicles, equipment, and machinery, and other related activities.
51GF Score

Get the complete analysis for AMM:FFCO

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD0.59
Price
JOD0.53
GF Value