First Finance Co (AMM:FFCO) Quick Ratio: 0.00 (As of Mar. 2026)


AMM:FFCO First Finance Co AMM:FFCO
51 GF Score
Price JOD0.59
GF Value JOD0.53
Valuation Modestly Overvalued
! 4 Warning Signs
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What is First Finance Co Quick Ratio?

First Finance Co AMM:FFCO -1.67% 51 Quick Ratio is 0.00 as of Mar. 2026. GuruFocus rates AMM:FFCO with a GF Score™ of 51/100 and a GF Value™ of JOD0.53 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 394 Credit Services companies, First Finance Co ranks worse than 253806.85% on this metric.

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. First Finance Co's quick ratio for the quarter that ended in Mar. 2026 was 0.00.

First Finance Co has a quick ratio of 0.00. It indicates that the company cannot currently fully pay back its current liabilities.

The historical rank and industry rank for First Finance Co's Quick Ratio or its related term are showing as below:

During the past 13 years, First Finance Co's highest Quick Ratio was 62.21. The lowest was 1.87. And the median was 12.66.

AMM:FFCO's Quick Ratio is not ranked *
in the Credit Services industry.
Industry Median: 4.855
* Ranked among companies with meaningful Quick Ratio only.

First Finance Co  (AMM:FFCO) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


First Finance Co Quick Ratio Related Terms


First Finance Co Quick Ratio Historical Data

* Premium members only.

The historical data trend for First Finance Co's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Finance Co Quick Ratio Chart

First Finance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Quick Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.94 9.04 12.47 0.00 0.00

First Finance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Quick Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.53 6.79 8.47 0.00 0.00

AMM:FFCO vs V, MA, AXP: Quick Ratio Comparison

For the Credit Services subindustry, First Finance Co's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Finance Co Quick Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, First Finance Co's Quick Ratio distribution charts can be found below:

* The bar in red indicates where First Finance Co's Quick Ratio falls into.


AMM:FFCO
51GF Score
First Finance Co AMM:FFCO
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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First Finance Co Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

First Finance Co's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Quick Ratio (A: Dec. 2025 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(3.651-0)/0
=

First Finance Co's Quick Ratio for the quarter that ended in Mar. 2026 is calculated as

Quick Ratio (Q: Mar. 2026 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(3.856-0)/0
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Quick Ratio →
What does a Quick Ratio of 0.00 mean?
First Finance Co (AMM:FFCO) has a Quick Ratio of 0.00 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on First Finance Co and its competitors. Over the past decade, First Finance Co's Quick Ratio has ranged from 1.87 to 62.21. According to the industry distribution chart, First Finance Co ranks #999999 out of 394 companies in the Credit Services industry.
Is First Finance Co's Quick Ratio too high?
First Finance Co's current Quick Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 1.87 to a high of 62.21. Based on the distribution chart, First Finance Co ranks #999999 out of 394 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, First Finance Co has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Finance Co's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, First Finance Co ranks #999999 out of 394 companies for Quick Ratio. This places First Finance Co in the lower half of its industry. The industry median Quick Ratio is 4.86. Historically, First Finance Co's own Quick Ratio has ranged from 1.87 to 62.21 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.86, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on First Finance Co and its competitors. For the Credit Services industry, the median Quick Ratio is 4.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Finance Co's current Quick Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Finance Co stock overvalued right now?
Based on GuruFocus' analysis, First Finance Co (AMM:FFCO) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD0.53, compared to a current price of JOD0.59 — trading 11.3% above its estimated fair value. The current Quick Ratio is 0.00. First Finance Co's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For First Finance Co (AMM:FFCO), the current Quick Ratio is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Finance Co (AMM:FFCO) Overvalued in 2026?

Based on GuruFocus' analysis, First Finance Co stock appears to be overvalued. The current stock price of JOD0.59 is trading 11.3% above its estimated GF Value™ of JOD0.53. GuruFocus considers First Finance Co to be Modestly Overvalued.

Key valuation signals for AMM:FFCO:

  • Quick Ratio: 0.00
  • GF Value™: JOD0.53 vs. price of JOD0.59 (11.3% above fair value)
  • GF Score™: 51/100 with 4 warning signs

No single metric tells the full story. See the AMM:FFCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Finance Co Business Description

Address King Abdullah II street, Building no. 172, Khalda, P.O. Box 144596, Amman, JOR, 11814
First Finance Co is engaged in providing finances. The company provides Direct financing for consumer and durable goods, Real estate financing, Corporate project financing, Financing and leasing of transportation vehicles, equipment, and machinery, and other related activities.
51GF Score

Get the complete analysis for AMM:FFCO

Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD0.59
Price
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GF Value