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The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Muthoot Microfin's current ratio for the quarter that ended in Jun. 2026 was 0.00.
Muthoot Microfin has a current ratio of 0.00. It indicates that the company may have difficulty meeting its current obligations. Low values, however, do not indicate a critical problem. If Muthoot Microfin has good long-term prospects, it may be able to borrow against those prospects to meet current obligations.
The historical rank and industry rank for Muthoot Microfin's Current Ratio or its related term are showing as below:
BOM:544055'
s Current Ratio Range Over the Past 10 Years
Min: 1.27 Med: 1.41 Max: 497.41
Current: 1.31
During the past 6 years, Muthoot Microfin's highest Current Ratio was 497.41. The lowest was 1.27. And the median was 1.41.
BOM:544055's Current Ratio is ranked worse than 75.62% of 402
companies
in the Credit Services industry
Industry Median: 2.99
vs BOM:544055: 1.31
Muthoot Microfin (BOM:544055) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Muthoot Microfin Current Ratio Related Terms
Muthoot Microfin Current Ratio Historical Data
* Premium members only.
The historical data trend for Muthoot Microfin's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:544055 vs V, MA, AXP: Current Ratio Comparison
For the Credit Services subindustry, Muthoot Microfin's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Muthoot Microfin Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Muthoot Microfin's Current Ratio distribution charts can be found below:
* The bar in red indicates where Muthoot Microfin's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Muthoot Microfin (BOM:544055) has a Current Ratio of 0.00 as of Jun. 2026. Over the past decade, Muthoot Microfin's Current Ratio has ranged from 1.27 to 497.41. According to the industry distribution chart, Muthoot Microfin ranks #304 out of 402 companies in the Credit Services industry, placing it in the top 75.6%.
Is Muthoot Microfin's Current Ratio too high?
Muthoot Microfin's current Current Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 1.27 to a high of 497.41. Based on the distribution chart, Muthoot Microfin ranks #304 out of 402 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Muthoot Microfin has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Muthoot Microfin's Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Muthoot Microfin ranks #304 out of 402 companies for Current Ratio. This places Muthoot Microfin in the lower half of its industry. The industry median Current Ratio is 2.99. Historically, Muthoot Microfin's own Current Ratio has ranged from 1.27 to 497.41 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 2.99, based on 402 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 2.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Muthoot Microfin's current Current Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muthoot Microfin stock overvalued right now?
Based on GuruFocus' analysis, Muthoot Microfin (BOM:544055) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹177.33, compared to a current price of ₹207.05 — trading 16.8% above its estimated fair value. The current Current Ratio is 0.00. Muthoot Microfin's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Muthoot Microfin (BOM:544055), the current Current Ratio is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Muthoot Microfin (BOM:544055) Overvalued in 2026?
Based on GuruFocus' analysis, Muthoot Microfin stock appears to be overvalued.
The current stock price of ₹207.05 is trading 16.8% above its estimated GF Value™ of ₹177.33.
GuruFocus considers Muthoot Microfin to be Modestly Overvalued.
Key valuation signals for BOM:544055:
Current Ratio: 0.00
GF Value™: ₹177.33 vs. price of ₹207.05 (16.8% above fair value)
No single metric tells the full story. See the BOM:544055 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Muthoot Microfin Ltd is a microfinance institution providing micro-loans to women customers with a focus on rural regions of India. The company offers loan products such as group loans for livelihood solutions such as income generating loans, Pragathi loans, and individual loans; life betterment solutions including mobile phones loans, solar lighting product loans, and household appliances product loans; health and hygiene loans such as sanitation improvement loans; and secured loans in the form of gold loans and Muthoot Small & Growing Business loans.
56GF Score
Get the complete analysis for BOM:544055
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