Muthoot Microfin (BOM:544055) ROCE %: 5.00% (As of Mar. 2026)


BOM:544055 Muthoot Microfin Ltd BOM:544055
49 GF Score
Price ₹215.25
! 9 Warning Signs
View Full Analysis

What is Muthoot Microfin ROCE %?

Muthoot Microfin BOM:544055 -2.58% 49 ROCE % is 5.00% as of Mar. 2026. GuruFocus rates BOM:544055 with a GF Score™ of 49/100. The stock has 9 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. Muthoot Microfin's annualized ROCE % for the quarter that ended in Mar. 2026 was 5.00%.

Muthoot Microfin  (BOM:544055) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

Muthoot Microfin ROCE % Related Terms

Muthoot Microfin ROCE % Historical Data

* Premium members only.

The historical data trend for Muthoot Microfin's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Muthoot Microfin ROCE % Chart

Muthoot Microfin Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROCE %
Get a 7-Day Free Trial 2.96 5.95 11.11 12.43 5.44

Muthoot Microfin Quarterly Data
Mar21 Mar22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROCE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.67 7.11 4.59 3.92 5.00
BOM:544055
49GF Score
Muthoot Microfin Ltd BOM:544055
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Muthoot Microfin ROCE % Calculation

Muthoot Microfin's annualized ROCE % for the fiscal year that ended in Mar. 2026 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Mar. 2026 )  (A: Mar. 2025 )(A: Mar. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Mar. 2026 )  (A: Mar. 2025 )(A: Mar. 2026 )
=5118.01/( ( (108570.21 - 46966.13) + (126848.05 - 213.75) )/ 2 )
=5118.01/( (61604.08+126634.3)/ 2 )
=5118.01/94119.19
=5.44 %

Muthoot Microfin's ROCE % of for the quarter that ended in Mar. 2026 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=6326.84/( ( (0 - 0) + (126848.05 - 213.75) )/ 1 )
=6326.84/( ( 0 + 126634.3 )/ 1 )
=6326.84/126634.3
=5.00 %

(1) Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of 5.00% mean?
Muthoot Microfin (BOM:544055) has a ROCE % of 5.00% as of Mar. 2026.
Is Muthoot Microfin's ROCE % too high?
Muthoot Microfin's current ROCE % is 5.00%. The Credit Services industry median ROCE % is 3.53. Muthoot Microfin's value of 5.00% is 41.6% above this industry median. Overall, Muthoot Microfin has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Muthoot Microfin's ROCE % compare to V and MA?
Muthoot Microfin's ROCE % of 5.00% can be compared against companies in the Credit Services industry. The industry median ROCE % is 3.53. Muthoot Microfin's value of 5.00% is 41.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Credit Services company?
The median ROCE % among Credit Services companies is 3.53, based on 415 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Muthoot Microfin's current ROCE % of 5.00% is 41.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median ROCE % is 3.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Muthoot Microfin's current ROCE % is 5.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muthoot Microfin stock overvalued right now?
Muthoot Microfin (BOM:544055) has a current ROCE % of 5.00%. The current ROCE % is 5.00% and 41.6% above the Credit Services industry median of 3.53. Muthoot Microfin's overall GF Score™ is 49/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Muthoot Microfin (BOM:544055), the current ROCE % is 5.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Muthoot Microfin Business Description

Other Exchanges MUTHOOTMF:India
Address Muthoot Towers M.G. Road, 5th Floor, Kochi, KL, IND, 682035
Muthoot Microfin Ltd is a microfinance institution providing micro-loans to women customers with a focus on rural regions of India. The company offers loan products such as group loans for livelihood solutions such as income generating loans, Pragathi loans, and individual loans; life betterment solutions including mobile phones loans, solar lighting product loans, and household appliances product loans; health and hygiene loans such as sanitation improvement loans; and secured loans in the form of gold loans and Muthoot Small & Growing Business loans.
49GF Score

Get the complete analysis for BOM:544055

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹215.25
Price