Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Muthoot Microfin's earnings per share without non-recurring items for the
three
months ended in Jun. 2026 was ₹6.14.
Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Jun. 2026 was ₹25.87.
During the past 12 months, Muthoot Microfin's average earnings per share (NRI) Growth Rate was -12.30% per year.
During the past 3 years, the average earnings per share (NRI) Growth Rate was 18.60% per year.
During the past 5 years, the average earnings per share (NRI) Growth Rate was 40.90% per year.
During the past 10 years, the average earnings per share (NRI) Growth Rate was 0.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.
The historical rank and industry rank for Muthoot Microfin's EPS without NRI or its related term are showing as below:
BOM:544055'
s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: 18.6 Med: 28.4 Max: 98.7
Current: 18.6
During the past 6 years, Muthoot Microfin's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 98.70% per year. The lowest was 18.60% per year. And the median was 28.40% per year.
BOM:544055's 3-Year EPS without NRI Growth Rate is ranked better than 61.38% of 435
companies
in the Credit Services industry
Industry Median: 11.4
vs BOM:544055: 18.60
Muthoot Microfin's EPS (Diluted) for the
three
months ended in Jun. 2026 was ₹4.83.
Its EPS (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was ₹14.52.
Muthoot Microfin's EPS (Basic) for the
three
months ended in Jun. 2026 was ₹4.85.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Jun. 2026 was ₹14.64.
Muthoot Microfin (BOM:544055) EPS without NRI Explanation
EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Muthoot Microfin EPS without NRI Related Terms
Muthoot Microfin EPS without NRI Historical Data
* Premium members only.
The historical data trend for Muthoot Microfin's EPS without NRI can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:544055 vs V, MA, AXP: EPS without NRI Comparison
For the Credit Services subindustry, Muthoot Microfin's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Muthoot Microfin PE Ratio without NRI vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Muthoot Microfin's PE Ratio without NRI distribution charts can be found below:
* The bar in red indicates where Muthoot Microfin's PE Ratio without NRI falls into.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.
EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹25.87
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Muthoot Microfin (BOM:544055) has a EPS without NRI of ₹25.87 as of Jun. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Muthoot Microfin and its competitors. According to the industry distribution chart, Muthoot Microfin ranks #168 out of 435 companies in the Credit Services industry, placing it in the top 38.6%.
Is Muthoot Microfin's EPS without NRI too high?
Muthoot Microfin's current EPS without NRI is ₹25.87. Based on the distribution chart, Muthoot Microfin ranks #168 out of 435 companies in the Credit Services industry, which is above the industry midpoint. Overall, Muthoot Microfin has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Muthoot Microfin's EPS without NRI compare to V and MA?
According to the Credit Services industry distribution chart, Muthoot Microfin ranks #168 out of 435 companies for EPS without NRI. This puts Muthoot Microfin in the upper half of its industry. The industry median EPS without NRI is 11.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Credit Services company?
The median EPS without NRI among Credit Services companies is 11.40, based on 435 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Muthoot Microfin and its competitors. For the Credit Services industry, the median EPS without NRI is 11.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Muthoot Microfin's current EPS without NRI is ₹25.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muthoot Microfin stock overvalued right now?
Based on GuruFocus' analysis, Muthoot Microfin (BOM:544055) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹180.15, compared to a current price of ₹209.20 — trading 16.1% above its estimated fair value. The current EPS without NRI is ₹25.87. Muthoot Microfin's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Muthoot Microfin (BOM:544055), the current EPS without NRI is ₹25.87 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Muthoot Microfin (BOM:544055) Overvalued in 2026?
Based on GuruFocus' analysis, Muthoot Microfin stock appears to be overvalued.
The current stock price of ₹209.20 is trading 16.1% above its estimated GF Value™ of ₹180.15.
GuruFocus considers Muthoot Microfin to be Modestly Overvalued.
Key valuation signals for BOM:544055:
EPS without NRI: ₹25.87
GF Value™: ₹180.15 vs. price of ₹209.20 (16.1% above fair value)
No single metric tells the full story. See the BOM:544055 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Muthoot Microfin Ltd is a microfinance institution providing micro-loans to women customers with a focus on rural regions of India. The company offers loan products such as group loans for livelihood solutions such as income generating loans, Pragathi loans, and individual loans; life betterment solutions including mobile phones loans, solar lighting product loans, and household appliances product loans; health and hygiene loans such as sanitation improvement loans; and secured loans in the form of gold loans and Muthoot Small & Growing Business loans.
56GF Score
Get the complete analysis for BOM:544055
EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:544055 has been successfully added to your 
