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Muthoot Microfin's yield on cost for the quarter that ended in Jun. 2026 was 0.00.
The historical rank and industry rank for Muthoot Microfin's 5-Year Yield-on-Cost % or its related term are showing as below:
BOM:544055's 5-Year Yield-on-Cost % is not ranked *
in the Credit Services industry.
Industry Median: 4.575 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Muthoot Microfin 5-Year Yield-on-Cost % Related Terms
BOM:544055 vs V, MA, AXP: 5-Year Yield-on-Cost % Comparison
For the Credit Services subindustry, Muthoot Microfin's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Muthoot Microfin 5-Year Yield-on-Cost % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Muthoot Microfin's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Muthoot Microfin's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Muthoot Microfin (BOM:544055) has a 5-Year Yield-on-Cost % of 0.00 as of Sep. 14, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Muthoot Microfin and its competitors. According to the industry distribution chart, Muthoot Microfin ranks #999999 out of 206 companies in the Credit Services industry.
Is Muthoot Microfin's 5-Year Yield-on-Cost % too high?
Muthoot Microfin's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, Muthoot Microfin ranks #999999 out of 206 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Muthoot Microfin has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Muthoot Microfin's 5-Year Yield-on-Cost % compare to V and MA?
According to the Credit Services industry distribution chart, Muthoot Microfin ranks #999999 out of 206 companies for 5-Year Yield-on-Cost %. This places Muthoot Microfin in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.58. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.58, based on 206 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Muthoot Microfin and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Muthoot Microfin's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muthoot Microfin stock overvalued right now?
Based on GuruFocus' analysis, Muthoot Microfin (BOM:544055) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹176.07, compared to a current price of ₹196.25 — trading 11.5% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Muthoot Microfin's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Muthoot Microfin (BOM:544055), the current 5-Year Yield-on-Cost % is 0.00 as of Sep. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Muthoot Microfin (BOM:544055) Overvalued in 2026?
Based on GuruFocus' analysis, Muthoot Microfin stock appears to be overvalued.
The current stock price of ₹196.25 is trading 11.5% above its estimated GF Value™ of ₹176.07.
GuruFocus considers Muthoot Microfin to be Modestly Overvalued.
Key valuation signals for BOM:544055:
5-Year Yield-on-Cost %: 0.00
GF Value™: ₹176.07 vs. price of ₹196.25 (11.5% above fair value)
No single metric tells the full story. See the BOM:544055 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Muthoot Microfin Ltd is a microfinance institution providing micro-loans to women customers with a focus on rural regions of India. The company offers loan products such as group loans for livelihood solutions such as income generating loans, Pragathi loans, and individual loans; life betterment solutions including mobile phones loans, solar lighting product loans, and household appliances product loans; health and hygiene loans such as sanitation improvement loans; and secured loans in the form of gold loans and Muthoot Small & Growing Business loans.
57GF Score
Get the complete analysis for BOM:544055
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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