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Muthoot Microfin (BOM:544055) Debt-to-EBITDA : 0.00 (As of Dec. 2024)


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What is Muthoot Microfin Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Muthoot Microfin's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was ₹0 Mil. Muthoot Microfin's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was ₹0 Mil. Muthoot Microfin's annualized EBITDA for the quarter that ended in Dec. 2024 was ₹6,067 Mil. Muthoot Microfin's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2024 was 0.00.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Muthoot Microfin's Debt-to-EBITDA or its related term are showing as below:

BOM:544055' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 10.41   Med: 34.6   Max: 86.01
Current: 10.41

During the past 4 years, the highest Debt-to-EBITDA Ratio of Muthoot Microfin was 86.01. The lowest was 10.41. And the median was 34.60.

BOM:544055's Debt-to-EBITDA is ranked worse than
56.04% of 273 companies
in the Credit Services industry
Industry Median: 8.45 vs BOM:544055: 10.41

Muthoot Microfin Debt-to-EBITDA Historical Data

The historical data trend for Muthoot Microfin's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Muthoot Microfin Debt-to-EBITDA Chart

Muthoot Microfin Annual Data
Trend Mar21 Mar22 Mar23 Mar24
Debt-to-EBITDA
86.01 42.95 26.24 13.46

Muthoot Microfin Quarterly Data
Mar21 Mar22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only - 8.24 - 9.54 -

Competitive Comparison of Muthoot Microfin's Debt-to-EBITDA

For the Credit Services subindustry, Muthoot Microfin's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Muthoot Microfin's Debt-to-EBITDA Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Muthoot Microfin's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Muthoot Microfin's Debt-to-EBITDA falls into.


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Muthoot Microfin Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Muthoot Microfin's Debt-to-EBITDA for the fiscal year that ended in Mar. 2024 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(50923.87 + 34314.86) / 6332.99
=13.46

Muthoot Microfin's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2024 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 0) / 6067.12
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Dec. 2024) EBITDA data.


Muthoot Microfin  (BOM:544055) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Muthoot Microfin Debt-to-EBITDA Related Terms

Thank you for viewing the detailed overview of Muthoot Microfin's Debt-to-EBITDA provided by GuruFocus.com. Please click on the following links to see related term pages.


Muthoot Microfin Business Description

Traded in Other Exchanges
Address
Muthoot Towers M.G. Road, 5th Floor, Kochi, KL, IND, 682035
Muthoot Microfin Ltd is a microfinance institution providing micro-loans to women customers with a focus on rural regions of India. The company offers loan products such as group loans for livelihood solutions such as income generating loans, Pragathi loans, and individual loans; life betterment solutions including mobile phones loans, solar lighting product loans, and household appliances product loans; health and hygiene loans such as sanitation improvement loans; and secured loans in the form of gold loans and Muthoot Small & Growing Business loans.

Muthoot Microfin Headlines

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