Muthoot Microfin (BOM:544055) GF Score: 35/100 (As of Aug. 03, 2026) — 218% Above Median

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BOM:544055 Muthoot Microfin Ltd BOM:544055
35 GF Score
Price ₹245.55
! 8 Warning Signs
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What is Muthoot Microfin GF Score?

Muthoot Microfin BOM:544055 -0.57% 35 GF Score is 35 as of Aug. 03, 2026, which is 218% above its 10-year median of 11.00. GuruFocus rates BOM:544055 with a GF Score™ of 35/100. The stock has 8 warning signs investors should review.

Muthoot Microfin has the GF Score of 35, which implies that the company might have Worst future performance potential, or not enough data.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 3/10
2. Profitability Rank : 6/10
3. Growth Rank : 9/10
4. GF Value Rank : 0/10
5. Momentum Rank : 0/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Muthoot Microfin might have Worst future performance potential, or not enough data.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Muthoot Microfin  (BOM:544055) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

Muthoot Microfin GF Score Related Terms

BOM:544055 vs V, MA, AXP: GF Score Comparison

For the Credit Services subindustry, Muthoot Microfin's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Muthoot Microfin GF Score vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Muthoot Microfin's GF Score distribution charts can be found below:

* The bar in red indicates where Muthoot Microfin's GF Score falls into.


BOM:544055
35GF Score
Muthoot Microfin Ltd BOM:544055
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 35 mean?
Muthoot Microfin (BOM:544055) has a GF Score of 35 as of Aug. 03, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Muthoot Microfin and its competitors. This is 218% above median its historical median of 11.00. Over the past decade, Muthoot Microfin's GF Score has ranged from 2.00 to 40.00.
Is Muthoot Microfin's GF Score too high?
Muthoot Microfin's current GF Score of 35 is 218% above median its 10-year median of 11.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 40.00. Overall, Muthoot Microfin has a GF Score™ of 35/100, reflecting its overall financial health beyond just this single metric.
How does Muthoot Microfin's GF Score compare to V and MA?
Muthoot Microfin's GF Score of 35 can be compared against companies in the Credit Services industry. Historically, Muthoot Microfin's own GF Score has ranged from 2.00 to 40.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Credit Services company?
A good GF Score depends on the Credit Services industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Muthoot Microfin and its competitors. Muthoot Microfin's current GF Score is 35, which is 218% above median its own 10-year median of 11.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muthoot Microfin stock overvalued right now?
Muthoot Microfin (BOM:544055) has a current GF Score of 35. The current GF Score is 35, which is 218% above median its 10-year median of 11.00. Muthoot Microfin's overall GF Score™ is 35/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Muthoot Microfin (BOM:544055), the current GF Score is 35 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Muthoot Microfin Business Description

Other Exchanges MUTHOOTMF:India
Address Muthoot Towers M.G. Road, 5th Floor, Kochi, KL, IND, 682035
Muthoot Microfin Ltd is a microfinance institution providing micro-loans to women customers with a focus on rural regions of India. The company offers loan products such as group loans for livelihood solutions such as income generating loans, Pragathi loans, and individual loans; life betterment solutions including mobile phones loans, solar lighting product loans, and household appliances product loans; health and hygiene loans such as sanitation improvement loans; and secured loans in the form of gold loans and Muthoot Small & Growing Business loans.
35GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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