Muthoot Microfin (BOM:544055) Interest Expense: ₹0 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:544055 Muthoot Microfin Ltd BOM:544055
56 GF Score
Price ₹218.10
GF Value ₹189.79
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Muthoot Microfin Interest Expense?

Muthoot Microfin BOM:544055 +1.92% 56 Interest Expense is ₹0 Mil as of Jun. 2026. GuruFocus rates BOM:544055 with a GF Score™ of 56/100 and a GF Value™ of ₹189.79 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Muthoot Microfin's interest expense for the three months ended in Jun. 2026 was ₹ 0 Mil. Its interest expense for the trailing twelve months (TTM) ended in Jun. 2026 was ₹0 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Muthoot Microfin's Operating Income for the three months ended in Jun. 2026 was ₹ 1,336 Mil. Muthoot Microfin's Interest Expense for the three months ended in Jun. 2026 was ₹ 0 Mil. Muthoot Microfin has no long-term debt (1). The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

(1) Note: An indication of "no long-term debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.


Muthoot Microfin  (BOM:544055) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Muthoot Microfin's Interest Expense for the three months ended in Jun. 2026 was ₹0 Mil. Its Operating Income for the three months ended in Jun. 2026 was ₹1,336 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Jun. 2026 was ₹0 Mil.

Muthoot Microfin's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

Muthoot Microfin had no long-term debt (1).

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.


Muthoot Microfin Interest Expense Historical Data

* Premium members only.

The historical data trend for Muthoot Microfin's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Muthoot Microfin Interest Expense Chart

Muthoot Microfin Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Expense
Get a 7-Day Free Trial -96.74 -128.93 -160.20 -185.67 -183.29

Muthoot Microfin Quarterly Data
Mar21 Mar22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
BOM:544055
56GF Score
Muthoot Microfin Ltd BOM:544055
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Muthoot Microfin Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of ₹0 Mil mean?
Muthoot Microfin (BOM:544055) has a Interest Expense of ₹0 Mil as of Jun. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Muthoot Microfin and its competitors.
Is Muthoot Microfin's Interest Expense too high?
Muthoot Microfin's current Interest Expense is ₹0 Mil. Overall, Muthoot Microfin has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Muthoot Microfin's Interest Expense compare to V and MA?
Muthoot Microfin's Interest Expense of ₹0 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Credit Services company?
A good Interest Expense depends on the Credit Services industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Muthoot Microfin and its competitors. Muthoot Microfin's current Interest Expense is ₹0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muthoot Microfin stock overvalued right now?
Based on GuruFocus' analysis, Muthoot Microfin (BOM:544055) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹189.79, compared to a current price of ₹218.10 — trading 14.9% above its estimated fair value. The current Interest Expense is ₹0 Mil. Muthoot Microfin's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Muthoot Microfin (BOM:544055), the current Interest Expense is ₹0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Muthoot Microfin (BOM:544055) Overvalued in 2026?

Based on GuruFocus' analysis, Muthoot Microfin stock appears to be overvalued. The current stock price of ₹218.10 is trading 14.9% above its estimated GF Value™ of ₹189.79. GuruFocus considers Muthoot Microfin to be Modestly Overvalued.

Key valuation signals for BOM:544055:

  • Interest Expense: ₹0 Mil
  • GF Value™: ₹189.79 vs. price of ₹218.10 (14.9% above fair value)
  • GF Score™: 56/100 with 5 warning signs

No single metric tells the full story. See the BOM:544055 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Muthoot Microfin Business Description

Other Exchanges MUTHOOTMF:India
Address Muthoot Towers M.G. Road, 5th Floor, Kochi, KL, IND, 682035
Muthoot Microfin Ltd is a microfinance institution providing micro-loans to women customers with a focus on rural regions of India. The company offers loan products such as group loans for livelihood solutions such as income generating loans, Pragathi loans, and individual loans; life betterment solutions including mobile phones loans, solar lighting product loans, and household appliances product loans; health and hygiene loans such as sanitation improvement loans; and secured loans in the form of gold loans and Muthoot Small & Growing Business loans.
56GF Score

Get the complete analysis for BOM:544055

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹218.10
Price
₹189.79
GF Value