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The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. Muthoot Microfin's Revenue for the
three
months ended in Jun. 2026 was ₹6,057 Mil. Muthoot Microfin's average Accounts Receivable for the
three
months ended in Jun. 2026 was ₹116 Mil.
Hence, Muthoot Microfin's Receivables Turnover for the
three
months ended in Jun. 2026 was 52.03.
An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.
Muthoot Microfin Receivables Turnover Related Terms
Muthoot Microfin Receivables Turnover Historical Data
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The historical data trend for Muthoot Microfin's Receivables Turnover can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:544055 vs V, MA, AXP: Receivables Turnover Comparison
For the Credit Services subindustry, Muthoot Microfin's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Muthoot Microfin Receivables Turnover vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Muthoot Microfin's Receivables Turnover distribution charts can be found below:
* The bar in red indicates where Muthoot Microfin's Receivables Turnover falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Muthoot Microfin (BOM:544055) has a Receivables Turnover of 52.03 as of Jun. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Muthoot Microfin and its competitors. According to the industry distribution chart, Muthoot Microfin ranks #39 out of 294 companies in the Credit Services industry, placing it in the top 13.3%.
Is Muthoot Microfin's Receivables Turnover too high?
Muthoot Microfin's current Receivables Turnover is 52.03. The Credit Services industry median Receivables Turnover is 8.66. Muthoot Microfin's value of 52.03 is 501.2% above this industry median. Based on the distribution chart, Muthoot Microfin ranks #39 out of 294 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Muthoot Microfin has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Muthoot Microfin's Receivables Turnover compare to V and MA?
According to the Credit Services industry distribution chart, Muthoot Microfin ranks #39 out of 294 companies for Receivables Turnover. This places Muthoot Microfin in the top 13% of its industry — outperforming the majority of peers. The industry median Receivables Turnover is 8.66. Muthoot Microfin's value of 52.03 is 501.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Credit Services company?
The median Receivables Turnover among Credit Services companies is 8.66, based on 294 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Muthoot Microfin's current Receivables Turnover of 52.03 is 501.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Muthoot Microfin and its competitors. For the Credit Services industry, the median Receivables Turnover is 8.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Muthoot Microfin's current Receivables Turnover is 52.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muthoot Microfin stock overvalued right now?
Based on GuruFocus' analysis, Muthoot Microfin (BOM:544055) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹177.20, compared to a current price of ₹205.35 — trading 15.9% above its estimated fair value. The current Receivables Turnover is 52.03 and 501.2% above the Credit Services industry median of 8.66. Muthoot Microfin's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For Muthoot Microfin (BOM:544055), the current Receivables Turnover is 52.03 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Muthoot Microfin (BOM:544055) Overvalued in 2026?
Based on GuruFocus' analysis, Muthoot Microfin stock appears to be overvalued.
The current stock price of ₹205.35 is trading 15.9% above its estimated GF Value™ of ₹177.20.
GuruFocus considers Muthoot Microfin to be Modestly Overvalued.
Key valuation signals for BOM:544055:
Receivables Turnover: 52.03
GF Value™: ₹177.20 vs. price of ₹205.35 (15.9% above fair value)
Industry Position: 501.2% above the Credit Services median (#39 of 294)
No single metric tells the full story. See the BOM:544055 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Muthoot Microfin Ltd is a microfinance institution providing micro-loans to women customers with a focus on rural regions of India. The company offers loan products such as group loans for livelihood solutions such as income generating loans, Pragathi loans, and individual loans; life betterment solutions including mobile phones loans, solar lighting product loans, and household appliances product loans; health and hygiene loans such as sanitation improvement loans; and secured loans in the form of gold loans and Muthoot Small & Growing Business loans.
56GF Score
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