Muthoot Microfin (BOM:544055) LT-Debt-to-Total-Asset: 0.00 (As of Jun. 2026)

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BOM:544055 Muthoot Microfin Ltd BOM:544055
56 GF Score
Price ₹208.15
GF Value ₹178.08
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Muthoot Microfin LT-Debt-to-Total-Asset?

Muthoot Microfin BOM:544055 +1.59% 56 LT-Debt-to-Total-Asset is 0.00 as of Jun. 2026. GuruFocus rates BOM:544055 with a GF Score™ of 56/100 and a GF Value™ of ₹178.08 (Modestly Overvalued). The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Muthoot Microfin's long-term debt to total assests ratio for the quarter that ended in Jun. 2026 was 0.00.

Muthoot Microfin's long-term debt to total assets ratio stayed the same from Jun. 2025 (0.00) to Jun. 2026 (0.00).

Muthoot Microfin  (BOM:544055) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Muthoot Microfin LT-Debt-to-Total-Asset Related Terms

Muthoot Microfin LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Muthoot Microfin's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Muthoot Microfin LT-Debt-to-Total-Asset Chart

Muthoot Microfin Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial 0.31 0.34 0.30 0.32 0.35

Muthoot Microfin Quarterly Data
Mar21 Mar22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.75 0.00 0.35 0.00
BOM:544055
56GF Score
Muthoot Microfin Ltd BOM:544055
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Muthoot Microfin LT-Debt-to-Total-Asset Calculation

Muthoot Microfin's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )/Total Assets (A: Mar. 2026 )
=43912.51/126848.05
=0.35

Muthoot Microfin's Long-Term Debt to Total Asset Ratio for the quarter that ended in Jun. 2026 is calculated as

LT Debt to Total Assets (Q: Jun. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Jun. 2026 )/Total Assets (Q: Jun. 2026 )
=0/0
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.00 mean?
Muthoot Microfin (BOM:544055) has a LT-Debt-to-Total-Asset of 0.00 as of Jun. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Muthoot Microfin and its competitors.
Is Muthoot Microfin's LT-Debt-to-Total-Asset too high?
Muthoot Microfin's current LT-Debt-to-Total-Asset is 0.00. Overall, Muthoot Microfin has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Muthoot Microfin's LT-Debt-to-Total-Asset compare to V and MA?
Muthoot Microfin's LT-Debt-to-Total-Asset of 0.00 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Credit Services company?
A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Muthoot Microfin and its competitors. Muthoot Microfin's current LT-Debt-to-Total-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muthoot Microfin stock overvalued right now?
Based on GuruFocus' analysis, Muthoot Microfin (BOM:544055) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹178.08, compared to a current price of ₹208.15 — trading 16.9% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.00. Muthoot Microfin's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Muthoot Microfin (BOM:544055), the current LT-Debt-to-Total-Asset is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Muthoot Microfin (BOM:544055) Overvalued in 2026?

Based on GuruFocus' analysis, Muthoot Microfin stock appears to be overvalued. The current stock price of ₹208.15 is trading 16.9% above its estimated GF Value™ of ₹178.08. GuruFocus considers Muthoot Microfin to be Modestly Overvalued.

Key valuation signals for BOM:544055:

  • LT-Debt-to-Total-Asset: 0.00
  • GF Value™: ₹178.08 vs. price of ₹208.15 (16.9% above fair value)
  • GF Score™: 56/100 with 5 warning signs

No single metric tells the full story. See the BOM:544055 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Muthoot Microfin Business Description

Other Exchanges MUTHOOTMF:India
Address Muthoot Towers M.G. Road, 5th Floor, Kochi, KL, IND, 682035
Muthoot Microfin Ltd is a microfinance institution providing micro-loans to women customers with a focus on rural regions of India. The company offers loan products such as group loans for livelihood solutions such as income generating loans, Pragathi loans, and individual loans; life betterment solutions including mobile phones loans, solar lighting product loans, and household appliances product loans; health and hygiene loans such as sanitation improvement loans; and secured loans in the form of gold loans and Muthoot Small & Growing Business loans.
56GF Score

Get the complete analysis for BOM:544055

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹208.15
Price
₹178.08
GF Value