Muthoot Microfin (BOM:544055) Enterprise Value: ₹125,806 Mil (As of Jul. 20, 2026) ***

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BOM:544055 Muthoot Microfin Ltd BOM:544055
36 GF Score
Price ₹240.05
! 8 Warning Signs
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What is Muthoot Microfin Enterprise Value?

Muthoot Microfin BOM:544055 -1.64% 36 Enterprise Value is ₹125,806 Mil as of Jul. 20, 2026. GuruFocus rates BOM:544055 with a GF Score™ of 36/100. The stock has 8 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Muthoot Microfin's Enterprise Value is ₹125,806 Mil. Muthoot Microfin's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was ₹5,118 Mil. Therefore, Muthoot Microfin's EV-to-EBIT ratio for today is 24.58.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Muthoot Microfin's Enterprise Value is ₹125,806 Mil. Muthoot Microfin's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was ₹5,549 Mil. Therefore, Muthoot Microfin's EV-to-EBITDA ratio for today is 22.67.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Muthoot Microfin's Enterprise Value is ₹125,806 Mil. Muthoot Microfin's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was ₹22,369 Mil. Therefore, Muthoot Microfin's EV-to-Revenue ratio for today is 5.62.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Muthoot Microfin's Enterprise Value is ₹125,806 Mil. Muthoot Microfin's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, Muthoot Microfin's EV-to-OCF ratio for today is .

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Muthoot Microfin's Enterprise Value is ₹125,806 Mil. Muthoot Microfin's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, Muthoot Microfin's EV-to-FCF ratio for today is .

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Muthoot Microfin  (BOM:544055) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Muthoot Microfin's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=125805.571/5118.04
=24.58

Muthoot Microfin's current Enterprise Value is ₹125,806 Mil.
Muthoot Microfin's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹5,118 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Muthoot Microfin's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=125805.571/5549.38
=22.67

Muthoot Microfin's current Enterprise Value is ₹125,806 Mil.
Muthoot Microfin's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹5,549 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Muthoot Microfin's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=125805.571/22369.22
=5.62

Muthoot Microfin's current Enterprise Value is ₹125,806 Mil.
Muthoot Microfin's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹22,369 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Muthoot Microfin's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=125805.571/0
=

Muthoot Microfin's current Enterprise Value is ₹125,806 Mil.
Muthoot Microfin's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Muthoot Microfin's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=125805.571/0
=

Muthoot Microfin's current Enterprise Value is ₹125,806 Mil.
Muthoot Microfin's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Muthoot Microfin Enterprise Value Related Terms


Muthoot Microfin Enterprise Value Historical Data

* Premium members only.

The historical data trend for Muthoot Microfin's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Muthoot Microfin Enterprise Value Chart

Muthoot Microfin Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Enterprise Value
Get a 7-Day Free Trial 0.00 0.00 104,390.74 90,189.32 110,077.49

Muthoot Microfin Quarterly Data
Mar21 Mar22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 90,189.32 24,050.31 99,301.41 29,515.42 110,077.49

BOM:544055 vs V, MA, AXP: Enterprise Value Comparison

For the Credit Services subindustry, Muthoot Microfin's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Muthoot Microfin Enterprise Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Muthoot Microfin's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Muthoot Microfin's Enterprise Value falls into.


BOM:544055
36GF Score
Muthoot Microfin Ltd BOM:544055
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Muthoot Microfin Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Muthoot Microfin's Enterprise Value for the fiscal year that ended in Mar. 2026 is calculated as

Muthoot Microfin's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of ₹125,806 Mil mean?
Muthoot Microfin (BOM:544055) has a Enterprise Value of ₹125,806 Mil as of Jul. 20, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Muthoot Microfin and its competitors.
Is Muthoot Microfin's Enterprise Value too high?
Muthoot Microfin's current Enterprise Value is ₹125,806 Mil. Overall, Muthoot Microfin has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does Muthoot Microfin's Enterprise Value compare to V and MA?
Muthoot Microfin's Enterprise Value of ₹125,806 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Credit Services company?
A good Enterprise Value depends on the Credit Services industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Muthoot Microfin and its competitors. Muthoot Microfin's current Enterprise Value is ₹125,806 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muthoot Microfin stock overvalued right now?
Muthoot Microfin (BOM:544055) has a current Enterprise Value of ₹125,806 Mil. The current Enterprise Value is ₹125,806 Mil. Muthoot Microfin's overall GF Score™ is 36/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Muthoot Microfin (BOM:544055), the current Enterprise Value is ₹125,806 Mil as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Muthoot Microfin Business Description

Other Exchanges MUTHOOTMF:India
Address Muthoot Towers M.G. Road, 5th Floor, Kochi, KL, IND, 682035
Muthoot Microfin Ltd is a microfinance institution providing micro-loans to women customers with a focus on rural regions of India. The company offers loan products such as group loans for livelihood solutions such as income generating loans, Pragathi loans, and individual loans; life betterment solutions including mobile phones loans, solar lighting product loans, and household appliances product loans; health and hygiene loans such as sanitation improvement loans; and secured loans in the form of gold loans and Muthoot Small & Growing Business loans.
36GF Score

Get the complete analysis for BOM:544055

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹240.05
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