Muthoot Microfin (BOM:544055) Effective Interest Rate on Debt % : 0.00% (As of Mar. 2025)

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What is Muthoot Microfin Effective Interest Rate on Debt %?

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Muthoot Microfin's annualized positive value of Interest Expense for the quarter that ended in Mar. 2025 was ₹0 Mil. Muthoot Microfin's average total debt for the quarter that ended in Mar. 2025 was ₹81,013 Mil. Therefore, Muthoot Microfin's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2025 was 0.00%.

Muthoot Microfin Effective Interest Rate on Debt % Historical Data

The historical data trend for Muthoot Microfin's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Muthoot Microfin Effective Interest Rate on Debt % Chart

Muthoot Microfin Annual Data

Trend

Mar21

Mar22

Mar23

Mar24

Mar25

Effective Interest Rate on Debt %

0.26

0.27

0.24

0.21

Muthoot Microfin Quarterly Data
	Mar21	Mar22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25
Effective Interest Rate on Debt %	Get a 7-Day Free Trial							-	-	-	-	-

Competitive Comparison of Muthoot Microfin's Effective Interest Rate on Debt %

For the Credit Services subindustry, Muthoot Microfin's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Muthoot Microfin's Effective Interest Rate on Debt % Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Muthoot Microfin's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Muthoot Microfin's Effective Interest Rate on Debt % falls into.

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Muthoot Microfin Effective Interest Rate on Debt % Calculation

Muthoot Microfin's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2025 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (A: Mar. 2024 )	+	Total Debt (A: Mar. 2025 ))	/ count )
=	-1 * 0	/	( (85238.73	+	81013.44)	/ 2 )
=	-1 * 0	/	83126.085
=	0.00 %

where

	Total Debt (A: Mar. 2024 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	34314.86	+	50923.87
=	85238.73

	Total Debt (A: Mar. 2025 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	81013.44	+	0
=	81013.44

Muthoot Microfin's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2025 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (Q: Dec. 2024 )	+	Total Debt (Q: Mar. 2025 ))	/ count )
=	-1 * 0	/	( (0	+	81013.44)	/ 1 )
=	-1 * 0	/	81013.44
=	0.00 %

where

	Total Debt (Q: Dec. 2024 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	0	+	0
=	0

	Total Debt (Q: Mar. 2025 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	81013.44	+	0
=	81013.44

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

Muthoot Microfin (BOM:544055) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Muthoot Microfin Effective Interest Rate on Debt % Related Terms

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Muthoot Microfin Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Muthoot Microfin Ltd (BOM:544055) » Definitions » Effective Interest Rate on Debt %

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MUTHOOTMF:India

Address

Muthoot Towers M.G. Road, 5th Floor, Kochi, KL, IND, 682035

Website

https://www.muthootmicrofin.com

Muthoot Microfin Ltd is a microfinance institution providing micro-loans to women customers with a focus on rural regions of India. The company offers loan products such as group loans for livelihood solutions such as income generating loans, Pragathi loans, and individual loans; life betterment solutions including mobile phones loans, solar lighting product loans, and household appliances product loans; health and hygiene loans such as sanitation improvement loans; and secured loans in the form of gold loans and Muthoot Small & Growing Business loans.

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