Muthoot Microfin (BOM:544055) Margin of Safety % (DCF Earnings Based): N/A (As of Aug. 14, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:544055 Muthoot Microfin Ltd BOM:544055
56 GF Score
Price ₹211.50
GF Value ₹180.27
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Muthoot Microfin Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Muthoot Microfin's Predictability Rank is Not Rated. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

BOM:544055 vs V, MA, AXP: Margin of Safety % (DCF Earnings Based) Comparison

For the Credit Services subindustry, Muthoot Microfin's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Muthoot Microfin Margin of Safety % (DCF Earnings Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Muthoot Microfin's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Muthoot Microfin's Margin of Safety % (DCF Earnings Based) falls into.


BOM:544055
56GF Score
Muthoot Microfin Ltd BOM:544055
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Muthoot Microfin (BOM:544055) Overvalued in 2026?

Based on GuruFocus' analysis, Muthoot Microfin stock appears to be overvalued. The current stock price of ₹211.50 is trading 17.3% above its estimated GF Value™ of ₹180.27. GuruFocus considers Muthoot Microfin to be Modestly Overvalued.

Key valuation signals for BOM:544055:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: ₹180.27 vs. price of ₹211.50 (17.3% above fair value)
  • GF Score™: 56/100 with 5 warning signs

No single metric tells the full story. See the BOM:544055 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Muthoot Microfin Business Description

Other Exchanges MUTHOOTMF:India
Address Muthoot Towers M.G. Road, 5th Floor, Kochi, KL, IND, 682035
Muthoot Microfin Ltd is a microfinance institution providing micro-loans to women customers with a focus on rural regions of India. The company offers loan products such as group loans for livelihood solutions such as income generating loans, Pragathi loans, and individual loans; life betterment solutions including mobile phones loans, solar lighting product loans, and household appliances product loans; health and hygiene loans such as sanitation improvement loans; and secured loans in the form of gold loans and Muthoot Small & Growing Business loans.
56GF Score

Get the complete analysis for BOM:544055

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹211.50
Price
₹180.27
GF Value