Muthoot Microfin (BOM:544055) ROE % Adjusted to Book Value: 11.59% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:544055 Muthoot Microfin Ltd BOM:544055
36 GF Score
Price ₹254.15
! 8 Warning Signs
View Full Analysis

What is Muthoot Microfin ROE % Adjusted to Book Value?

Muthoot Microfin BOM:544055 +0.28% 36 ROE % Adjusted to Book Value is 11.59% as of Mar. 2026. GuruFocus rates BOM:544055 with a GF Score™ of 36/100. The stock has 8 warning signs investors should review.

Muthoot Microfin's ROE % for the quarter that ended in Mar. 2026 was 9.97%. Muthoot Microfin's PB Ratio for the quarter that ended in Mar. 2026 was 0.86. Muthoot Microfin's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 11.59%.


Muthoot Microfin ROE % Adjusted to Book Value Related Terms


Muthoot Microfin ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Muthoot Microfin's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Muthoot Microfin ROE % Adjusted to Book Value Chart

Muthoot Microfin Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROE % Adjusted to Book Value
Get a 7-Day Free Trial 0.00 0.00 17.06 -10.50 7.22

Muthoot Microfin Quarterly Data
Mar21 Mar22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -78.15 0.00 4.39 0.00 11.59

BOM:544055 vs V, MA, AXP: ROE % Adjusted to Book Value Comparison

For the Credit Services subindustry, Muthoot Microfin's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Muthoot Microfin ROE % Adjusted to Book Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Muthoot Microfin's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Muthoot Microfin's ROE % Adjusted to Book Value falls into.


BOM:544055
36GF Score
Muthoot Microfin Ltd BOM:544055
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Muthoot Microfin ROE % Adjusted to Book Value Calculation

Muthoot Microfin's ROE % Adjusted to Book Value for the fiscal year that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=6.21% / 0.86
=7.22%

Muthoot Microfin's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=9.97% / 0.86
=11.59%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 11.59% mean?
Muthoot Microfin (BOM:544055) has a ROE % Adjusted to Book Value of 11.59% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Muthoot Microfin and its competitors.
Is Muthoot Microfin's ROE % Adjusted to Book Value too high?
Muthoot Microfin's current ROE % Adjusted to Book Value is 11.59%. Overall, Muthoot Microfin has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does Muthoot Microfin's ROE % Adjusted to Book Value compare to V and MA?
Muthoot Microfin's ROE % Adjusted to Book Value of 11.59% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Muthoot Microfin and its competitors. Muthoot Microfin's current ROE % Adjusted to Book Value is 11.59%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muthoot Microfin stock overvalued right now?
Muthoot Microfin (BOM:544055) has a current ROE % Adjusted to Book Value of 11.59%. The current ROE % Adjusted to Book Value is 11.59%. Muthoot Microfin's overall GF Score™ is 36/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Muthoot Microfin (BOM:544055), the current ROE % Adjusted to Book Value is 11.59% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Muthoot Microfin Business Description

Other Exchanges MUTHOOTMF:India
Address Muthoot Towers M.G. Road, 5th Floor, Kochi, KL, IND, 682035
Muthoot Microfin Ltd is a microfinance institution providing micro-loans to women customers with a focus on rural regions of India. The company offers loan products such as group loans for livelihood solutions such as income generating loans, Pragathi loans, and individual loans; life betterment solutions including mobile phones loans, solar lighting product loans, and household appliances product loans; health and hygiene loans such as sanitation improvement loans; and secured loans in the form of gold loans and Muthoot Small & Growing Business loans.
36GF Score

Get the complete analysis for BOM:544055

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹254.15
Price