Muthoot Microfin (BOM:544055) Scaled Net Operating Assets: 0.00 (As of Jun. 2026)

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BOM:544055 Muthoot Microfin Ltd BOM:544055
56 GF Score
Price ₹207.05
GF Value ₹177.33
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Muthoot Microfin Scaled Net Operating Assets?

Muthoot Microfin BOM:544055 +4.01% 56 Scaled Net Operating Assets is 0.00 as of Jun. 2026. GuruFocus rates BOM:544055 with a GF Score™ of 56/100 and a GF Value™ of ₹177.33 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Muthoot Microfin's operating assets for the quarter that ended in Jun. 2026 was ₹0 Mil. Muthoot Microfin's operating liabilities for the quarter that ended in Jun. 2026 was ₹0 Mil. Muthoot Microfin's Total Assets for the quarter that ended in Mar. 2026 was ₹126,848 Mil. Therefore, Muthoot Microfin's scaled net operating assets (SNOA) for the quarter that ended in Jun. 2026 was 0.00.


Muthoot Microfin Scaled Net Operating Assets Historical Data

* Premium members only.

The historical data trend for Muthoot Microfin's Scaled Net Operating Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Muthoot Microfin Scaled Net Operating Assets Chart

Muthoot Microfin Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Scaled Net Operating Assets
Get a 7-Day Free Trial 1.08 1.31 1.16 0.83 1.05

Muthoot Microfin Quarterly Data
Mar21 Mar22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Scaled Net Operating Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BOM:544055 vs V, MA, AXP: Scaled Net Operating Assets Comparison

For the Credit Services subindustry, Muthoot Microfin's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Muthoot Microfin Scaled Net Operating Assets vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Muthoot Microfin's Scaled Net Operating Assets distribution charts can be found below:

* The bar in red indicates where Muthoot Microfin's Scaled Net Operating Assets falls into.


BOM:544055
56GF Score
Muthoot Microfin Ltd BOM:544055
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Muthoot Microfin Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Muthoot Microfin's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(115308.75-1232.45)/108570.21
=1.05

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=126848.05 - 11539.3
=115308.75

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=98304.93 - 43912.51 - 53159.97
=1232.45

Muthoot Microfin's Scaled Net Operating Assets (SNOA) for the quarter that ended in Jun. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Jun. 2026 )
=(Operating Assets (Q: Jun. 2026 )-Operating Liabilities (Q: Jun. 2026 ))/Total Assets (Q: Mar. 2026 )
=(0-0)/126848.05
=0.00

where

Operating Assets(Q: Jun. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=0 - 0
=0

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.00 mean?
Muthoot Microfin (BOM:544055) has a Scaled Net Operating Assets of 0.00 as of Jun. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Muthoot Microfin and its competitors.
Is Muthoot Microfin's Scaled Net Operating Assets too high?
Muthoot Microfin's current Scaled Net Operating Assets is 0.00. Overall, Muthoot Microfin has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Muthoot Microfin's Scaled Net Operating Assets compare to V and MA?
Muthoot Microfin's Scaled Net Operating Assets of 0.00 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Credit Services company?
A good Scaled Net Operating Assets depends on the Credit Services industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Muthoot Microfin and its competitors. Muthoot Microfin's current Scaled Net Operating Assets is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muthoot Microfin stock overvalued right now?
Based on GuruFocus' analysis, Muthoot Microfin (BOM:544055) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹177.33, compared to a current price of ₹207.05 — trading 16.8% above its estimated fair value. The current Scaled Net Operating Assets is 0.00. Muthoot Microfin's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Muthoot Microfin (BOM:544055), the current Scaled Net Operating Assets is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Muthoot Microfin (BOM:544055) Overvalued in 2026?

Based on GuruFocus' analysis, Muthoot Microfin stock appears to be overvalued. The current stock price of ₹207.05 is trading 16.8% above its estimated GF Value™ of ₹177.33. GuruFocus considers Muthoot Microfin to be Modestly Overvalued.

Key valuation signals for BOM:544055:

  • Scaled Net Operating Assets: 0.00
  • GF Value™: ₹177.33 vs. price of ₹207.05 (16.8% above fair value)
  • GF Score™: 56/100 with 5 warning signs

No single metric tells the full story. See the BOM:544055 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Muthoot Microfin Business Description

Other Exchanges MUTHOOTMF:India
Address Muthoot Towers M.G. Road, 5th Floor, Kochi, KL, IND, 682035
Muthoot Microfin Ltd is a microfinance institution providing micro-loans to women customers with a focus on rural regions of India. The company offers loan products such as group loans for livelihood solutions such as income generating loans, Pragathi loans, and individual loans; life betterment solutions including mobile phones loans, solar lighting product loans, and household appliances product loans; health and hygiene loans such as sanitation improvement loans; and secured loans in the form of gold loans and Muthoot Small & Growing Business loans.
56GF Score

Get the complete analysis for BOM:544055

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹207.05
Price
₹177.33
GF Value