Mahalaxmi Bikas Bank (XNEP:MLBL) Cyclically Adjusted Book per Share: NPR137.14 (As of Apr. 2026)

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XNEP:MLBL Mahalaxmi Bikas Bank Ltd XNEP:MLBL
91 GF Score
Price NPR344.50
GF Value NPR374.56
Valuation Fairly Valued
! 2 Warning Signs
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What is Mahalaxmi Bikas Bank Cyclically Adjusted Book per Share?

Mahalaxmi Bikas Bank XNEP:MLBL +0.44% 91 Cyclically Adjusted Book per Share is NPR137.14 as of Apr. 2026. GuruFocus rates XNEP:MLBL with a GF Score™ of 91/100 and a GF Value™ of NPR374.56 (Fairly Valued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Mahalaxmi Bikas Bank's adjusted book value per share for the three months ended in Apr. 2026 was NPR162.007. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is NPR137.14 for the trailing ten years ended in Apr. 2026.

During the past 12 months, Mahalaxmi Bikas Bank's average Cyclically Adjusted Book Growth Rate was 11.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-07-15), Mahalaxmi Bikas Bank's current stock price is NPR344.50. Mahalaxmi Bikas Bank's Cyclically Adjusted Book per Share for the quarter that ended in Apr. 2026 was NPR137.14. Mahalaxmi Bikas Bank's Cyclically Adjusted PB Ratio of today is 2.51.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Mahalaxmi Bikas Bank was 3.97. The lowest was 2.52. And the median was 2.90.


Mahalaxmi Bikas Bank  (XNEP:MLBL) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Mahalaxmi Bikas Bank's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=344.50/137.14
=2.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Mahalaxmi Bikas Bank was 3.97. The lowest was 2.52. And the median was 2.90.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Mahalaxmi Bikas Bank Cyclically Adjusted Book per Share Related Terms


Mahalaxmi Bikas Bank Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Mahalaxmi Bikas Bank's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mahalaxmi Bikas Bank Cyclically Adjusted Book per Share Chart

Mahalaxmi Bikas Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 104.49 112.91 126.23

Mahalaxmi Bikas Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 122.94 126.23 129.36 131.78 137.14

Mahalaxmi Bikas Bank Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Mahalaxmi Bikas Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mahalaxmi Bikas Bank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Mahalaxmi Bikas Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Mahalaxmi Bikas Bank's Cyclically Adjusted PB Ratio falls into.


XNEP:MLBL
91GF Score
Mahalaxmi Bikas Bank Ltd XNEP:MLBL
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mahalaxmi Bikas Bank Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Mahalaxmi Bikas Bank's adjusted Book Value per Share data for the three months ended in Apr. 2026 was:

Adj_Book= Book Value per Share /CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=162.007/333.0200*333.0200
=162.007

Current CPI (Apr. 2026) = 333.0200.

Mahalaxmi Bikas Bank Quarterly Data

Book Value per Share CPI Adj_Book
201607 59.431 240.628 82.250
201610 63.235 241.729 87.116
201701 68.598 242.839 94.073
201704 35.744 244.524 48.680
201707 76.164 244.786 103.618
201710 82.726 246.663 111.688
201801 87.311 247.867 117.306
201804 84.793 250.546 112.705
201807 93.077 252.006 122.999
201810 86.359 252.885 113.725
201901 86.350 251.712 114.243
201904 91.569 255.548 119.329
201907 103.502 256.571 134.342
201910 99.255 257.346 128.441
202001 104.026 257.971 134.289
202004 106.071 256.389 137.774
202007 106.130 259.101 136.408
202010 110.507 260.388 141.332
202101 114.655 261.582 145.967
202104 114.761 267.054 143.109
202107 123.675 273.003 150.864
202110 127.171 276.589 153.117
202201 132.176 281.148 156.563
202204 138.728 289.109 159.799
202207 139.827 296.276 157.168
202210 143.155 298.012 159.972
202301 140.420 299.170 156.308
202304 141.290 303.363 155.103
202307 142.866 305.691 155.638
202310 145.524 307.671 157.514
202401 142.428 308.417 153.790
202404 144.505 313.548 153.479
202407 149.494 314.540 158.277
202410 151.157 315.664 159.468
202501 152.890 317.671 160.277
202504 156.054 320.795 162.001
202507 157.024 323.048 161.871
202510 157.552 0.000
202601 157.598 325.252 161.362
202604 162.007 333.020 162.007

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of NPR137.14 mean?
Mahalaxmi Bikas Bank (XNEP:MLBL) has a Cyclically Adjusted Book per Share of NPR137.14 as of Apr. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Mahalaxmi Bikas Bank and its competitors.
Is Mahalaxmi Bikas Bank's Cyclically Adjusted Book per Share too high?
Mahalaxmi Bikas Bank's current Cyclically Adjusted Book per Share is NPR137.14. Overall, Mahalaxmi Bikas Bank has a GF Score™ of 91/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mahalaxmi Bikas Bank's Cyclically Adjusted Book per Share compare to competitors?
Mahalaxmi Bikas Bank's Cyclically Adjusted Book per Share of NPR137.14 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Mahalaxmi Bikas Bank and its competitors. Mahalaxmi Bikas Bank's current Cyclically Adjusted Book per Share is NPR137.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mahalaxmi Bikas Bank stock overvalued right now?
Based on GuruFocus' analysis, Mahalaxmi Bikas Bank (XNEP:MLBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR374.56, compared to a current price of NPR344.50 — trading 8% below its estimated fair value. The current Cyclically Adjusted Book per Share is NPR137.14. Mahalaxmi Bikas Bank's overall GF Score™ is 91/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Mahalaxmi Bikas Bank (XNEP:MLBL), the current Cyclically Adjusted Book per Share is NPR137.14 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mahalaxmi Bikas Bank (XNEP:MLBL) Overvalued in 2026?

Based on GuruFocus' analysis, Mahalaxmi Bikas Bank stock appears to be undervalued. The current stock price of NPR344.50 is trading 8% below its estimated GF Value™ of NPR374.56. GuruFocus considers Mahalaxmi Bikas Bank to be Fairly Valued.

Key valuation signals for XNEP:MLBL:

  • Cyclically Adjusted Book per Share: NPR137.14
  • GF Value™: NPR374.56 vs. price of NPR344.50 (8% below fair value)
  • GF Score™: 91/100 with 2 warning signs

No single metric tells the full story. See the XNEP:MLBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mahalaxmi Bikas Bank Business Description

Address DurbarMarg, Annapurna Arcade-II, 2nd Floor, Kathmandu, NPL
Mahalaxmi Bikas Bank Ltd is engaged in providing banking products and services. The bank's principal offerings include comprehensive range of financial services encompassing accepting of deposits, corporate and retail credit, project financing, hire purchase financing, micro credit, trade financing, personal and corporate banking, foreign currency operations, digital products such as debit cards, internet banking, mobile banking, QR services, demat service, remittance facilities including dealing in government securities and treasury related products, agency services and others ancillary services. The bank has four segments namely: Business Banking, Treasury, Card and remittance.
91GF Score

Get the complete analysis for XNEP:MLBL

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR344.50
Price
NPR374.56
GF Value