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Mahalaxmi Bikas BankXNEP:MLBL -0.99%92 Return-on-Tangible-Equity is 8.56% as of Apr. 2026, which is 35% below its 10-year median of 13.20. GuruFocus rates XNEP:MLBL with a GF Score™ of 92/100 and a GF Value™ of NPR374.42 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,517 Banks companies, Mahalaxmi Bikas Bank ranks worse than 71.85% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Mahalaxmi Bikas Bank's annualized net income for the quarter that ended in Apr. 2026 was NPR616 Mil. Mahalaxmi Bikas Bank's average shareholder tangible equity for the quarter that ended in Apr. 2026 was NPR7,202 Mil. Therefore, Mahalaxmi Bikas Bank's annualized Return-on-Tangible-Equity for the quarter that ended in Apr. 2026 was 8.56%.
The historical rank and industry rank for Mahalaxmi Bikas Bank's Return-on-Tangible-Equity or its related term are showing as below:
XNEP:MLBL'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 5.92 Med: 13.2 Max: 27.13
Current: 7.44
During the past 13 years, Mahalaxmi Bikas Bank's highest Return-on-Tangible-Equity was 27.13%. The lowest was 5.92%. And the median was 13.20%.
XNEP:MLBL's Return-on-Tangible-Equity is ranked worse than 71.85% of 1517
companies
in the Banks industry
Industry Median: 11.25
vs XNEP:MLBL: 7.44
Mahalaxmi Bikas Bank (XNEP:MLBL) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Mahalaxmi Bikas Bank Return-on-Tangible-Equity Related Terms
Mahalaxmi Bikas Bank Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Mahalaxmi Bikas Bank's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mahalaxmi Bikas Bank Return-on-Tangible-Equity Chart
Mahalaxmi Bikas Bank Return-on-Tangible-Equity Competitor Comparison
For the Banks - Regional subindustry, Mahalaxmi Bikas Bank's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mahalaxmi Bikas Bank Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Mahalaxmi Bikas Bank's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Mahalaxmi Bikas Bank's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Apr. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 8.56% mean?
Mahalaxmi Bikas Bank (XNEP:MLBL) has a Return-on-Tangible-Equity of 8.56% as of Apr. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Mahalaxmi Bikas Bank and its competitors. This is 35% below median its historical median of 13.20. Over the past decade, Mahalaxmi Bikas Bank's Return-on-Tangible-Equity has ranged from 5.92 to 27.13. According to the industry distribution chart, Mahalaxmi Bikas Bank ranks #1090 out of 1517 companies in the Banks industry, placing it in the top 71.9%.
Is Mahalaxmi Bikas Bank's Return-on-Tangible-Equity too high?
Mahalaxmi Bikas Bank's current Return-on-Tangible-Equity of 8.56% is 35% below median its 10-year median of 13.20. Over the past 10 years, this metric has ranged from a low of 5.92 to a high of 27.13. The Banks industry median Return-on-Tangible-Equity is 11.25. Mahalaxmi Bikas Bank's value of 8.56% is 23.9% below this industry median. Based on the distribution chart, Mahalaxmi Bikas Bank ranks #1090 out of 1517 companies in the Banks industry, which is below the industry midpoint. Overall, Mahalaxmi Bikas Bank has a GF Score™ of 92/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mahalaxmi Bikas Bank's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, Mahalaxmi Bikas Bank ranks #1090 out of 1517 companies for Return-on-Tangible-Equity. This places Mahalaxmi Bikas Bank in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.25. Mahalaxmi Bikas Bank's value of 8.56% is 23.9% below this benchmark. Historically, Mahalaxmi Bikas Bank's own Return-on-Tangible-Equity has ranged from 5.92 to 27.13 over the past decade. While the company's 10-year median is 13.20 vs. the industry median of 11.25, Mahalaxmi Bikas Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.25, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mahalaxmi Bikas Bank's current Return-on-Tangible-Equity of 8.56% is 23.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Mahalaxmi Bikas Bank and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mahalaxmi Bikas Bank's current Return-on-Tangible-Equity is 8.56%, which is 35% below median its own 10-year median of 13.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mahalaxmi Bikas Bank stock overvalued right now?
Based on GuruFocus' analysis, Mahalaxmi Bikas Bank (XNEP:MLBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR374.42, compared to a current price of NPR361.00 — trading 3.6% below its estimated fair value. The current Return-on-Tangible-Equity is 8.56%, which is 35% below median its 10-year median of 13.20 and 23.9% below the Banks industry median of 11.25. Mahalaxmi Bikas Bank's overall GF Score™ is 92/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Mahalaxmi Bikas Bank (XNEP:MLBL), the current Return-on-Tangible-Equity is 8.56% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mahalaxmi Bikas Bank (XNEP:MLBL) Overvalued in 2026?
Based on GuruFocus' analysis, Mahalaxmi Bikas Bank stock appears to be undervalued.
The current stock price of NPR361.00 is trading 3.6% below its estimated GF Value™ of NPR374.42.
GuruFocus considers Mahalaxmi Bikas Bank to be Fairly Valued.
Key valuation signals for XNEP:MLBL:
Return-on-Tangible-Equity: 8.56% (35% below median its 10-year median of 13.20)
GF Value™: NPR374.42 vs. price of NPR361.00 (3.6% below fair value)
Industry Position: 23.9% below the Banks median (#1090 of 1517)
No single metric tells the full story. See the XNEP:MLBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mahalaxmi Bikas Bank Ltd is engaged in providing banking products and services. The bank's principal offerings include comprehensive range of financial services encompassing accepting of deposits, corporate and retail credit, project financing, hire purchase financing, micro credit, trade financing, personal and corporate banking, foreign currency operations, digital products such as debit cards, internet banking, mobile banking, QR services, demat service, remittance facilities including dealing in government securities and treasury related products, agency services and others ancillary services. The bank has four segments namely: Business Banking, Treasury, Card and remittance.
92GF Score
Get the complete analysis for XNEP:MLBL
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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