Mahalaxmi Bikas Bank (XNEP:MLBL) Margin of Safety % (DCF Dividends Based): 32.83% (As of Jul. 15, 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:MLBL Mahalaxmi Bikas Bank Ltd XNEP:MLBL
91 GF Score
Price NPR344.50
GF Value NPR374.56
Valuation Fairly Valued
! 2 Warning Signs
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What is Mahalaxmi Bikas Bank Margin of Safety % (DCF Dividends Based)?

Mahalaxmi Bikas Bank XNEP:MLBL +0.44% 91 Margin of Safety % (DCF Dividends Based) is 32.83% as of Jul. 15, 2026. GuruFocus rates XNEP:MLBL with a GF Score™ of 91/100 and a GF Value™ of NPR374.56 (Fairly Valued). The stock has 2 warning signs investors should review.

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-07-15), Mahalaxmi Bikas Bank's Predictability Rank is 3-Stars. Mahalaxmi Bikas Bank's intrinsic value calculated from the Discounted Dividend model is NPR210.45 and current share price is NPR344.50. Consequently,

Mahalaxmi Bikas Bank's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is 32.83%.

Mahalaxmi Bikas Bank Margin of Safety % (DCF Dividends Based) Competitor Comparison

For the Banks - Regional subindustry, Mahalaxmi Bikas Bank's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Mahalaxmi Bikas Bank Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, Mahalaxmi Bikas Bank's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Mahalaxmi Bikas Bank's Margin of Safety % (DCF Dividends Based) falls into.


XNEP:MLBL
91GF Score
Mahalaxmi Bikas Bank Ltd XNEP:MLBL
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Mahalaxmi Bikas Bank Margin of Safety % (DCF Dividends Based) Calculation

Mahalaxmi Bikas Bank's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(512.89-344.50)/512.89
=32.83 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

What does a Margin of Safety % (DCF Dividends Based) of 32.83% mean?
Mahalaxmi Bikas Bank (XNEP:MLBL) has a Margin of Safety % (DCF Dividends Based) of 32.83% as of Jul. 15, 2026. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Mahalaxmi Bikas Bank.
Is Mahalaxmi Bikas Bank's Margin of Safety % (DCF Dividends Based) too high?
Mahalaxmi Bikas Bank's current Margin of Safety % (DCF Dividends Based) is 32.83%. Overall, Mahalaxmi Bikas Bank has a GF Score™ of 91/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mahalaxmi Bikas Bank's Margin of Safety % (DCF Dividends Based) compare to competitors?
Mahalaxmi Bikas Bank's Margin of Safety % (DCF Dividends Based) of 32.83% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Dividends Based) for a Banks company?
A good Margin of Safety % (DCF Dividends Based) depends on the Banks industry context. However, Margin of Safety % (DCF Dividends Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Dividends Based) mean?
A high Margin of Safety % (DCF Dividends Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Mahalaxmi Bikas Bank. Mahalaxmi Bikas Bank's current Margin of Safety % (DCF Dividends Based) is 32.83%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mahalaxmi Bikas Bank stock overvalued right now?
Based on GuruFocus' analysis, Mahalaxmi Bikas Bank (XNEP:MLBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR374.56, compared to a current price of NPR344.50 — trading 8% below its estimated fair value. The current Margin of Safety % (DCF Dividends Based) is 32.83%. Mahalaxmi Bikas Bank's overall GF Score™ is 91/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Dividends Based) calculated?
Margin of Safety % (DCF Dividends Based) is calculated from a company's financial statements. For Mahalaxmi Bikas Bank (XNEP:MLBL), the current Margin of Safety % (DCF Dividends Based) is 32.83% as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mahalaxmi Bikas Bank (XNEP:MLBL) Overvalued in 2026?

Based on GuruFocus' analysis, Mahalaxmi Bikas Bank stock appears to be undervalued. The current stock price of NPR344.50 is trading 8% below its estimated GF Value™ of NPR374.56. GuruFocus considers Mahalaxmi Bikas Bank to be Fairly Valued.

Key valuation signals for XNEP:MLBL:

  • Margin of Safety % (DCF Dividends Based): 32.83%
  • GF Value™: NPR374.56 vs. price of NPR344.50 (8% below fair value)
  • GF Score™: 91/100 with 2 warning signs

No single metric tells the full story. See the XNEP:MLBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mahalaxmi Bikas Bank Business Description

Address DurbarMarg, Annapurna Arcade-II, 2nd Floor, Kathmandu, NPL
Mahalaxmi Bikas Bank Ltd is engaged in providing banking products and services. The bank's principal offerings include comprehensive range of financial services encompassing accepting of deposits, corporate and retail credit, project financing, hire purchase financing, micro credit, trade financing, personal and corporate banking, foreign currency operations, digital products such as debit cards, internet banking, mobile banking, QR services, demat service, remittance facilities including dealing in government securities and treasury related products, agency services and others ancillary services. The bank has four segments namely: Business Banking, Treasury, Card and remittance.
91GF Score

Get the complete analysis for XNEP:MLBL

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR344.50
Price
NPR374.56
GF Value