Mahalaxmi Bikas Bank (XNEP:MLBL) PS Ratio: 6.36 (As of Jul. 23, 2026) — 13% Above Median

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XNEP:MLBL Mahalaxmi Bikas Bank Ltd XNEP:MLBL
93 GF Score
Price NPR358.90
GF Value NPR374.40
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Mahalaxmi Bikas Bank PS Ratio?

Mahalaxmi Bikas Bank XNEP:MLBL -0.58% 93 PS Ratio is 6.36 as of Jul. 23, 2026, which is 13% above its 10-year median of 5.63. GuruFocus rates XNEP:MLBL with a GF Score™ of 93/100 and a GF Value™ of NPR374.40 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,511 Banks companies, Mahalaxmi Bikas Bank ranks worse than 91.13% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Mahalaxmi Bikas Bank's share price is NPR358.90. Mahalaxmi Bikas Bank's Revenue per Share for the trailing twelve months (TTM) ended in Apr. 2026 was NPR56.45. Hence, Mahalaxmi Bikas Bank's PS Ratio for today is 6.36.

Good Sign:

Mahalaxmi Bikas Bank Ltd stock PS Ratio (=6.13) is close to 2-year low of 5.56.

The historical rank and industry rank for Mahalaxmi Bikas Bank's PS Ratio or its related term are showing as below:

XNEP:MLBL' s PS Ratio Range Over the Past 10 Years
Min: 2.83   Med: 5.63   Max: 14.89
Current: 6.36

During the past 13 years, Mahalaxmi Bikas Bank's highest PS Ratio was 14.89. The lowest was 2.83. And the median was 5.63.

XNEP:MLBL's PS Ratio is ranked worse than
91.13% of 1511 companies
in the Banks industry
Industry Median: 3.05 vs XNEP:MLBL: 6.36

Mahalaxmi Bikas Bank's Revenue per Sharefor the three months ended in Apr. 2026 was NPR14.20. Its Revenue per Share for the trailing twelve months (TTM) ended in Apr. 2026 was NPR56.45.

Warning Sign:

Mahalaxmi Bikas Bank Ltd revenue per share has been in decline over the past 3 years.

During the past 12 months, the average Revenue per Share Growth Rate of Mahalaxmi Bikas Bank was 10.60% per year. During the past 3 years, the average Revenue per Share Growth Rate was -1.90% per year. During the past 5 years, the average Revenue per Share Growth Rate was 5.10% per year. During the past 10 years, the average Revenue per Share Growth Rate was 13.70% per year.

During the past 13 years, Mahalaxmi Bikas Bank's highest 3-Year average Revenue per Share Growth Rate was 37.00% per year. The lowest was -1.90% per year. And the median was 16.00% per year.

Back to Basics: PS Ratio


Mahalaxmi Bikas Bank  (XNEP:MLBL) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Mahalaxmi Bikas Bank PS Ratio Related Terms


Mahalaxmi Bikas Bank PS Ratio Historical Data

* Premium members only.

The historical data trend for Mahalaxmi Bikas Bank's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mahalaxmi Bikas Bank PS Ratio Chart

Mahalaxmi Bikas Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.93 7.37 6.86 8.39 8.16

Mahalaxmi Bikas Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.89 8.16 6.68 6.72 6.48

Mahalaxmi Bikas Bank PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Mahalaxmi Bikas Bank's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mahalaxmi Bikas Bank PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Mahalaxmi Bikas Bank's PS Ratio distribution charts can be found below:

* The bar in red indicates where Mahalaxmi Bikas Bank's PS Ratio falls into.


XNEP:MLBL
93GF Score
Mahalaxmi Bikas Bank Ltd XNEP:MLBL
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mahalaxmi Bikas Bank PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Mahalaxmi Bikas Bank's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=358.90/56.449
=6.36

Mahalaxmi Bikas Bank's Share Price of today is NPR358.90.
Mahalaxmi Bikas Bank's Revenue per Share for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR56.45.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 6.36 mean?
Mahalaxmi Bikas Bank (XNEP:MLBL) has a PS Ratio of 6.36 as of Jul. 23, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Mahalaxmi Bikas Bank and its competitors. This is 13% above median its historical median of 5.63. Over the past decade, Mahalaxmi Bikas Bank's PS Ratio has ranged from 2.83 to 14.89. According to the industry distribution chart, Mahalaxmi Bikas Bank ranks #1377 out of 1511 companies in the Banks industry, placing it in the top 91.1%.
Is Mahalaxmi Bikas Bank's PS Ratio too high?
Mahalaxmi Bikas Bank's current PS Ratio of 6.36 is 13% above median its 10-year median of 5.63. Over the past 10 years, this metric has ranged from a low of 2.83 to a high of 14.89. The Banks industry median PS Ratio is 3.05. Mahalaxmi Bikas Bank's value of 6.36 is 108.5% above this industry median. Based on the distribution chart, Mahalaxmi Bikas Bank ranks #1377 out of 1511 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Mahalaxmi Bikas Bank has a GF Score™ of 93/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mahalaxmi Bikas Bank's PS Ratio compare to competitors?
According to the Banks industry distribution chart, Mahalaxmi Bikas Bank ranks #1377 out of 1511 companies for PS Ratio. This places Mahalaxmi Bikas Bank in the lower half of its industry. The industry median PS Ratio is 3.05. Mahalaxmi Bikas Bank's value of 6.36 is 108.5% above this benchmark. Historically, Mahalaxmi Bikas Bank's own PS Ratio has ranged from 2.83 to 14.89 over the past decade. While the company's 10-year median is 5.63 vs. the industry median of 3.05, Mahalaxmi Bikas Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.05, based on 1,511 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mahalaxmi Bikas Bank's current PS Ratio of 6.36 is 108.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Mahalaxmi Bikas Bank and its competitors. For the Banks industry, the median PS Ratio is 3.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mahalaxmi Bikas Bank's current PS Ratio is 6.36, which is 13% above median its own 10-year median of 5.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mahalaxmi Bikas Bank stock overvalued right now?
Based on GuruFocus' analysis, Mahalaxmi Bikas Bank (XNEP:MLBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR374.40, compared to a current price of NPR358.90 — trading 4.1% below its estimated fair value. The current PS Ratio is 6.36, which is 13% above median its 10-year median of 5.63 and 108.5% above the Banks industry median of 3.05. Mahalaxmi Bikas Bank's overall GF Score™ is 93/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Mahalaxmi Bikas Bank (XNEP:MLBL), the current PS Ratio is 6.36 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mahalaxmi Bikas Bank (XNEP:MLBL) Overvalued in 2026?

Based on GuruFocus' analysis, Mahalaxmi Bikas Bank stock appears to be undervalued. The current stock price of NPR358.90 is trading 4.1% below its estimated GF Value™ of NPR374.40. GuruFocus considers Mahalaxmi Bikas Bank to be Fairly Valued.

Key valuation signals for XNEP:MLBL:

  • PS Ratio: 6.36 (13% above median its 10-year median of 5.63)
  • GF Value™: NPR374.40 vs. price of NPR358.90 (4.1% below fair value)
  • GF Score™: 93/100 with 2 warning signs
  • Industry Position: 108.5% above the Banks median (#1377 of 1511)

No single metric tells the full story. See the XNEP:MLBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mahalaxmi Bikas Bank Business Description

Address DurbarMarg, Annapurna Arcade-II, 2nd Floor, Kathmandu, NPL
Mahalaxmi Bikas Bank Ltd is engaged in providing banking products and services. The bank's principal offerings include comprehensive range of financial services encompassing accepting of deposits, corporate and retail credit, project financing, hire purchase financing, micro credit, trade financing, personal and corporate banking, foreign currency operations, digital products such as debit cards, internet banking, mobile banking, QR services, demat service, remittance facilities including dealing in government securities and treasury related products, agency services and others ancillary services. The bank has four segments namely: Business Banking, Treasury, Card and remittance.
93GF Score

Get the complete analysis for XNEP:MLBL

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR358.90
Price
NPR374.40
GF Value