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Mahalaxmi Bikas BankXNEP:MLBL -0.28%86 5-Year Yield-on-Cost % is 19.99 as of Aug. 17, 2026, which is 17% below its 10-year median of 24.17. GuruFocus rates XNEP:MLBL with a GF Score™ of 86/100 and a GF Value™ of NPR375.73 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,255 Banks companies, Mahalaxmi Bikas Bank ranks better than 95.46% on this metric.
Mahalaxmi Bikas Bank's yield on cost for the quarter that ended in Jul. 2026 was 19.99.
The historical rank and industry rank for Mahalaxmi Bikas Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
XNEP:MLBL'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.78 Med: 24.17 Max: 127.67
Current: 19.99
During the past 13 years, Mahalaxmi Bikas Bank's highest Yield on Cost was 127.67. The lowest was 0.78. And the median was 24.17.
XNEP:MLBL's 5-Year Yield-on-Cost % is ranked better than 95.46% of 1255
companies
in the Banks industry
Industry Median: 3.81
vs XNEP:MLBL: 19.99
Mahalaxmi Bikas Bank (XNEP:MLBL) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Mahalaxmi Bikas Bank 5-Year Yield-on-Cost % Related Terms
Mahalaxmi Bikas Bank 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Mahalaxmi Bikas Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mahalaxmi Bikas Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Mahalaxmi Bikas Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Mahalaxmi Bikas Bank's 5-Year Yield-on-Cost % falls into.
Mahalaxmi Bikas Bank 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Mahalaxmi Bikas Bank (XNEP:MLBL) has a 5-Year Yield-on-Cost % of 19.99 as of Aug. 17, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Mahalaxmi Bikas Bank and its competitors. This is 17% below median its historical median of 24.17. Over the past decade, Mahalaxmi Bikas Bank's 5-Year Yield-on-Cost % has ranged from 0.78 to 127.67. According to the industry distribution chart, Mahalaxmi Bikas Bank ranks #57 out of 1255 companies in the Banks industry, placing it in the top 4.5%.
Is Mahalaxmi Bikas Bank's 5-Year Yield-on-Cost % too high?
Mahalaxmi Bikas Bank's current 5-Year Yield-on-Cost % of 19.99 is 17% below median its 10-year median of 24.17. Over the past 10 years, this metric has ranged from a low of 0.78 to a high of 127.67. The Banks industry median 5-Year Yield-on-Cost % is 3.81. Mahalaxmi Bikas Bank's value of 19.99 is 424.7% above this industry median. Based on the distribution chart, Mahalaxmi Bikas Bank ranks #57 out of 1255 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Mahalaxmi Bikas Bank has a GF Score™ of 86/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mahalaxmi Bikas Bank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Mahalaxmi Bikas Bank ranks #57 out of 1255 companies for 5-Year Yield-on-Cost %. This places Mahalaxmi Bikas Bank in the top 5% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.81. Mahalaxmi Bikas Bank's value of 19.99 is 424.7% above this benchmark. Historically, Mahalaxmi Bikas Bank's own 5-Year Yield-on-Cost % has ranged from 0.78 to 127.67 over the past decade. While the company's 10-year median is 24.17 vs. the industry median of 3.81, Mahalaxmi Bikas Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.81, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mahalaxmi Bikas Bank's current 5-Year Yield-on-Cost % of 19.99 is 424.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Mahalaxmi Bikas Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mahalaxmi Bikas Bank's current 5-Year Yield-on-Cost % is 19.99, which is 17% below median its own 10-year median of 24.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mahalaxmi Bikas Bank stock overvalued right now?
Based on GuruFocus' analysis, Mahalaxmi Bikas Bank (XNEP:MLBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR375.73, compared to a current price of NPR350.00 — trading 6.8% below its estimated fair value. The current 5-Year Yield-on-Cost % is 19.99, which is 17% below median its 10-year median of 24.17 and 424.7% above the Banks industry median of 3.81. Mahalaxmi Bikas Bank's overall GF Score™ is 86/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Mahalaxmi Bikas Bank (XNEP:MLBL), the current 5-Year Yield-on-Cost % is 19.99 as of Aug. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mahalaxmi Bikas Bank (XNEP:MLBL) Overvalued in 2026?
Based on GuruFocus' analysis, Mahalaxmi Bikas Bank stock appears to be undervalued.
The current stock price of NPR350.00 is trading 6.8% below its estimated GF Value™ of NPR375.73.
GuruFocus considers Mahalaxmi Bikas Bank to be Fairly Valued.
Key valuation signals for XNEP:MLBL:
5-Year Yield-on-Cost %: 19.99 (17% below median its 10-year median of 24.17)
GF Value™: NPR375.73 vs. price of NPR350.00 (6.8% below fair value)
Industry Position: 424.7% above the Banks median (#57 of 1255)
No single metric tells the full story. See the XNEP:MLBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mahalaxmi Bikas Bank Ltd is engaged in providing banking products and services. The bank's principal offerings include comprehensive range of financial services encompassing accepting of deposits, corporate and retail credit, project financing, hire purchase financing, micro credit, trade financing, personal and corporate banking, foreign currency operations, digital products such as debit cards, internet banking, mobile banking, QR services, demat service, remittance facilities including dealing in government securities and treasury related products, agency services and others ancillary services. The bank has four segments namely: Business Banking, Treasury, Card and remittance.
86GF Score
Get the complete analysis for XNEP:MLBL
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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