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Mahalaxmi Bikas Bank (XNEP:MLBL) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Mahalaxmi Bikas Bank Net Margin % Related Terms
Mahalaxmi Bikas Bank Net Margin % Historical Data
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The historical data trend for Mahalaxmi Bikas Bank's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mahalaxmi Bikas Bank Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Mahalaxmi Bikas Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mahalaxmi Bikas Bank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Mahalaxmi Bikas Bank's Net Margin % distribution charts can be found below:
* The bar in red indicates where Mahalaxmi Bikas Bank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mahalaxmi Bikas Bank (XNEP:MLBL) has a Net Margin % of 29.55% as of Jul. 2026. Net margin is the ratio of total net income to net sales. View historical data on Mahalaxmi Bikas Bank and its competitors. This is near median its historical median of 29.14. Over the past decade, Mahalaxmi Bikas Bank's Net Margin % has ranged from 17.39 to 46.84. According to the industry distribution chart, Mahalaxmi Bikas Bank ranks #1050 out of 1525 companies in the Banks industry, placing it in the top 68.9%.
Is Mahalaxmi Bikas Bank's Net Margin % too high?
Mahalaxmi Bikas Bank's current Net Margin % of 29.55% is near median its 10-year median of 29.14. Over the past 10 years, this metric has ranged from a low of 17.39 to a high of 46.84. The Banks industry median Net Margin % is 27.19. Mahalaxmi Bikas Bank's value of 29.55% is 8.7% above this industry median. Based on the distribution chart, Mahalaxmi Bikas Bank ranks #1050 out of 1525 companies in the Banks industry, which is below the industry midpoint. Overall, Mahalaxmi Bikas Bank has a GF Score™ of 93/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mahalaxmi Bikas Bank's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Mahalaxmi Bikas Bank ranks #1050 out of 1525 companies for Net Margin %. This places Mahalaxmi Bikas Bank in the lower half of its industry. The industry median Net Margin % is 27.19. Mahalaxmi Bikas Bank's value of 29.55% is 8.7% above this benchmark. Historically, Mahalaxmi Bikas Bank's own Net Margin % has ranged from 17.39 to 46.84 over the past decade. While the company's 10-year median is 29.14 vs. the industry median of 27.19, Mahalaxmi Bikas Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.19, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mahalaxmi Bikas Bank's current Net Margin % of 29.55% is 8.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Mahalaxmi Bikas Bank and its competitors. For the Banks industry, the median Net Margin % is 27.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mahalaxmi Bikas Bank's current Net Margin % is 29.55%, which is near median its own 10-year median of 29.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mahalaxmi Bikas Bank stock overvalued right now?
Based on GuruFocus' analysis, Mahalaxmi Bikas Bank (XNEP:MLBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR374.65, compared to a current price of NPR351.00 — trading 6.3% below its estimated fair value. The current Net Margin % is 29.55%, which is near median its 10-year median of 29.14 and 8.7% above the Banks industry median of 27.19. Mahalaxmi Bikas Bank's overall GF Score™ is 93/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Mahalaxmi Bikas Bank (XNEP:MLBL), the current Net Margin % is 29.55% as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mahalaxmi Bikas Bank (XNEP:MLBL) Overvalued in 2026?
Based on GuruFocus' analysis, Mahalaxmi Bikas Bank stock appears to be undervalued.
The current stock price of NPR351.00 is trading 6.3% below its estimated GF Value™ of NPR374.65.
GuruFocus considers Mahalaxmi Bikas Bank to be Fairly Valued.
Key valuation signals for XNEP:MLBL:
Net Margin %: 29.55% (near median its 10-year median of 29.14)
GF Value™: NPR374.65 vs. price of NPR351.00 (6.3% below fair value)
Industry Position: 8.7% above the Banks median (#1050 of 1525)
No single metric tells the full story. See the XNEP:MLBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mahalaxmi Bikas Bank Ltd is engaged in providing banking products and services. The bank's principal offerings include comprehensive range of financial services encompassing accepting of deposits, corporate and retail credit, project financing, hire purchase financing, micro credit, trade financing, personal and corporate banking, foreign currency operations, digital products such as debit cards, internet banking, mobile banking, QR services, demat service, remittance facilities including dealing in government securities and treasury related products, agency services and others ancillary services. The bank has four segments namely: Business Banking, Treasury, Card and remittance.
93GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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