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Mahalaxmi Bikas Bank Ltd stock PB Ratio (=2.25) is close to 2-year low of 2.13.
The historical rank and industry rank for Mahalaxmi Bikas Bank's PB Ratio or its related term are showing as below:
XNEP:MLBL'
s PB Ratio Range Over the Past 10 Years
Min: 1.12 Med: 2.1 Max: 4.68
Current: 2.2
During the past 13 years, Mahalaxmi Bikas Bank's highest PB Ratio was 4.68. The lowest was 1.12. And the median was 2.10.
XNEP:MLBL's PB Ratio is ranked worse than 90.5% of 1515
companies
in the Banks industry
Industry Median: 1.12
vs XNEP:MLBL: 2.20
During the past 12 months, Mahalaxmi Bikas Bank's average Book Value Per Share Growth Rate was 3.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 3.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 7.60% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 12.50% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Mahalaxmi Bikas Bank was 28.20% per year. The lowest was 1.20% per year. And the median was 10.40% per year.
Back to Basics: PB Ratio
Mahalaxmi Bikas Bank (XNEP:MLBL) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Mahalaxmi Bikas Bank PB Ratio Related Terms
Mahalaxmi Bikas Bank PB Ratio Historical Data
* Premium members only.
The historical data trend for Mahalaxmi Bikas Bank's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mahalaxmi Bikas Bank PB Ratio Competitor Comparison
For the Banks - Regional subindustry, Mahalaxmi Bikas Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mahalaxmi Bikas Bank PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Mahalaxmi Bikas Bank's PB Ratio distribution charts can be found below:
* The bar in red indicates where Mahalaxmi Bikas Bank's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Mahalaxmi Bikas Bank (XNEP:MLBL) has a PB Ratio of 2.20 as of Jul. 29, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Mahalaxmi Bikas Bank and its competitors. This is near median its historical median of 2.10. Over the past decade, Mahalaxmi Bikas Bank's PB Ratio has ranged from 1.12 to 4.68. According to the industry distribution chart, Mahalaxmi Bikas Bank ranks #1371 out of 1515 companies in the Banks industry, placing it in the top 90.5%.
Is Mahalaxmi Bikas Bank's PB Ratio too high?
Mahalaxmi Bikas Bank's current PB Ratio of 2.20 is near median its 10-year median of 2.10. Over the past 10 years, this metric has ranged from a low of 1.12 to a high of 4.68. The Banks industry median PB Ratio is 1.12. Mahalaxmi Bikas Bank's value of 2.20 is 96.4% above this industry median. Based on the distribution chart, Mahalaxmi Bikas Bank ranks #1371 out of 1515 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Mahalaxmi Bikas Bank has a GF Score™ of 93/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mahalaxmi Bikas Bank's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Mahalaxmi Bikas Bank ranks #1371 out of 1515 companies for PB Ratio. This places Mahalaxmi Bikas Bank in the lower half of its industry. The industry median PB Ratio is 1.12. Mahalaxmi Bikas Bank's value of 2.20 is 96.4% above this benchmark. Historically, Mahalaxmi Bikas Bank's own PB Ratio has ranged from 1.12 to 4.68 over the past decade. While the company's 10-year median is 2.10 vs. the industry median of 1.12, Mahalaxmi Bikas Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mahalaxmi Bikas Bank's current PB Ratio of 2.20 is 96.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Mahalaxmi Bikas Bank and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mahalaxmi Bikas Bank's current PB Ratio is 2.20, which is near median its own 10-year median of 2.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mahalaxmi Bikas Bank stock overvalued right now?
Based on GuruFocus' analysis, Mahalaxmi Bikas Bank (XNEP:MLBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR374.28, compared to a current price of NPR356.10 — trading 4.9% below its estimated fair value. The current PB Ratio is 2.20, which is near median its 10-year median of 2.10 and 96.4% above the Banks industry median of 1.12. Mahalaxmi Bikas Bank's overall GF Score™ is 93/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Mahalaxmi Bikas Bank (XNEP:MLBL), the current PB Ratio is 2.20 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mahalaxmi Bikas Bank (XNEP:MLBL) Overvalued in 2026?
Based on GuruFocus' analysis, Mahalaxmi Bikas Bank stock appears to be undervalued.
The current stock price of NPR356.10 is trading 4.9% below its estimated GF Value™ of NPR374.28.
GuruFocus considers Mahalaxmi Bikas Bank to be Fairly Valued.
Key valuation signals for XNEP:MLBL:
PB Ratio: 2.20 (near median its 10-year median of 2.10)
GF Value™: NPR374.28 vs. price of NPR356.10 (4.9% below fair value)
Industry Position: 96.4% above the Banks median (#1371 of 1515)
No single metric tells the full story. See the XNEP:MLBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mahalaxmi Bikas Bank Ltd is engaged in providing banking products and services. The bank's principal offerings include comprehensive range of financial services encompassing accepting of deposits, corporate and retail credit, project financing, hire purchase financing, micro credit, trade financing, personal and corporate banking, foreign currency operations, digital products such as debit cards, internet banking, mobile banking, QR services, demat service, remittance facilities including dealing in government securities and treasury related products, agency services and others ancillary services. The bank has four segments namely: Business Banking, Treasury, Card and remittance.
93GF Score
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