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Mahalaxmi Bikas Bank (XNEP:MLBL) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Mahalaxmi Bikas Bank Effective Interest Rate on Debt % Related Terms
Mahalaxmi Bikas Bank Effective Interest Rate on Debt % Historical Data
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The historical data trend for Mahalaxmi Bikas Bank's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mahalaxmi Bikas Bank Effective Interest Rate on Debt % Chart
Mahalaxmi Bikas Bank Effective Interest Rate on Debt % Competitor Comparison
For the Banks - Regional subindustry, Mahalaxmi Bikas Bank's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mahalaxmi Bikas Bank Effective Interest Rate on Debt % vs Banks Industry
For the Banks industry and Financial Services sector, Mahalaxmi Bikas Bank's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Mahalaxmi Bikas Bank's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Jul. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 207.96% mean?
Mahalaxmi Bikas Bank (XNEP:MLBL) has a Effective Interest Rate on Debt % of 207.96% as of Jul. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Mahalaxmi Bikas Bank and its competitors.
Is Mahalaxmi Bikas Bank's Effective Interest Rate on Debt % too high?
Mahalaxmi Bikas Bank's current Effective Interest Rate on Debt % is 207.96%. Overall, Mahalaxmi Bikas Bank has a GF Score™ of 86/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mahalaxmi Bikas Bank's Effective Interest Rate on Debt % compare to competitors?
Mahalaxmi Bikas Bank's Effective Interest Rate on Debt % of 207.96% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Mahalaxmi Bikas Bank and its competitors. Mahalaxmi Bikas Bank's current Effective Interest Rate on Debt % is 207.96%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mahalaxmi Bikas Bank stock overvalued right now?
Based on GuruFocus' analysis, Mahalaxmi Bikas Bank (XNEP:MLBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR375.73, compared to a current price of NPR350.00 — trading 6.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 207.96%. Mahalaxmi Bikas Bank's overall GF Score™ is 86/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Mahalaxmi Bikas Bank (XNEP:MLBL), the current Effective Interest Rate on Debt % is 207.96% as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mahalaxmi Bikas Bank (XNEP:MLBL) Overvalued in 2026?
Based on GuruFocus' analysis, Mahalaxmi Bikas Bank stock appears to be undervalued.
The current stock price of NPR350.00 is trading 6.8% below its estimated GF Value™ of NPR375.73.
GuruFocus considers Mahalaxmi Bikas Bank to be Fairly Valued.
Key valuation signals for XNEP:MLBL:
Effective Interest Rate on Debt %: 207.96%
GF Value™: NPR375.73 vs. price of NPR350.00 (6.8% below fair value)
No single metric tells the full story. See the XNEP:MLBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mahalaxmi Bikas Bank Ltd is engaged in providing banking products and services. The bank's principal offerings include comprehensive range of financial services encompassing accepting of deposits, corporate and retail credit, project financing, hire purchase financing, micro credit, trade financing, personal and corporate banking, foreign currency operations, digital products such as debit cards, internet banking, mobile banking, QR services, demat service, remittance facilities including dealing in government securities and treasury related products, agency services and others ancillary services. The bank has four segments namely: Business Banking, Treasury, Card and remittance.
86GF Score
Get the complete analysis for XNEP:MLBL
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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