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Mahalaxmi Bikas BankXNEP:MLBL -0.43%94 Return-on-Tangible-Asset is 0.98% as of Apr. 2026, which is 38% below its 10-year median of 1.58. GuruFocus rates XNEP:MLBL with a GF Score™ of 94/100 and a GF Value™ of NPR374.01 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,528 Banks companies, Mahalaxmi Bikas Bank ranks worse than 61.78% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Mahalaxmi Bikas Bank's annualizedNet Income for the quarter that ended in Apr. 2026 was NPR616 Mil. Mahalaxmi Bikas Bank's average total tangible assets for the quarter that ended in Apr. 2026 was NPR63,017 Mil. Therefore, Mahalaxmi Bikas Bank's annualized Return-on-Tangible-Asset for the quarter that ended in Apr. 2026 was 0.98%.
The historical rank and industry rank for Mahalaxmi Bikas Bank's Return-on-Tangible-Asset or its related term are showing as below:
XNEP:MLBL'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.65 Med: 1.58 Max: 3.05
Current: 0.83
During the past 13 years, Mahalaxmi Bikas Bank's highest Return-on-Tangible-Asset was 3.05%. The lowest was 0.65%. And the median was 1.58%.
XNEP:MLBL's Return-on-Tangible-Asset is ranked worse than 61.78% of 1528
companies
in the Banks industry
Industry Median: 1.01
vs XNEP:MLBL: 0.83
Mahalaxmi Bikas Bank (XNEP:MLBL) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Mahalaxmi Bikas Bank Return-on-Tangible-Asset Related Terms
Mahalaxmi Bikas Bank Return-on-Tangible-Asset Historical Data
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The historical data trend for Mahalaxmi Bikas Bank's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mahalaxmi Bikas Bank Return-on-Tangible-Asset Chart
Mahalaxmi Bikas Bank Return-on-Tangible-Asset Competitor Comparison
For the Banks - Regional subindustry, Mahalaxmi Bikas Bank's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mahalaxmi Bikas Bank Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Mahalaxmi Bikas Bank's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Mahalaxmi Bikas Bank's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Apr. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.98% mean?
Mahalaxmi Bikas Bank (XNEP:MLBL) has a Return-on-Tangible-Asset of 0.98% as of Apr. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Mahalaxmi Bikas Bank and its competitors. This is 38% below median its historical median of 1.58. Over the past decade, Mahalaxmi Bikas Bank's Return-on-Tangible-Asset has ranged from 0.65 to 3.05. According to the industry distribution chart, Mahalaxmi Bikas Bank ranks #944 out of 1528 companies in the Banks industry, placing it in the top 61.8%.
Is Mahalaxmi Bikas Bank's Return-on-Tangible-Asset too high?
Mahalaxmi Bikas Bank's current Return-on-Tangible-Asset of 0.98% is 38% below median its 10-year median of 1.58. Over the past 10 years, this metric has ranged from a low of 0.65 to a high of 3.05. The Banks industry median Return-on-Tangible-Asset is 1.01. Mahalaxmi Bikas Bank's value of 0.98% is 3% below this industry median. Based on the distribution chart, Mahalaxmi Bikas Bank ranks #944 out of 1528 companies in the Banks industry, which is below the industry midpoint. Overall, Mahalaxmi Bikas Bank has a GF Score™ of 94/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mahalaxmi Bikas Bank's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, Mahalaxmi Bikas Bank ranks #944 out of 1528 companies for Return-on-Tangible-Asset. This places Mahalaxmi Bikas Bank in the lower half of its industry. The industry median Return-on-Tangible-Asset is 1.01. Mahalaxmi Bikas Bank's value of 0.98% is 3% below this benchmark. Historically, Mahalaxmi Bikas Bank's own Return-on-Tangible-Asset has ranged from 0.65 to 3.05 over the past decade. While the company's 10-year median is 1.58 vs. the industry median of 1.01, Mahalaxmi Bikas Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.01, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mahalaxmi Bikas Bank's current Return-on-Tangible-Asset of 0.98% is 3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Mahalaxmi Bikas Bank and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mahalaxmi Bikas Bank's current Return-on-Tangible-Asset is 0.98%, which is 38% below median its own 10-year median of 1.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mahalaxmi Bikas Bank stock overvalued right now?
Based on GuruFocus' analysis, Mahalaxmi Bikas Bank (XNEP:MLBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR374.01, compared to a current price of NPR346.50 — trading 7.4% below its estimated fair value. The current Return-on-Tangible-Asset is 0.98%, which is 38% below median its 10-year median of 1.58 and 3% below the Banks industry median of 1.01. Mahalaxmi Bikas Bank's overall GF Score™ is 94/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Mahalaxmi Bikas Bank (XNEP:MLBL), the current Return-on-Tangible-Asset is 0.98% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mahalaxmi Bikas Bank (XNEP:MLBL) Overvalued in 2026?
Based on GuruFocus' analysis, Mahalaxmi Bikas Bank stock appears to be undervalued.
The current stock price of NPR346.50 is trading 7.4% below its estimated GF Value™ of NPR374.01.
GuruFocus considers Mahalaxmi Bikas Bank to be Fairly Valued.
Key valuation signals for XNEP:MLBL:
Return-on-Tangible-Asset: 0.98% (38% below median its 10-year median of 1.58)
GF Value™: NPR374.01 vs. price of NPR346.50 (7.4% below fair value)
Industry Position: 3% below the Banks median (#944 of 1528)
No single metric tells the full story. See the XNEP:MLBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mahalaxmi Bikas Bank Ltd is engaged in providing banking products and services. The bank's principal offerings include comprehensive range of financial services encompassing accepting of deposits, corporate and retail credit, project financing, hire purchase financing, micro credit, trade financing, personal and corporate banking, foreign currency operations, digital products such as debit cards, internet banking, mobile banking, QR services, demat service, remittance facilities including dealing in government securities and treasury related products, agency services and others ancillary services. The bank has four segments namely: Business Banking, Treasury, Card and remittance.
94GF Score
Get the complete analysis for XNEP:MLBL
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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