Mahalaxmi Bikas Bank (XNEP:MLBL) Pretax Margin %: 34.36% (As of Apr. 2026) — 32% Below Median


XNEP:MLBL Mahalaxmi Bikas Bank Ltd XNEP:MLBL
90 GF Score
Price NPR354.00
GF Value NPR374.72
Valuation Fairly Valued
! 2 Warning Signs
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What is Mahalaxmi Bikas Bank Pretax Margin %?

Mahalaxmi Bikas Bank XNEP:MLBL -0.56% 90 Pretax Margin % is 34.36% as of Apr. 2026, which is 32% below its 10-year median of 50.38. GuruFocus rates XNEP:MLBL with a GF Score™ of 90/100 and a GF Value™ of NPR374.72 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,528 Banks companies, Mahalaxmi Bikas Bank ranks worse than 63.48% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Mahalaxmi Bikas Bank's Pre-Tax Income for the three months ended in Apr. 2026 was NPR220 Mil. Mahalaxmi Bikas Bank's Revenue for the three months ended in Apr. 2026 was NPR640 Mil. Therefore, Mahalaxmi Bikas Bank's pretax margin for the quarter that ended in Apr. 2026 was 34.36%.

The historical rank and industry rank for Mahalaxmi Bikas Bank's Pretax Margin % or its related term are showing as below:

XNEP:MLBL' s Pretax Margin % Range Over the Past 10 Years
Min: 26.18   Med: 50.38   Max: 90.37
Current: 29.74


XNEP:MLBL's Pretax Margin % is ranked worse than
63.48% of 1528 companies
in the Banks industry
Industry Median: 34.665 vs XNEP:MLBL: 29.74

Mahalaxmi Bikas Bank  (XNEP:MLBL) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Mahalaxmi Bikas Bank Pretax Margin % Related Terms


Mahalaxmi Bikas Bank Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Mahalaxmi Bikas Bank's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mahalaxmi Bikas Bank Pretax Margin % Chart

Mahalaxmi Bikas Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 47.52 54.83 26.18 33.43 26.21

Mahalaxmi Bikas Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35.92 15.82 22.71 45.15 34.36

Mahalaxmi Bikas Bank Pretax Margin % Competitor Comparison

For the Banks - Regional subindustry, Mahalaxmi Bikas Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mahalaxmi Bikas Bank Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Mahalaxmi Bikas Bank's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Mahalaxmi Bikas Bank's Pretax Margin % falls into.


XNEP:MLBL
90GF Score
Mahalaxmi Bikas Bank Ltd XNEP:MLBL
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Mahalaxmi Bikas Bank Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Mahalaxmi Bikas Bank's Pretax Margin for the fiscal year that ended in Jul. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Jul. 2025 )/Revenue (A: Jul. 2025 )
=595.315/2271.059
=26.21 %

Mahalaxmi Bikas Bank's Pretax Margin for the quarter that ended in Apr. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Apr. 2026 )/Revenue (Q: Apr. 2026 )
=220.047/640.46
=34.36 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 34.36% mean?
Mahalaxmi Bikas Bank (XNEP:MLBL) has a Pretax Margin % of 34.36% as of Apr. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Mahalaxmi Bikas Bank and its competitors. This is 32% below median its historical median of 50.38. Over the past decade, Mahalaxmi Bikas Bank's Pretax Margin % has ranged from 26.18 to 90.37. According to the industry distribution chart, Mahalaxmi Bikas Bank ranks #970 out of 1528 companies in the Banks industry, placing it in the top 63.5%.
Is Mahalaxmi Bikas Bank's Pretax Margin % too high?
Mahalaxmi Bikas Bank's current Pretax Margin % of 34.36% is 32% below median its 10-year median of 50.38. Over the past 10 years, this metric has ranged from a low of 26.18 to a high of 90.37. The Banks industry median Pretax Margin % is 34.67. Mahalaxmi Bikas Bank's value of 34.36% is 0.9% below this industry median. Based on the distribution chart, Mahalaxmi Bikas Bank ranks #970 out of 1528 companies in the Banks industry, which is below the industry midpoint. Overall, Mahalaxmi Bikas Bank has a GF Score™ of 90/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mahalaxmi Bikas Bank's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Mahalaxmi Bikas Bank ranks #970 out of 1528 companies for Pretax Margin %. This places Mahalaxmi Bikas Bank in the lower half of its industry. The industry median Pretax Margin % is 34.67. Mahalaxmi Bikas Bank's value of 34.36% is 0.9% below this benchmark. Historically, Mahalaxmi Bikas Bank's own Pretax Margin % has ranged from 26.18 to 90.37 over the past decade. While the company's 10-year median is 50.38 vs. the industry median of 34.67, Mahalaxmi Bikas Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.67, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mahalaxmi Bikas Bank's current Pretax Margin % of 34.36% is 0.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Mahalaxmi Bikas Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mahalaxmi Bikas Bank's current Pretax Margin % is 34.36%, which is 32% below median its own 10-year median of 50.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mahalaxmi Bikas Bank stock overvalued right now?
Based on GuruFocus' analysis, Mahalaxmi Bikas Bank (XNEP:MLBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR374.72, compared to a current price of NPR354.00 — trading 5.5% below its estimated fair value. The current Pretax Margin % is 34.36%, which is 32% below median its 10-year median of 50.38 and 0.9% below the Banks industry median of 34.67. Mahalaxmi Bikas Bank's overall GF Score™ is 90/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Mahalaxmi Bikas Bank (XNEP:MLBL), the current Pretax Margin % is 34.36% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mahalaxmi Bikas Bank (XNEP:MLBL) Overvalued in 2026?

Based on GuruFocus' analysis, Mahalaxmi Bikas Bank stock appears to be undervalued. The current stock price of NPR354.00 is trading 5.5% below its estimated GF Value™ of NPR374.72. GuruFocus considers Mahalaxmi Bikas Bank to be Fairly Valued.

Key valuation signals for XNEP:MLBL:

  • Pretax Margin %: 34.36% (32% below median its 10-year median of 50.38)
  • GF Value™: NPR374.72 vs. price of NPR354.00 (5.5% below fair value)
  • GF Score™: 90/100 with 2 warning signs
  • Industry Position: 0.9% below the Banks median (#970 of 1528)

No single metric tells the full story. See the XNEP:MLBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mahalaxmi Bikas Bank Business Description

Address DurbarMarg, Annapurna Arcade-II, 2nd Floor, Kathmandu, NPL
Mahalaxmi Bikas Bank Ltd is engaged in providing banking products and services. The bank's principal offerings include comprehensive range of financial services encompassing accepting of deposits, corporate and retail credit, project financing, hire purchase financing, micro credit, trade financing, personal and corporate banking, foreign currency operations, digital products such as debit cards, internet banking, mobile banking, QR services, demat service, remittance facilities including dealing in government securities and treasury related products, agency services and others ancillary services. The bank has four segments namely: Business Banking, Treasury, Card and remittance.
90GF Score

Get the complete analysis for XNEP:MLBL

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR354.00
Price
NPR374.72
GF Value