Mahalaxmi Bikas Bank (XNEP:MLBL) GF Score: 91/100 (As of Jul. 18, 2026) — 21% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:MLBL Mahalaxmi Bikas Bank Ltd XNEP:MLBL
91 GF Score
Price NPR346.00
GF Value NPR374.50
Valuation Fairly Valued
! 2 Warning Signs
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What is Mahalaxmi Bikas Bank GF Score?

Mahalaxmi Bikas Bank XNEP:MLBL 91 GF Score is 91 as of Jul. 18, 2026, which is 21% above its 10-year median of 75.00. GuruFocus rates XNEP:MLBL with a GF Score™ of 91/100 and a GF Value™ of NPR374.50 (Fairly Valued). The stock has 2 warning signs investors should review.

Mahalaxmi Bikas Bank has the GF Score of 91, which implies that the company might have Highest outperformance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 5/10
2. Profitability Rank : 8/10
3. Growth Rank : 8/10
4. GF Value Rank : 7/10
5. Momentum Rank : 0/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Mahalaxmi Bikas Bank might have Highest outperformance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Mahalaxmi Bikas Bank  (XNEP:MLBL) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


Mahalaxmi Bikas Bank GF Score Related Terms


Mahalaxmi Bikas Bank GF Score Competitor Comparison

For the Banks - Regional subindustry, Mahalaxmi Bikas Bank's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mahalaxmi Bikas Bank GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Mahalaxmi Bikas Bank's GF Score distribution charts can be found below:

* The bar in red indicates where Mahalaxmi Bikas Bank's GF Score falls into.


XNEP:MLBL
91GF Score
Mahalaxmi Bikas Bank Ltd XNEP:MLBL
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 91 mean?
Mahalaxmi Bikas Bank (XNEP:MLBL) has a GF Score of 91 as of Jul. 18, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Mahalaxmi Bikas Bank and its competitors. This is 21% above median its historical median of 75.00. Over the past decade, Mahalaxmi Bikas Bank's GF Score has ranged from 3.00 to 99.00.
Is Mahalaxmi Bikas Bank's GF Score too high?
Mahalaxmi Bikas Bank's current GF Score of 91 is 21% above median its 10-year median of 75.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 99.00. Overall, Mahalaxmi Bikas Bank has a GF Score™ of 91/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mahalaxmi Bikas Bank's GF Score compare to competitors?
Mahalaxmi Bikas Bank's GF Score of 91 can be compared against companies in the Banks industry. Historically, Mahalaxmi Bikas Bank's own GF Score has ranged from 3.00 to 99.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Mahalaxmi Bikas Bank and its competitors. Mahalaxmi Bikas Bank's current GF Score is 91, which is 21% above median its own 10-year median of 75.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mahalaxmi Bikas Bank stock overvalued right now?
Based on GuruFocus' analysis, Mahalaxmi Bikas Bank (XNEP:MLBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR374.50, compared to a current price of NPR346.00 — trading 7.6% below its estimated fair value. The current GF Score is 91, which is 21% above median its 10-year median of 75.00. Mahalaxmi Bikas Bank's overall GF Score™ is 91/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Mahalaxmi Bikas Bank (XNEP:MLBL), the current GF Score is 91 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mahalaxmi Bikas Bank (XNEP:MLBL) Overvalued in 2026?

Based on GuruFocus' analysis, Mahalaxmi Bikas Bank stock appears to be undervalued. The current stock price of NPR346.00 is trading 7.6% below its estimated GF Value™ of NPR374.50. GuruFocus considers Mahalaxmi Bikas Bank to be Fairly Valued.

Key valuation signals for XNEP:MLBL:

  • GF Score: 91 (21% above median its 10-year median of 75.00)
  • GF Value™: NPR374.50 vs. price of NPR346.00 (7.6% below fair value)
  • GF Score™: 91/100 with 2 warning signs

No single metric tells the full story. See the XNEP:MLBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mahalaxmi Bikas Bank Business Description

Address DurbarMarg, Annapurna Arcade-II, 2nd Floor, Kathmandu, NPL
Mahalaxmi Bikas Bank Ltd is engaged in providing banking products and services. The bank's principal offerings include comprehensive range of financial services encompassing accepting of deposits, corporate and retail credit, project financing, hire purchase financing, micro credit, trade financing, personal and corporate banking, foreign currency operations, digital products such as debit cards, internet banking, mobile banking, QR services, demat service, remittance facilities including dealing in government securities and treasury related products, agency services and others ancillary services. The bank has four segments namely: Business Banking, Treasury, Card and remittance.
91GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR346.00
Price
NPR374.50
GF Value