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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Mahalaxmi Bikas Bank's retained earnings for the quarter that ended in Jul. 2026 was NPR465 Mil.
Mahalaxmi Bikas Bank's quarterly retained earnings
declined
from Jan. 2026 (NPR250 Mil) to Apr. 2026 (NPR110 Mil) but then
increased
from Apr. 2026 (NPR110 Mil) to Jul. 2026 (NPR465 Mil).
Mahalaxmi Bikas Bank's annual retained earnings
increased
from Jul. 2024 (NPR292 Mil) to Jul. 2025 (NPR446 Mil) and
increased
from Jul. 2025 (NPR446 Mil) to Jul. 2026 (NPR465 Mil).
Mahalaxmi Bikas Bank (XNEP:MLBL) Retained Earnings Explanation
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
Mahalaxmi Bikas Bank Retained Earnings Historical Data
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The historical data trend for Mahalaxmi Bikas Bank's Retained Earnings can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mahalaxmi Bikas Bank Retained Earnings Calculation
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
Mahalaxmi Bikas Bank (XNEP:MLBL) has a Retained Earnings of NPR465 Mil as of Jul. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Mahalaxmi Bikas Bank and its competitors.
Is Mahalaxmi Bikas Bank's Retained Earnings too high?
Mahalaxmi Bikas Bank's current Retained Earnings is NPR465 Mil. Overall, Mahalaxmi Bikas Bank has a GF Score™ of 86/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mahalaxmi Bikas Bank's Retained Earnings compare to competitors?
Mahalaxmi Bikas Bank's Retained Earnings of NPR465 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Mahalaxmi Bikas Bank and its competitors. Mahalaxmi Bikas Bank's current Retained Earnings is NPR465 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mahalaxmi Bikas Bank stock overvalued right now?
Based on GuruFocus' analysis, Mahalaxmi Bikas Bank (XNEP:MLBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR375.97, compared to a current price of NPR350.00 — trading 6.9% below its estimated fair value. The current Retained Earnings is NPR465 Mil. Mahalaxmi Bikas Bank's overall GF Score™ is 86/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Mahalaxmi Bikas Bank (XNEP:MLBL), the current Retained Earnings is NPR465 Mil as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mahalaxmi Bikas Bank (XNEP:MLBL) Overvalued in 2026?
Based on GuruFocus' analysis, Mahalaxmi Bikas Bank stock appears to be undervalued.
The current stock price of NPR350.00 is trading 6.9% below its estimated GF Value™ of NPR375.97.
GuruFocus considers Mahalaxmi Bikas Bank to be Fairly Valued.
Key valuation signals for XNEP:MLBL:
Retained Earnings: NPR465 Mil
GF Value™: NPR375.97 vs. price of NPR350.00 (6.9% below fair value)
No single metric tells the full story. See the XNEP:MLBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mahalaxmi Bikas Bank Ltd is engaged in providing banking products and services. The bank's principal offerings include comprehensive range of financial services encompassing accepting of deposits, corporate and retail credit, project financing, hire purchase financing, micro credit, trade financing, personal and corporate banking, foreign currency operations, digital products such as debit cards, internet banking, mobile banking, QR services, demat service, remittance facilities including dealing in government securities and treasury related products, agency services and others ancillary services. The bank has four segments namely: Business Banking, Treasury, Card and remittance.
86GF Score
Get the complete analysis for XNEP:MLBL
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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