Mahalaxmi Bikas Bank (XNEP:MLBL) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:MLBL Mahalaxmi Bikas Bank Ltd XNEP:MLBL
94 GF Score
Price NPR348.00
GF Value NPR374.01
Valuation Fairly Valued
! 2 Warning Signs
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What is Mahalaxmi Bikas Bank Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Mahalaxmi Bikas Bank Quality Rank Related Terms

XNEP:MLBL
94GF Score
Mahalaxmi Bikas Bank Ltd XNEP:MLBL
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Mahalaxmi Bikas Bank (XNEP:MLBL) Overvalued in 2026?

Based on GuruFocus' analysis, Mahalaxmi Bikas Bank stock appears to be undervalued. The current stock price of NPR348.00 is trading 7% below its estimated GF Value™ of NPR374.01. GuruFocus considers Mahalaxmi Bikas Bank to be Fairly Valued.

Key valuation signals for XNEP:MLBL:

  • Quality Rank:
  • GF Value™: NPR374.01 vs. price of NPR348.00 (7% below fair value)
  • GF Score™: 94/100 with 2 warning signs

No single metric tells the full story. See the XNEP:MLBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mahalaxmi Bikas Bank Business Description

Address DurbarMarg, Annapurna Arcade-II, 2nd Floor, Kathmandu, NPL
Mahalaxmi Bikas Bank Ltd is engaged in providing banking products and services. The bank's principal offerings include comprehensive range of financial services encompassing accepting of deposits, corporate and retail credit, project financing, hire purchase financing, micro credit, trade financing, personal and corporate banking, foreign currency operations, digital products such as debit cards, internet banking, mobile banking, QR services, demat service, remittance facilities including dealing in government securities and treasury related products, agency services and others ancillary services. The bank has four segments namely: Business Banking, Treasury, Card and remittance.
94GF Score

Get the complete analysis for XNEP:MLBL

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR348.00
Price
NPR374.01
GF Value