Mahalaxmi Bikas Bank (XNEP:MLBL) ROE % Adjusted to Book Value: 3.78% (As of Apr. 2026)


XNEP:MLBL Mahalaxmi Bikas Bank Ltd XNEP:MLBL
91 GF Score
Price NPR345.40
GF Value NPR374.64
Valuation Fairly Valued
! 2 Warning Signs
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What is Mahalaxmi Bikas Bank ROE % Adjusted to Book Value?

Mahalaxmi Bikas Bank XNEP:MLBL -0.75% 91 ROE % Adjusted to Book Value is 3.78% as of Apr. 2026. GuruFocus rates XNEP:MLBL with a GF Score™ of 91/100 and a GF Value™ of NPR374.64 (Fairly Valued). The stock has 2 warning signs investors should review.

Mahalaxmi Bikas Bank's ROE % for the quarter that ended in Apr. 2026 was 8.55%. Mahalaxmi Bikas Bank's PB Ratio for the quarter that ended in Apr. 2026 was 2.26. Mahalaxmi Bikas Bank's ROE % Adjusted to Book Value for the quarter that ended in Apr. 2026 was 3.78%.


Mahalaxmi Bikas Bank ROE % Adjusted to Book Value Related Terms


Mahalaxmi Bikas Bank ROE % Adjusted to Book Value Historical Data

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The historical data trend for Mahalaxmi Bikas Bank's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mahalaxmi Bikas Bank ROE % Adjusted to Book Value Chart

Mahalaxmi Bikas Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.27 5.47 2.56 2.66 2.36

Mahalaxmi Bikas Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.80 1.53 2.39 4.97 3.78

Mahalaxmi Bikas Bank ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Mahalaxmi Bikas Bank's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mahalaxmi Bikas Bank ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Mahalaxmi Bikas Bank's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Mahalaxmi Bikas Bank's ROE % Adjusted to Book Value falls into.


XNEP:MLBL
91GF Score
Mahalaxmi Bikas Bank Ltd XNEP:MLBL
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Mahalaxmi Bikas Bank ROE % Adjusted to Book Value Calculation

Mahalaxmi Bikas Bank's ROE % Adjusted to Book Value for the fiscal year that ended in Jul. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=6.14% / 2.60
=2.36%

Mahalaxmi Bikas Bank's ROE % Adjusted to Book Value for the quarter that ended in Apr. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=8.55% / 2.26
=3.78%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 3.78% mean?
Mahalaxmi Bikas Bank (XNEP:MLBL) has a ROE % Adjusted to Book Value of 3.78% as of Apr. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Mahalaxmi Bikas Bank and its competitors.
Is Mahalaxmi Bikas Bank's ROE % Adjusted to Book Value too high?
Mahalaxmi Bikas Bank's current ROE % Adjusted to Book Value is 3.78%. Overall, Mahalaxmi Bikas Bank has a GF Score™ of 91/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mahalaxmi Bikas Bank's ROE % Adjusted to Book Value compare to competitors?
Mahalaxmi Bikas Bank's ROE % Adjusted to Book Value of 3.78% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Mahalaxmi Bikas Bank and its competitors. Mahalaxmi Bikas Bank's current ROE % Adjusted to Book Value is 3.78%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mahalaxmi Bikas Bank stock overvalued right now?
Based on GuruFocus' analysis, Mahalaxmi Bikas Bank (XNEP:MLBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR374.64, compared to a current price of NPR345.40 — trading 7.8% below its estimated fair value. The current ROE % Adjusted to Book Value is 3.78%. Mahalaxmi Bikas Bank's overall GF Score™ is 91/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Mahalaxmi Bikas Bank (XNEP:MLBL), the current ROE % Adjusted to Book Value is 3.78% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mahalaxmi Bikas Bank (XNEP:MLBL) Overvalued in 2026?

Based on GuruFocus' analysis, Mahalaxmi Bikas Bank stock appears to be undervalued. The current stock price of NPR345.40 is trading 7.8% below its estimated GF Value™ of NPR374.64. GuruFocus considers Mahalaxmi Bikas Bank to be Fairly Valued.

Key valuation signals for XNEP:MLBL:

  • ROE % Adjusted to Book Value: 3.78%
  • GF Value™: NPR374.64 vs. price of NPR345.40 (7.8% below fair value)
  • GF Score™: 91/100 with 2 warning signs

No single metric tells the full story. See the XNEP:MLBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mahalaxmi Bikas Bank Business Description

Address DurbarMarg, Annapurna Arcade-II, 2nd Floor, Kathmandu, NPL
Mahalaxmi Bikas Bank Ltd is engaged in providing banking products and services. The bank's principal offerings include comprehensive range of financial services encompassing accepting of deposits, corporate and retail credit, project financing, hire purchase financing, micro credit, trade financing, personal and corporate banking, foreign currency operations, digital products such as debit cards, internet banking, mobile banking, QR services, demat service, remittance facilities including dealing in government securities and treasury related products, agency services and others ancillary services. The bank has four segments namely: Business Banking, Treasury, Card and remittance.
91GF Score

Get the complete analysis for XNEP:MLBL

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR345.40
Price
NPR374.64
GF Value