Sjova-Almennar tryggingar hf (OISE:SJOVA) Cyclically Adjusted FCF per Share: kr-144.43 (As of Mar. 2026)


OISE:SJOVA Sjova-Almennar tryggingar hf OISE:SJOVA
83 GF Score
Price kr41.60
GF Value kr39.67
Valuation Fairly Valued
! 3 Warning Signs
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What is Sjova-Almennar tryggingar hf Cyclically Adjusted FCF per Share?

Sjova-Almennar tryggingar hf OISE:SJOVA +1.46% 83 Cyclically Adjusted FCF per Share is kr-144.43 as of Mar. 2026. GuruFocus rates OISE:SJOVA with a GF Score™ of 83/100 and a GF Value™ of kr39.67 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Sjova-Almennar tryggingar hf's adjusted free cash flow per share for the three months ended in Mar. 2026 was kr1.210. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is kr-144.43 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-07-12), Sjova-Almennar tryggingar hf's current stock price is kr41.60. Sjova-Almennar tryggingar hf's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was kr-144.43. Sjova-Almennar tryggingar hf's Cyclically Adjusted Price-to-FCF of today is .

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Sjova-Almennar tryggingar hf was 16.73. The lowest was 11.89. And the median was 13.77.


Sjova-Almennar tryggingar hf  (OISE:SJOVA) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Sjova-Almennar tryggingar hf was 16.73. The lowest was 11.89. And the median was 13.77.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Sjova-Almennar tryggingar hf Cyclically Adjusted FCF per Share Related Terms


Sjova-Almennar tryggingar hf Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Sjova-Almennar tryggingar hf's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sjova-Almennar tryggingar hf Cyclically Adjusted FCF per Share Chart

Sjova-Almennar tryggingar hf Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 2.32 2.69 -135.53 -141.77

Sjova-Almennar tryggingar hf Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -136.63 -139.64 -140.15 -141.77 -144.43

OISE:SJOVA vs CB, PGR, TRV: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Property & Casualty subindustry, Sjova-Almennar tryggingar hf's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sjova-Almennar tryggingar hf Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Sjova-Almennar tryggingar hf's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Sjova-Almennar tryggingar hf's Cyclically Adjusted Price-to-FCF falls into.


OISE:SJOVA
83GF Score
Sjova-Almennar tryggingar hf OISE:SJOVA
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Sjova-Almennar tryggingar hf Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Sjova-Almennar tryggingar hf's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.21/158.5100*158.5100
=1.210

Current CPI (Mar. 2026) = 158.5100.

Sjova-Almennar tryggingar hf Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 -0.210 101.923 -0.327
201609 0.541 102.457 0.837
201612 -0.258 102.562 -0.399
201703 2.262 102.768 3.489
201706 -0.113 103.496 -0.173
201709 0.416 103.871 0.635
201712 0.072 104.481 0.109
201803 1.494 105.600 2.243
201806 -0.405 106.206 -0.604
201809 0.668 106.727 0.992
201812 -0.039 108.388 -0.057
201903 0.109 108.702 0.159
201906 0.145 109.758 0.209
201909 0.500 109.922 0.721
201912 0.062 110.588 0.089
202003 0.260 111.019 0.371
202006 0.064 112.667 0.090
202009 0.041 113.772 0.057
202012 0.075 114.542 0.104
202103 2.275 115.833 3.113
202106 0.687 117.451 0.927
202109 0.151 118.723 0.202
202112 1.965 120.398 2.587
202203 3.819 123.555 4.899
202206 0.794 127.809 0.985
202209 0.614 129.810 0.750
202212 -0.397 131.901 -0.477
202303 1.652 135.674 1.930
202306 0.425 139.150 0.484
202309 2.047 140.147 2.315
202312 0.228 142.125 0.254
202403 2.212 144.910 2.420
202406 0.140 147.267 0.151
202409 -0.485 147.722 -0.520
202412 -1,387.445 148.871 -1,477.280
202503 2.793 150.393 2.944
202506 0.792 153.367 0.819
202509 -0.917 153.800 -0.945
202512 0.412 155.560 0.420
202603 1.210 158.510 1.210

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of kr-144.43 mean?
Sjova-Almennar tryggingar hf (OISE:SJOVA) has a Cyclically Adjusted FCF per Share of kr-144.43 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Sjova-Almennar tryggingar hf and its competitors.
Is Sjova-Almennar tryggingar hf's Cyclically Adjusted FCF per Share too high?
Sjova-Almennar tryggingar hf's current Cyclically Adjusted FCF per Share is kr-144.43. Overall, Sjova-Almennar tryggingar hf has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sjova-Almennar tryggingar hf's Cyclically Adjusted FCF per Share compare to CB and PGR?
Sjova-Almennar tryggingar hf's Cyclically Adjusted FCF per Share of kr-144.43 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Sjova-Almennar tryggingar hf and its competitors. Sjova-Almennar tryggingar hf's current Cyclically Adjusted FCF per Share is kr-144.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sjova-Almennar tryggingar hf stock overvalued right now?
Based on GuruFocus' analysis, Sjova-Almennar tryggingar hf (OISE:SJOVA) is currently considered Fairly Valued. The stock's GF Value™ is kr39.67, compared to a current price of kr41.60 — trading 4.9% above its estimated fair value. The current Cyclically Adjusted FCF per Share is kr-144.43. Sjova-Almennar tryggingar hf's overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Sjova-Almennar tryggingar hf (OISE:SJOVA), the current Cyclically Adjusted FCF per Share is kr-144.43 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sjova-Almennar tryggingar hf (OISE:SJOVA) Overvalued in 2026?

Based on GuruFocus' analysis, Sjova-Almennar tryggingar hf stock appears to be overvalued. The current stock price of kr41.60 is trading 4.9% above its estimated GF Value™ of kr39.67. GuruFocus considers Sjova-Almennar tryggingar hf to be Fairly Valued.

Key valuation signals for OISE:SJOVA:

  • Cyclically Adjusted FCF per Share: kr-144.43
  • GF Value™: kr39.67 vs. price of kr41.60 (4.9% above fair value)
  • GF Score™: 83/100 with 3 warning signs

No single metric tells the full story. See the OISE:SJOVA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sjova-Almennar tryggingar hf Business Description

Address Kringlunni 5, Reykjavik, ISL, 103
Sjova-Almennar tryggingar hf is an insurance company. It offers motor vehicle insurance, family and home insurance, life and critical illness insurance, medical cost insurance, life & health insurance in iceland. It also provides fire insurance, commercial property insurance, vessel crew insurance, transport cargo insurance, life- and critical illness insurance, and medical cost insurance.
83GF Score

Get the complete analysis for OISE:SJOVA

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr41.60
Price
kr39.67
GF Value