Sjova-Almennar tryggingar hf (OISE:SJOVA) EV-to-EBIT: 12.18 (As of Aug. 03, 2026) — Near Median

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OISE:SJOVA Sjova-Almennar tryggingar hf OISE:SJOVA
63 GF Score
Price kr42.80
! 3 Warning Signs
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What is Sjova-Almennar tryggingar hf EV-to-EBIT?

Sjova-Almennar tryggingar hf OISE:SJOVA 63 EV-to-EBIT is 12.18 as of Aug. 03, 2026, which is 6% above its 10-year median of 11.54. GuruFocus rates OISE:SJOVA with a GF Score™ of 63/100. The stock has 3 warning signs investors should review. Among 345 Insurance companies, Sjova-Almennar tryggingar hf ranks worse than 67.83% on this metric.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Sjova-Almennar tryggingar hf's Enterprise Value is kr48,895 Mil. Sjova-Almennar tryggingar hf's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was kr4,014 Mil. Therefore, Sjova-Almennar tryggingar hf's EV-to-EBIT for today is 12.18.

The historical rank and industry rank for Sjova-Almennar tryggingar hf's EV-to-EBIT or its related term are showing as below:

OISE:SJOVA' s EV-to-EBIT Range Over the Past 10 Years
Min: -0.04   Med: 11.54   Max: 405.14
Current: 12.18

During the past 13 years, the highest EV-to-EBIT of Sjova-Almennar tryggingar hf was 405.14. The lowest was -0.04. And the median was 11.54.

OISE:SJOVA's EV-to-EBIT is ranked worse than
67.83% of 345 companies
in the Insurance industry
Industry Median: 8.55 vs OISE:SJOVA: 12.18

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %. Sjova-Almennar tryggingar hf's Enterprise Value for the quarter that ended in Mar. 2026 was kr40,763 Mil. Sjova-Almennar tryggingar hf's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was kr4,014 Mil. Sjova-Almennar tryggingar hf's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 9.85%.


Sjova-Almennar tryggingar hf  (OISE:SJOVA) EV-to-EBIT Explanation

This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %.

Sjova-Almennar tryggingar hf's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 is calculated as:

Earnings Yield (Joel Greenblatt) % (Q: Mar. 2026 ) =EBIT / Enterprise Value (Q: Mar. 2026 )
=4013.604/40762.8996
=9.85 %

Sjova-Almennar tryggingar hf's Enterprise Value for the quarter that ended in Mar. 2026 was kr40,763 Mil.
Sjova-Almennar tryggingar hf's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr4,014 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Sjova-Almennar tryggingar hf EV-to-EBIT Related Terms


Sjova-Almennar tryggingar hf EV-to-EBIT Historical Data

* Premium members only.

The historical data trend for Sjova-Almennar tryggingar hf's EV-to-EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sjova-Almennar tryggingar hf EV-to-EBIT Chart

Sjova-Almennar tryggingar hf Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 -0.04 15.98

Sjova-Almennar tryggingar hf Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.38 11.66 10.65 15.98 10.16

OISE:SJOVA vs CB, PGR, TRV: EV-to-EBIT Comparison

For the Insurance - Property & Casualty subindustry, Sjova-Almennar tryggingar hf's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sjova-Almennar tryggingar hf EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, Sjova-Almennar tryggingar hf's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Sjova-Almennar tryggingar hf's EV-to-EBIT falls into.


OISE:SJOVA
63GF Score
Sjova-Almennar tryggingar hf OISE:SJOVA
EV-to-EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sjova-Almennar tryggingar hf EV-to-EBIT Calculation

Sjova-Almennar tryggingar hf's EV-to-EBIT for today is calculated as:

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=48894.810/4013.604
=12.18

Sjova-Almennar tryggingar hf's current Enterprise Value is kr48,895 Mil.
Sjova-Almennar tryggingar hf's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr4,014 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBIT →
What does a EV-to-EBIT of 12.18 mean?
Sjova-Almennar tryggingar hf (OISE:SJOVA) has a EV-to-EBIT of 12.18 as of Aug. 03, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Sjova-Almennar tryggingar hf and its competitors. This is near median its historical median of 11.54. According to the industry distribution chart, Sjova-Almennar tryggingar hf ranks #234 out of 345 companies in the Insurance industry, placing it in the top 67.8%.
Is Sjova-Almennar tryggingar hf's EV-to-EBIT too high?
Sjova-Almennar tryggingar hf's current EV-to-EBIT of 12.18 is near median its 10-year median of 11.54. The Insurance industry median EV-to-EBIT is 8.55. Sjova-Almennar tryggingar hf's value of 12.18 is 42.5% above this industry median. Based on the distribution chart, Sjova-Almennar tryggingar hf ranks #234 out of 345 companies in the Insurance industry, which is below the industry midpoint. Overall, Sjova-Almennar tryggingar hf has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does Sjova-Almennar tryggingar hf's EV-to-EBIT compare to CB and PGR?
According to the Insurance industry distribution chart, Sjova-Almennar tryggingar hf ranks #234 out of 345 companies for EV-to-EBIT. This places Sjova-Almennar tryggingar hf in the lower half of its industry. The industry median EV-to-EBIT is 8.55. Sjova-Almennar tryggingar hf's value of 12.18 is 42.5% above this benchmark. While the company's 10-year median is 11.54 vs. the industry median of 8.55, Sjova-Almennar tryggingar hf has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.55, based on 345 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sjova-Almennar tryggingar hf's current EV-to-EBIT of 12.18 is 42.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Sjova-Almennar tryggingar hf and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sjova-Almennar tryggingar hf's current EV-to-EBIT is 12.18, which is near median its own 10-year median of 11.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sjova-Almennar tryggingar hf stock overvalued right now?
Sjova-Almennar tryggingar hf (OISE:SJOVA) has a current EV-to-EBIT of 12.18. The current EV-to-EBIT is 12.18, which is near median its 10-year median of 11.54 and 42.5% above the Insurance industry median of 8.55. Sjova-Almennar tryggingar hf's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Sjova-Almennar tryggingar hf (OISE:SJOVA), the current EV-to-EBIT is 12.18 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Sjova-Almennar tryggingar hf Business Description

Address Kringlunni 5, Reykjavik, ISL, 103
Sjova-Almennar tryggingar hf is an insurance company. It offers motor vehicle insurance, family and home insurance, life and critical illness insurance, medical cost insurance, life & health insurance in iceland. It also provides fire insurance, commercial property insurance, vessel crew insurance, transport cargo insurance, life- and critical illness insurance, and medical cost insurance.
63GF Score

Get the complete analysis for OISE:SJOVA

EV-to-EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr42.80
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