Sjova-Almennar tryggingar hf (OISE:SJOVA) Debt-to-Asset : 0.02 (As of Jun. 2026)

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OISE:SJOVA Sjova-Almennar tryggingar hf OISE:SJOVA
68 GF Score
Price kr41.90
! 3 Warning Signs
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What is Sjova-Almennar tryggingar hf Debt-to-Asset?

Sjova-Almennar tryggingar hf OISE:SJOVA 68 Debt-to-Asset is 0.02 as of Jun. 2026. GuruFocus rates OISE:SJOVA with a GF Score™ of 68/100. The stock has 3 warning signs investors should review.

Sjova-Almennar tryggingar hf's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was kr0 Mil. Sjova-Almennar tryggingar hf's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was kr1,203 Mil. Sjova-Almennar tryggingar hf's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was kr77,216 Mil. Sjova-Almennar tryggingar hf's debt to asset for the quarter that ended in Jun. 2026 was 0.02.

Sjova-Almennar tryggingar hf  (OISE:SJOVA) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Sjova-Almennar tryggingar hf Debt-to-Asset Related Terms

Sjova-Almennar tryggingar hf Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Sjova-Almennar tryggingar hf's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sjova-Almennar tryggingar hf Debt-to-Asset Chart

Sjova-Almennar tryggingar hf Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.02 0.02 0.02 0.02 0.02

Sjova-Almennar tryggingar hf Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.02 0.02 0.02 0.02

OISE:SJOVA vs CB, PGR, TRV: Debt-to-Asset Comparison

For the Insurance - Property & Casualty subindustry, Sjova-Almennar tryggingar hf's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Sjova-Almennar tryggingar hf Debt-to-Asset vs Insurance Industry

For the Insurance industry and Financial Services sector, Sjova-Almennar tryggingar hf's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Sjova-Almennar tryggingar hf's Debt-to-Asset falls into.


OISE:SJOVA
68GF Score
Sjova-Almennar tryggingar hf OISE:SJOVA
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Sjova-Almennar tryggingar hf Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Sjova-Almennar tryggingar hf's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(161.041 + 1088.752) / 76874.393
=0.02

Sjova-Almennar tryggingar hf's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 1203.004) / 77215.645
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.02 mean?
Sjova-Almennar tryggingar hf (OISE:SJOVA) has a Debt-to-Asset of 0.02 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Sjova-Almennar tryggingar hf and its competitors.
Is Sjova-Almennar tryggingar hf's Debt-to-Asset too high?
Sjova-Almennar tryggingar hf's current Debt-to-Asset is 0.02. Overall, Sjova-Almennar tryggingar hf has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Sjova-Almennar tryggingar hf's Debt-to-Asset compare to CB and PGR?
Sjova-Almennar tryggingar hf's Debt-to-Asset of 0.02 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for an Insurance company?
A good Debt-to-Asset depends on the Insurance industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Sjova-Almennar tryggingar hf and its competitors. Sjova-Almennar tryggingar hf's current Debt-to-Asset is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sjova-Almennar tryggingar hf stock overvalued right now?
Sjova-Almennar tryggingar hf (OISE:SJOVA) has a current Debt-to-Asset of 0.02. The current Debt-to-Asset is 0.02. Sjova-Almennar tryggingar hf's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Sjova-Almennar tryggingar hf (OISE:SJOVA), the current Debt-to-Asset is 0.02 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Sjova-Almennar tryggingar hf Business Description

Address Kringlunni 5, Reykjavik, ISL, 103
Sjova-Almennar tryggingar hf is an insurance company. It offers motor vehicle insurance, family and home insurance, life and critical illness insurance, medical cost insurance, life & health insurance in iceland. It also provides fire insurance, commercial property insurance, vessel crew insurance, transport cargo insurance, life- and critical illness insurance, and medical cost insurance.
68GF Score

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Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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