The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Sjova-Almennar tryggingar hf's share price is kr40.80.
Sjova-Almennar tryggingar hf's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was kr30.26. Hence, Sjova-Almennar tryggingar hf's PS Ratio for today is 1.35.
The historical rank and industry rank for Sjova-Almennar tryggingar hf's PS Ratio or its related term are showing as below:
OISE:SJOVA'
s PS Ratio Range Over the Past 10 Years
Min: 0.01 Med: 1.35 Max: 1.8
Current: 1.35
During the past 13 years, Sjova-Almennar tryggingar hf's highest PS Ratio was 1.80. The lowest was 0.01. And the median was 1.35.
OISE:SJOVA's PS Ratio is ranked worse than 59.48% of 501
companies
in the Insurance industry
Industry Median: 1.14
vs OISE:SJOVA: 1.35
Sjova-Almennar tryggingar hf revenue growth has slowed down over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of Sjova-Almennar tryggingar hf was -99.70% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 982.70% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 434.20% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 98.00% per year.
During the past 13 years, Sjova-Almennar tryggingar hf's highest 3-Year average Revenue per Share Growth Rate was 997.60% per year. The lowest was 3.80% per year. And the median was 13.30% per year.
Back to Basics: PS Ratio
Sjova-Almennar tryggingar hf (OISE:SJOVA) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Sjova-Almennar tryggingar hf PS Ratio Related Terms
Sjova-Almennar tryggingar hf PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Sjova-Almennar tryggingar hf's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sjova-Almennar tryggingar hf PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Sjova-Almennar tryggingar hf's PS Ratio distribution charts can be found below:
* The bar in red indicates where Sjova-Almennar tryggingar hf's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Sjova-Almennar tryggingar hf's Share Price of today is kr40.80. Sjova-Almennar tryggingar hf's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr30.26.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Sjova-Almennar tryggingar hf (OISE:SJOVA) has a PS Ratio of 1.35 as of Jul. 09, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Sjova-Almennar tryggingar hf and its competitors. This is near median its historical median of 1.35. Over the past decade, Sjova-Almennar tryggingar hf's PS Ratio has ranged from 0.01 to 1.80. According to the industry distribution chart, Sjova-Almennar tryggingar hf ranks #298 out of 501 companies in the Insurance industry, placing it in the top 59.5%.
Is Sjova-Almennar tryggingar hf's PS Ratio too high?
Sjova-Almennar tryggingar hf's current PS Ratio of 1.35 is near median its 10-year median of 1.35. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 1.80. The Insurance industry median PS Ratio is 1.14. Sjova-Almennar tryggingar hf's value of 1.35 is 18.4% above this industry median. Based on the distribution chart, Sjova-Almennar tryggingar hf ranks #298 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Sjova-Almennar tryggingar hf has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sjova-Almennar tryggingar hf's PS Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Sjova-Almennar tryggingar hf ranks #298 out of 501 companies for PS Ratio. This places Sjova-Almennar tryggingar hf in the lower half of its industry. The industry median PS Ratio is 1.14. Sjova-Almennar tryggingar hf's value of 1.35 is 18.4% above this benchmark. Historically, Sjova-Almennar tryggingar hf's own PS Ratio has ranged from 0.01 to 1.80 over the past decade. While the company's 10-year median is 1.35 vs. the industry median of 1.14, Sjova-Almennar tryggingar hf has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.14, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sjova-Almennar tryggingar hf's current PS Ratio of 1.35 is 18.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Sjova-Almennar tryggingar hf and its competitors. For the Insurance industry, the median PS Ratio is 1.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sjova-Almennar tryggingar hf's current PS Ratio is 1.35, which is near median its own 10-year median of 1.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sjova-Almennar tryggingar hf stock overvalued right now?
Based on GuruFocus' analysis, Sjova-Almennar tryggingar hf (OISE:SJOVA) is currently considered Fairly Valued. The stock's GF Value™ is kr39.61, compared to a current price of kr40.80 — trading 3% above its estimated fair value. The current PS Ratio is 1.35, which is near median its 10-year median of 1.35 and 18.4% above the Insurance industry median of 1.14. Sjova-Almennar tryggingar hf's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Sjova-Almennar tryggingar hf (OISE:SJOVA), the current PS Ratio is 1.35 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sjova-Almennar tryggingar hf (OISE:SJOVA) Overvalued in 2026?
Based on GuruFocus' analysis, Sjova-Almennar tryggingar hf stock appears to be overvalued.
The current stock price of kr40.80 is trading 3% above its estimated GF Value™ of kr39.61.
GuruFocus considers Sjova-Almennar tryggingar hf to be Fairly Valued.
Key valuation signals for OISE:SJOVA:
PS Ratio: 1.35 (near median its 10-year median of 1.35)
GF Value™: kr39.61 vs. price of kr40.80 (3% above fair value)
Industry Position: 18.4% above the Insurance median (#298 of 501)
No single metric tells the full story. See the OISE:SJOVA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sjova-Almennar tryggingar hf is an insurance company. It offers motor vehicle insurance, family and home insurance, life and critical illness insurance, medical cost insurance, life & health insurance in iceland. It also provides fire insurance, commercial property insurance, vessel crew insurance, transport cargo insurance, life- and critical illness insurance, and medical cost insurance.
80GF Score
Get the complete analysis for OISE:SJOVA
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