Sjova-Almennar tryggingar hf (OISE:SJOVA) EBITDA per Share: kr3.65 (TTM As of Mar. 2026)


OISE:SJOVA Sjova-Almennar tryggingar hf OISE:SJOVA
80 GF Score
Price kr40.80
GF Value kr39.61
Valuation Fairly Valued
! 3 Warning Signs
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What is Sjova-Almennar tryggingar hf EBITDA per Share?

Sjova-Almennar tryggingar hf OISE:SJOVA +0.49% 80 EBITDA per Share is kr3.65 as of Mar. 2026. GuruFocus rates OISE:SJOVA with a GF Score™ of 80/100 and a GF Value™ of kr39.61 (Fairly Valued). The stock has 3 warning signs investors should review. Among 289 Insurance companies, Sjova-Almennar tryggingar hf ranks worse than 346020.42% on this metric.

Sjova-Almennar tryggingar hf's EBITDA per Share for the three months ended in Mar. 2026 was kr0.55. Its EBITDA per Share for the trailing twelve months (TTM) ended in Mar. 2026 was kr3.65.

During the past 12 months, the average EBITDA per Share Growth Rate of Sjova-Almennar tryggingar hf was -99.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBITDA per Share growth rate using EBITDA per Share data.

The historical rank and industry rank for Sjova-Almennar tryggingar hf's EBITDA per Share or its related term are showing as below:

OISE:SJOVA's 3-Year EBITDA Growth Rate is not ranked *
in the Insurance industry.
Industry Median: 17.2
* Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.

Sjova-Almennar tryggingar hf's EBITDA for the three months ended in Mar. 2026 was kr657 Mil.

During the past 12 months, the average EBITDA Growth Rate of Sjova-Almennar tryggingar hf was 2.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBITDA Growth Rate using EBITDA data.


Sjova-Almennar tryggingar hf  (OISE:SJOVA) EBITDA per Share Explanation

EBITDA is a cash flow measure that ignores changes in working capital. EBITDA minus Depreciation, and Amortization (DA) equals EBIT. EBIT is profit before interest and taxes. Of course, Interest and taxes need to be paid.

While depreciation and amortization expenses do not need to be paid in cash, assets - especially tangible assets - do need to be replaced over time. EBITDA is not a measure of profit in any sense. EBITDA is a measure of cash generation by a business where the uses of that cash may be more or less discretionary depending on the nature of the business.

The EBITDA of a TV station is largely discretionary. Owners may use much of the EBITDA generated by a TV station as they see fit. The EBITDA of a railroad is largely non-discretionary. Owners must use much of the EBITDA generated by a railroad to replace the physical assets of the railroad or the business will literally fall apart over time.

EBITDA can be thought of as the cash a business generates that is available to:

Add more inventory
Add more receivables
Replace property, plant, and equipment
Add more property, plant, and equipment
Pay interest
Pay taxes
And finally: pay owners

EBITDA is widely used in financial analysis because Depreciation and Amortization are not present day cash expenses. Depreciation and amortization are the spreading out of the costs of assets over the time in which those assets provide benefits. Today's depreciation and amortization expenses relate to assets bought in the past. The assets being expensed may or may not need to be replaced in the future. And the cost to replace the assets may be more or less than it was in the past. For this reason, the depreciation and amortization expenses a company records in the present year may have no relationship to the actual cash costs needed to maintain its assets in future years.

A company's depreciation expense depends on both its expectations about the assets it owns and its choice of accounting methods. Two companies owning identical assets may have different depreciation expenses because they have different expectations about the useful lives of those assets and because they make different accounting choices.

Analysts use EBITDA to remove this element of personal choice from a company's accounting statements. The use of EBITDA is an attempt to make the results of different companies more comparable and uniform.


Be Aware

Although depreciation is not a cash cost, it is a real business cost because the company has to pay for the fixed assets when they purchase them. Both Warren Buffett and Charlie Munger hate the idea of EBITDA because in this calculation, depreciation is not counted as an expense.

EBITDA over Revenue is a good metric for comparing the operating efficiencies between companies because EBITDA is less vulnerable to companies' accounting choices. For this reason, EBITDA is used in ranking the Predictability of Companies.


Sjova-Almennar tryggingar hf EBITDA per Share Related Terms


Sjova-Almennar tryggingar hf EBITDA per Share Historical Data

* Premium members only.

The historical data trend for Sjova-Almennar tryggingar hf's EBITDA per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sjova-Almennar tryggingar hf EBITDA per Share Chart

Sjova-Almennar tryggingar hf Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBITDA per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 4,360.42 2,907.19

Sjova-Almennar tryggingar hf Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBITDA per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.20 0.32 1.35 1.43 0.55
OISE:SJOVA
80GF Score
Sjova-Almennar tryggingar hf OISE:SJOVA
EBITDA per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Sjova-Almennar tryggingar hf EBITDA per Share Calculation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.

Sjova-Almennar tryggingar hf's EBITDA per Share for the fiscal year that ended in Dec. 2025 is calculated as

EBITDA per Share(A: Dec. 2025 )
=EBITDA/Shares Outstanding (Diluted Average)
=3375.248/1.161
=2,907.19

Sjova-Almennar tryggingar hf's EBITDA per Share for the quarter that ended in Mar. 2026 is calculated as

EBITDA per Share(Q: Mar. 2026 )
=EBITDA/Shares Outstanding (Diluted Average)
=656.759/1190.820
=0.55

EBITDA per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr3.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA per Share →
What does a EBITDA per Share of kr3.65 mean?
Sjova-Almennar tryggingar hf (OISE:SJOVA) has a EBITDA per Share of kr3.65 as of Mar. 2026. EBITDA per share is the per-share amount of earnings before interest, taxes, depreciation and amortization. View historical data on Sjova-Almennar tryggingar hf and its competitors. According to the industry distribution chart, Sjova-Almennar tryggingar hf ranks #999999 out of 289 companies in the Insurance industry.
Is Sjova-Almennar tryggingar hf's EBITDA per Share too high?
Sjova-Almennar tryggingar hf's current EBITDA per Share is kr3.65. Based on the distribution chart, Sjova-Almennar tryggingar hf ranks #999999 out of 289 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Sjova-Almennar tryggingar hf has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sjova-Almennar tryggingar hf's EBITDA per Share compare to CB and PGR?
According to the Insurance industry distribution chart, Sjova-Almennar tryggingar hf ranks #999999 out of 289 companies for EBITDA per Share. This places Sjova-Almennar tryggingar hf in the lower half of its industry. The industry median EBITDA per Share is 17.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA per Share for an Insurance company?
The median EBITDA per Share among Insurance companies is 17.20, based on 289 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA per Share significantly above this median, while those in the bottom quartile fall well below. However, EBITDA per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA per Share mean?
A high EBITDA per Share can signal that a stock is expensive relative to its fundamentals. EBITDA per share is the per-share amount of earnings before interest, taxes, depreciation and amortization. View historical data on Sjova-Almennar tryggingar hf and its competitors. For the Insurance industry, the median EBITDA per Share is 17.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sjova-Almennar tryggingar hf's current EBITDA per Share is kr3.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sjova-Almennar tryggingar hf stock overvalued right now?
Based on GuruFocus' analysis, Sjova-Almennar tryggingar hf (OISE:SJOVA) is currently considered Fairly Valued. The stock's GF Value™ is kr39.61, compared to a current price of kr40.80 — trading 3% above its estimated fair value. The current EBITDA per Share is kr3.65. Sjova-Almennar tryggingar hf's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA per Share calculated?
EBITDA per Share is calculated from a company's financial statements. For Sjova-Almennar tryggingar hf (OISE:SJOVA), the current EBITDA per Share is kr3.65 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sjova-Almennar tryggingar hf (OISE:SJOVA) Overvalued in 2026?

Based on GuruFocus' analysis, Sjova-Almennar tryggingar hf stock appears to be overvalued. The current stock price of kr40.80 is trading 3% above its estimated GF Value™ of kr39.61. GuruFocus considers Sjova-Almennar tryggingar hf to be Fairly Valued.

Key valuation signals for OISE:SJOVA:

  • EBITDA per Share: kr3.65
  • GF Value™: kr39.61 vs. price of kr40.80 (3% above fair value)
  • GF Score™: 80/100 with 3 warning signs

No single metric tells the full story. See the OISE:SJOVA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sjova-Almennar tryggingar hf Business Description

Address Kringlunni 5, Reykjavik, ISL, 103
Sjova-Almennar tryggingar hf is an insurance company. It offers motor vehicle insurance, family and home insurance, life and critical illness insurance, medical cost insurance, life & health insurance in iceland. It also provides fire insurance, commercial property insurance, vessel crew insurance, transport cargo insurance, life- and critical illness insurance, and medical cost insurance.
80GF Score

Get the complete analysis for OISE:SJOVA

EBITDA per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr40.80
Price
kr39.61
GF Value