Sjova-Almennar tryggingar hf (OISE:SJOVA) Book Value per Share: kr19.94 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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OISE:SJOVA Sjova-Almennar tryggingar hf OISE:SJOVA
85 GF Score
Price kr42.25
GF Value kr39.81
Valuation Fairly Valued
! 4 Warning Signs
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What is Sjova-Almennar tryggingar hf Book Value per Share?

Sjova-Almennar tryggingar hf OISE:SJOVA +0.60% 85 Book Value per Share is kr19.94 as of Mar. 2026. GuruFocus rates OISE:SJOVA with a GF Score™ of 85/100 and a GF Value™ of kr39.81 (Fairly Valued). The stock has 4 warning signs investors should review.

Sjova-Almennar tryggingar hf's book value per share for the quarter that ended in Mar. 2026 was kr19.94.

During the past 12 months, Sjova-Almennar tryggingar hf's average Book Value Per Share Growth Rate was 8.00% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 14.00% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 90.40% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 38.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Sjova-Almennar tryggingar hf was 950.70% per year. The lowest was -6.20% per year. And the median was 3.50% per year.

Sjova-Almennar tryggingar hf's current price is kr42.25. Its book value per share for the quarter that ended in Mar. 2026 was kr19.94. Hence, today's PB Ratio of Sjova-Almennar tryggingar hf is 2.12.

During the past 13 years, the highest P/B Ratio of Sjova-Almennar tryggingar hf was 2.97. The lowest was 1.07. And the median was 1.96.


Sjova-Almennar tryggingar hf  (OISE:SJOVA) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


Sjova-Almennar tryggingar hf Book Value per Share Related Terms


Sjova-Almennar tryggingar hf Book Value per Share Historical Data

* Premium members only.

The historical data trend for Sjova-Almennar tryggingar hf's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sjova-Almennar tryggingar hf Book Value per Share Chart

Sjova-Almennar tryggingar hf Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.67 13.94 15.14 21,662.14 20.68

Sjova-Almennar tryggingar hf Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.47 17.69 19.31 20.68 19.94

OISE:SJOVA vs CB, PGR, TRV: Book Value per Share Comparison

For the Insurance - Property & Casualty subindustry, Sjova-Almennar tryggingar hf's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sjova-Almennar tryggingar hf PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Sjova-Almennar tryggingar hf's PB Ratio distribution charts can be found below:

* The bar in red indicates where Sjova-Almennar tryggingar hf's PB Ratio falls into.


OISE:SJOVA
85GF Score
Sjova-Almennar tryggingar hf OISE:SJOVA
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sjova-Almennar tryggingar hf Book Value per Share Calculation

Sjova-Almennar tryggingar hf's Book Value Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(24,025-0)/1,162
=20.68

Sjova-Almennar tryggingar hf's Book Value Per Share for the quarter that ended in Mar. 2026 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(23,169-0)/1,162
=19.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of kr19.94 mean?
Sjova-Almennar tryggingar hf (OISE:SJOVA) has a Book Value per Share of kr19.94 as of Mar. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Sjova-Almennar tryggingar hf and its competitors.
Is Sjova-Almennar tryggingar hf's Book Value per Share too high?
Sjova-Almennar tryggingar hf's current Book Value per Share is kr19.94. Overall, Sjova-Almennar tryggingar hf has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sjova-Almennar tryggingar hf's Book Value per Share compare to CB and PGR?
Sjova-Almennar tryggingar hf's Book Value per Share of kr19.94 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for an Insurance company?
A good Book Value per Share depends on the Insurance industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Sjova-Almennar tryggingar hf and its competitors. Sjova-Almennar tryggingar hf's current Book Value per Share is kr19.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sjova-Almennar tryggingar hf stock overvalued right now?
Based on GuruFocus' analysis, Sjova-Almennar tryggingar hf (OISE:SJOVA) is currently considered Fairly Valued. The stock's GF Value™ is kr39.81, compared to a current price of kr42.25 — trading 6.1% above its estimated fair value. The current Book Value per Share is kr19.94. Sjova-Almennar tryggingar hf's overall GF Score™ is 85/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Sjova-Almennar tryggingar hf (OISE:SJOVA), the current Book Value per Share is kr19.94 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sjova-Almennar tryggingar hf (OISE:SJOVA) Overvalued in 2026?

Based on GuruFocus' analysis, Sjova-Almennar tryggingar hf stock appears to be overvalued. The current stock price of kr42.25 is trading 6.1% above its estimated GF Value™ of kr39.81. GuruFocus considers Sjova-Almennar tryggingar hf to be Fairly Valued.

Key valuation signals for OISE:SJOVA:

  • Book Value per Share: kr19.94
  • GF Value™: kr39.81 vs. price of kr42.25 (6.1% above fair value)
  • GF Score™: 85/100 with 4 warning signs

No single metric tells the full story. See the OISE:SJOVA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sjova-Almennar tryggingar hf Business Description

Address Kringlunni 5, Reykjavik, ISL, 103
Sjova-Almennar tryggingar hf is an insurance company. It offers motor vehicle insurance, family and home insurance, life and critical illness insurance, medical cost insurance, life & health insurance in iceland. It also provides fire insurance, commercial property insurance, vessel crew insurance, transport cargo insurance, life- and critical illness insurance, and medical cost insurance.
85GF Score

Get the complete analysis for OISE:SJOVA

Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr42.25
Price
kr39.81
GF Value