This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Sjova-Almennar tryggingar hf's Median PS Value or its related term are showing as below:
OISE:SJOVA'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.87 Med: 0.97 Max: 1.09
Current: 1
During the past 13 years, the highest Price to Median PS Value of Sjova-Almennar tryggingar hf was 1.09. The lowest was 0.87. And the median was 0.97.
OISE:SJOVA's Price-to-Median-PS-Value is ranked better than 50.59% of 340
companies
in the Insurance industry
Industry Median: 1
vs OISE:SJOVA: 1.00
Sjova-Almennar tryggingar hf (OISE:SJOVA) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Sjova-Almennar tryggingar hf's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
40.80
/
40.60
=
1.00
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sjova-Almennar tryggingar hf Median PS Value Related Terms
Sjova-Almennar tryggingar hf Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sjova-Almennar tryggingar hf Median PS Value Chart
OISE:SJOVA vs CB, PGR, TRV: Median PS Value Comparison
For the Insurance - Property & Casualty subindustry, Sjova-Almennar tryggingar hf's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sjova-Almennar tryggingar hf Price-to-Median-PS-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Sjova-Almennar tryggingar hf's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Sjova-Almennar tryggingar hf's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 1.3417.
Sjova-Almennar tryggingar hf's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr30.261.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sjova-Almennar tryggingar hf (OISE:SJOVA) has a Median PS Value of kr40.60 as of Jul. 09, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Sjova-Almennar tryggingar hf and its competitors. This is 4086% above median its historical median of 0.97. Over the past decade, Sjova-Almennar tryggingar hf's Median PS Value has ranged from 0.87 to 1.09. According to the industry distribution chart, Sjova-Almennar tryggingar hf ranks #168 out of 340 companies in the Insurance industry, placing it in the top 49.4%.
Is Sjova-Almennar tryggingar hf's Median PS Value too high?
Sjova-Almennar tryggingar hf's current Median PS Value of kr40.60 is 4086% above median its 10-year median of 0.97. Over the past 10 years, this metric has ranged from a low of 0.87 to a high of 1.09. Based on the distribution chart, Sjova-Almennar tryggingar hf ranks #168 out of 340 companies in the Insurance industry, which is above the industry midpoint. Overall, Sjova-Almennar tryggingar hf has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sjova-Almennar tryggingar hf's Median PS Value compare to CB and PGR?
According to the Insurance industry distribution chart, Sjova-Almennar tryggingar hf ranks #168 out of 340 companies for Median PS Value. This puts Sjova-Almennar tryggingar hf in the upper half of its industry. The industry median Median PS Value is 1.00. Historically, Sjova-Almennar tryggingar hf's own Median PS Value has ranged from 0.87 to 1.09 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for an Insurance company?
The median Median PS Value among Insurance companies is 1.00, based on 340 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Sjova-Almennar tryggingar hf and its competitors. For the Insurance industry, the median Median PS Value is 1.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sjova-Almennar tryggingar hf's current Median PS Value is kr40.60, which is 4086% above median its own 10-year median of 0.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sjova-Almennar tryggingar hf stock overvalued right now?
Based on GuruFocus' analysis, Sjova-Almennar tryggingar hf (OISE:SJOVA) is currently considered Fairly Valued. The stock's GF Value™ is kr39.61, compared to a current price of kr40.80 — trading 3% above its estimated fair value. The current Median PS Value is kr40.60, which is 4086% above median its 10-year median of 0.97. Sjova-Almennar tryggingar hf's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Sjova-Almennar tryggingar hf (OISE:SJOVA), the current Median PS Value is kr40.60 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sjova-Almennar tryggingar hf (OISE:SJOVA) Overvalued in 2026?
Based on GuruFocus' analysis, Sjova-Almennar tryggingar hf stock appears to be overvalued.
The current stock price of kr40.80 is trading 3% above its estimated GF Value™ of kr39.61.
GuruFocus considers Sjova-Almennar tryggingar hf to be Fairly Valued.
Key valuation signals for OISE:SJOVA:
Median PS Value: kr40.60 (4086% above median its 10-year median of 0.97)
GF Value™: kr39.61 vs. price of kr40.80 (3% above fair value)
No single metric tells the full story. See the OISE:SJOVA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sjova-Almennar tryggingar hf is an insurance company. It offers motor vehicle insurance, family and home insurance, life and critical illness insurance, medical cost insurance, life & health insurance in iceland. It also provides fire insurance, commercial property insurance, vessel crew insurance, transport cargo insurance, life- and critical illness insurance, and medical cost insurance.
80GF Score
Get the complete analysis for OISE:SJOVA
Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
OISE:SJOVA has been successfully added to your 
