Sjova-Almennar tryggingar hf (OISE:SJOVA) Shareholder Yield % : 2.45% (As of Mar. 2026) — 61% Below Median


OISE:SJOVA Sjova-Almennar tryggingar hf OISE:SJOVA
80 GF Score
Price kr40.80
GF Value kr39.61
Valuation Fairly Valued
! 3 Warning Signs
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What is Sjova-Almennar tryggingar hf Shareholder Yield %?

Sjova-Almennar tryggingar hf OISE:SJOVA +0.49% 80 Shareholder Yield % is 2.45% as of Mar. 2026, which is 61% below its 10-year median of 6.24. GuruFocus rates OISE:SJOVA with a GF Score™ of 80/100 and a GF Value™ of kr39.61 (Fairly Valued). The stock has 3 warning signs investors should review. Among 490 Insurance companies, Sjova-Almennar tryggingar hf ranks worse than 52.24% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Sjova-Almennar tryggingar hf's Shareholder Yield % was 2.45%.


Sjova-Almennar tryggingar hf  (OISE:SJOVA) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Sjova-Almennar tryggingar hf Shareholder Yield % Related Terms


Sjova-Almennar tryggingar hf Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Sjova-Almennar tryggingar hf's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sjova-Almennar tryggingar hf Shareholder Yield % Chart

Sjova-Almennar tryggingar hf Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.97 3.43 1.20 55.20 6.50

Sjova-Almennar tryggingar hf Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.48 6.45 7.14 6.50 2.77

OISE:SJOVA vs CB, PGR, TRV: Shareholder Yield % Comparison

For the Insurance - Property & Casualty subindustry, Sjova-Almennar tryggingar hf's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sjova-Almennar tryggingar hf Shareholder Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Sjova-Almennar tryggingar hf's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Sjova-Almennar tryggingar hf's Shareholder Yield % falls into.


OISE:SJOVA
80GF Score
Sjova-Almennar tryggingar hf OISE:SJOVA
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Sjova-Almennar tryggingar hf Shareholder Yield % Calculation

Sjova-Almennar tryggingar hf's Shareholder Yield % for the quarter that ended in Mar. 2026 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=2.65 %+0.00 %+0.12 %
=2.77 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 2.45% mean?
Sjova-Almennar tryggingar hf (OISE:SJOVA) has a Shareholder Yield % of 2.45% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Sjova-Almennar tryggingar hf and its competitors. This is 61% below median its historical median of 6.24. Over the past decade, Sjova-Almennar tryggingar hf's Shareholder Yield % has ranged from 0.42 to 55.20. According to the industry distribution chart, Sjova-Almennar tryggingar hf ranks #256 out of 490 companies in the Insurance industry, placing it in the top 52.2%.
Is Sjova-Almennar tryggingar hf's Shareholder Yield % too high?
Sjova-Almennar tryggingar hf's current Shareholder Yield % of 2.45% is 61% below median its 10-year median of 6.24. Over the past 10 years, this metric has ranged from a low of 0.42 to a high of 55.20. The Insurance industry median Shareholder Yield % is 2.77. Sjova-Almennar tryggingar hf's value of 2.45% is 11.6% below this industry median. Based on the distribution chart, Sjova-Almennar tryggingar hf ranks #256 out of 490 companies in the Insurance industry, which is below the industry midpoint. Overall, Sjova-Almennar tryggingar hf has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sjova-Almennar tryggingar hf's Shareholder Yield % compare to CB and PGR?
According to the Insurance industry distribution chart, Sjova-Almennar tryggingar hf ranks #256 out of 490 companies for Shareholder Yield %. This places Sjova-Almennar tryggingar hf in the lower half of its industry. The industry median Shareholder Yield % is 2.77. Sjova-Almennar tryggingar hf's value of 2.45% is 11.6% below this benchmark. Historically, Sjova-Almennar tryggingar hf's own Shareholder Yield % has ranged from 0.42 to 55.20 over the past decade. While the company's 10-year median is 6.24 vs. the industry median of 2.77, Sjova-Almennar tryggingar hf has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for an Insurance company?
The median Shareholder Yield % among Insurance companies is 2.77, based on 490 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sjova-Almennar tryggingar hf's current Shareholder Yield % of 2.45% is 11.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Sjova-Almennar tryggingar hf and its competitors. For the Insurance industry, the median Shareholder Yield % is 2.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sjova-Almennar tryggingar hf's current Shareholder Yield % is 2.45%, which is 61% below median its own 10-year median of 6.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sjova-Almennar tryggingar hf stock overvalued right now?
Based on GuruFocus' analysis, Sjova-Almennar tryggingar hf (OISE:SJOVA) is currently considered Fairly Valued. The stock's GF Value™ is kr39.61, compared to a current price of kr40.80 — trading 3% above its estimated fair value. The current Shareholder Yield % is 2.45%, which is 61% below median its 10-year median of 6.24 and 11.6% below the Insurance industry median of 2.77. Sjova-Almennar tryggingar hf's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Sjova-Almennar tryggingar hf (OISE:SJOVA), the current Shareholder Yield % is 2.45% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sjova-Almennar tryggingar hf (OISE:SJOVA) Overvalued in 2026?

Based on GuruFocus' analysis, Sjova-Almennar tryggingar hf stock appears to be overvalued. The current stock price of kr40.80 is trading 3% above its estimated GF Value™ of kr39.61. GuruFocus considers Sjova-Almennar tryggingar hf to be Fairly Valued.

Key valuation signals for OISE:SJOVA:

  • Shareholder Yield %: 2.45% (61% below median its 10-year median of 6.24)
  • GF Value™: kr39.61 vs. price of kr40.80 (3% above fair value)
  • GF Score™: 80/100 with 3 warning signs
  • Industry Position: 11.6% below the Insurance median (#256 of 490)

No single metric tells the full story. See the OISE:SJOVA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sjova-Almennar tryggingar hf Business Description

Address Kringlunni 5, Reykjavik, ISL, 103
Sjova-Almennar tryggingar hf is an insurance company. It offers motor vehicle insurance, family and home insurance, life and critical illness insurance, medical cost insurance, life & health insurance in iceland. It also provides fire insurance, commercial property insurance, vessel crew insurance, transport cargo insurance, life- and critical illness insurance, and medical cost insurance.
80GF Score

Get the complete analysis for OISE:SJOVA

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr40.80
Price
kr39.61
GF Value