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Sjova-Almennar tryggingar hfOISE:SJOVA -0.45%66 Equity-to-Asset is 0.30 as of Mar. 2026, which is 3% below its 10-year median of 0.31. GuruFocus rates OISE:SJOVA with a GF Score™ of 66/100. The stock has 4 warning signs investors should review. Among 503 Insurance companies, Sjova-Almennar tryggingar hf ranks better than 58.25% on this metric.
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Sjova-Almennar tryggingar hf Equity-to-Asset Related Terms
Sjova-Almennar tryggingar hf Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OISE:SJOVA vs CB, PGR, TRV: Equity-to-Asset Comparison
For the Insurance - Property & Casualty subindustry, Sjova-Almennar tryggingar hf's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sjova-Almennar tryggingar hf Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Sjova-Almennar tryggingar hf's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Sjova-Almennar tryggingar hf's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Sjova-Almennar tryggingar hf's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sjova-Almennar tryggingar hf (OISE:SJOVA) has a Equity-to-Asset of 0.30 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Sjova-Almennar tryggingar hf and its competitors. This is near median its historical median of 0.31. Over the past decade, Sjova-Almennar tryggingar hf's Equity-to-Asset has ranged from 0.29 to 0.40. According to the industry distribution chart, Sjova-Almennar tryggingar hf ranks #210 out of 503 companies in the Insurance industry, placing it in the top 41.7%.
Is Sjova-Almennar tryggingar hf's Equity-to-Asset too high?
Sjova-Almennar tryggingar hf's current Equity-to-Asset of 0.30 is near median its 10-year median of 0.31. Over the past 10 years, this metric has ranged from a low of 0.29 to a high of 0.40. The Insurance industry median Equity-to-Asset is 0.26. Sjova-Almennar tryggingar hf's value of 0.30 is 15.4% above this industry median. Based on the distribution chart, Sjova-Almennar tryggingar hf ranks #210 out of 503 companies in the Insurance industry, which is above the industry midpoint. Overall, Sjova-Almennar tryggingar hf has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Sjova-Almennar tryggingar hf's Equity-to-Asset compare to CB and PGR?
According to the Insurance industry distribution chart, Sjova-Almennar tryggingar hf ranks #210 out of 503 companies for Equity-to-Asset. This puts Sjova-Almennar tryggingar hf in the upper half of its industry. The industry median Equity-to-Asset is 0.26. Sjova-Almennar tryggingar hf's value of 0.30 is 15.4% above this benchmark. Historically, Sjova-Almennar tryggingar hf's own Equity-to-Asset has ranged from 0.29 to 0.40 over the past decade. While the company's 10-year median is 0.31 vs. the industry median of 0.26, Sjova-Almennar tryggingar hf has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sjova-Almennar tryggingar hf's current Equity-to-Asset of 0.30 is 15.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Sjova-Almennar tryggingar hf and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sjova-Almennar tryggingar hf's current Equity-to-Asset is 0.30, which is near median its own 10-year median of 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sjova-Almennar tryggingar hf stock overvalued right now?
Sjova-Almennar tryggingar hf (OISE:SJOVA) has a current Equity-to-Asset of 0.30. The current Equity-to-Asset is 0.30, which is near median its 10-year median of 0.31 and 15.4% above the Insurance industry median of 0.26. Sjova-Almennar tryggingar hf's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Sjova-Almennar tryggingar hf (OISE:SJOVA), the current Equity-to-Asset is 0.30 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Sjova-Almennar tryggingar hf is an insurance company. It offers motor vehicle insurance, family and home insurance, life and critical illness insurance, medical cost insurance, life & health insurance in iceland. It also provides fire insurance, commercial property insurance, vessel crew insurance, transport cargo insurance, life- and critical illness insurance, and medical cost insurance.
66GF Score
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