Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Sjova-Almennar tryggingar hfOISE:SJOVA +0.60%85 Cyclically Adjusted PS Ratio is 0.04 as of Jul. 19, 2026, which is 98% below its 10-year median of 1.66. GuruFocus rates OISE:SJOVA with a GF Score™ of 85/100 and a GF Value™ of kr39.81 (Fairly Valued). The stock has 4 warning signs investors should review. Among 411 Insurance companies, Sjova-Almennar tryggingar hf ranks better than 99.51% on this metric.
The historical rank and industry rank for Sjova-Almennar tryggingar hf's Cyclically Adjusted PS Ratio or its related term are showing as below:
OISE:SJOVA'
s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.03 Med: 1.66 Max: 2.15
Current: 0.04
During the past years, Sjova-Almennar tryggingar hf's highest Cyclically Adjusted PS Ratio was 2.15. The lowest was 0.03. And the median was 1.66.
OISE:SJOVA's Cyclically Adjusted PS Ratio is ranked better than 99.51% of 411
companies
in the Insurance industry
Industry Median: 1.21
vs OISE:SJOVA: 0.04
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
Sjova-Almennar tryggingar hf's adjusted revenue per share data for the three months ended in Mar. 2026 was kr6.526. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is kr1,041.90 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Sjova-Almennar tryggingar hf (OISE:SJOVA) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
Sjova-Almennar tryggingar hf Cyclically Adjusted PS Ratio Related Terms
Sjova-Almennar tryggingar hf Cyclically Adjusted PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sjova-Almennar tryggingar hf Cyclically Adjusted PS Ratio Chart
OISE:SJOVA vs CB, PGR, TRV: Cyclically Adjusted PS Ratio Comparison
For the Insurance - Property & Casualty subindustry, Sjova-Almennar tryggingar hf's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sjova-Almennar tryggingar hf Cyclically Adjusted PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Sjova-Almennar tryggingar hf's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where Sjova-Almennar tryggingar hf's Cyclically Adjusted PS Ratio falls into.
Sjova-Almennar tryggingar hf Cyclically Adjusted PS Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 0.04 mean?
Sjova-Almennar tryggingar hf (OISE:SJOVA) has a Cyclically Adjusted PS Ratio of 0.04 as of Jul. 19, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Sjova-Almennar tryggingar hf and its competitors. This is 98% below median its historical median of 1.66. Over the past decade, Sjova-Almennar tryggingar hf's Cyclically Adjusted PS Ratio has ranged from 0.03 to 2.15. According to the industry distribution chart, Sjova-Almennar tryggingar hf ranks #2 out of 411 companies in the Insurance industry, placing it in the top 0.5%.
Is Sjova-Almennar tryggingar hf's Cyclically Adjusted PS Ratio too high?
Sjova-Almennar tryggingar hf's current Cyclically Adjusted PS Ratio of 0.04 is 98% below median its 10-year median of 1.66. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 2.15. The Insurance industry median Cyclically Adjusted PS Ratio is 1.21. Sjova-Almennar tryggingar hf's value of 0.04 is 96.7% below this industry median. Based on the distribution chart, Sjova-Almennar tryggingar hf ranks #2 out of 411 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Sjova-Almennar tryggingar hf has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sjova-Almennar tryggingar hf's Cyclically Adjusted PS Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Sjova-Almennar tryggingar hf ranks #2 out of 411 companies for Cyclically Adjusted PS Ratio. This places Sjova-Almennar tryggingar hf in the top 1% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 1.21. Sjova-Almennar tryggingar hf's value of 0.04 is 96.7% below this benchmark. Historically, Sjova-Almennar tryggingar hf's own Cyclically Adjusted PS Ratio has ranged from 0.03 to 2.15 over the past decade. While the company's 10-year median is 1.66 vs. the industry median of 1.21, Sjova-Almennar tryggingar hf has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.21, based on 411 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sjova-Almennar tryggingar hf's current Cyclically Adjusted PS Ratio of 0.04 is 96.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Sjova-Almennar tryggingar hf and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sjova-Almennar tryggingar hf's current Cyclically Adjusted PS Ratio is 0.04, which is 98% below median its own 10-year median of 1.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sjova-Almennar tryggingar hf stock overvalued right now?
Based on GuruFocus' analysis, Sjova-Almennar tryggingar hf (OISE:SJOVA) is currently considered Fairly Valued. The stock's GF Value™ is kr39.81, compared to a current price of kr42.25 — trading 6.1% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.04, which is 98% below median its 10-year median of 1.66 and 96.7% below the Insurance industry median of 1.21. Sjova-Almennar tryggingar hf's overall GF Score™ is 85/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Sjova-Almennar tryggingar hf (OISE:SJOVA), the current Cyclically Adjusted PS Ratio is 0.04 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sjova-Almennar tryggingar hf (OISE:SJOVA) Overvalued in 2026?
Based on GuruFocus' analysis, Sjova-Almennar tryggingar hf stock appears to be overvalued.
The current stock price of kr42.25 is trading 6.1% above its estimated GF Value™ of kr39.81.
GuruFocus considers Sjova-Almennar tryggingar hf to be Fairly Valued.
Key valuation signals for OISE:SJOVA:
Cyclically Adjusted PS Ratio: 0.04 (98% below median its 10-year median of 1.66)
GF Value™: kr39.81 vs. price of kr42.25 (6.1% above fair value)
Industry Position: 96.7% below the Insurance median (#2 of 411)
No single metric tells the full story. See the OISE:SJOVA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sjova-Almennar tryggingar hf is an insurance company. It offers motor vehicle insurance, family and home insurance, life and critical illness insurance, medical cost insurance, life & health insurance in iceland. It also provides fire insurance, commercial property insurance, vessel crew insurance, transport cargo insurance, life- and critical illness insurance, and medical cost insurance.
85GF Score
Get the complete analysis for OISE:SJOVA
Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
OISE:SJOVA has been successfully added to your 
