The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Sjova-Almennar tryggingar hf's Dividend Payout Ratio for the
months ended in Mar. 2026 was 4.75.
The historical rank and industry rank for Sjova-Almennar tryggingar hf's Dividend Payout Ratio or its related term are showing as below:
OISE:SJOVA'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.24 Med: 0.58 Max: 2.28
Current: 0.39
During the past 13 years, the highest Dividend Payout Ratio of Sjova-Almennar tryggingar hf was 2.28. The lowest was 0.24. And the median was 0.58.
OISE:SJOVA's Dividend Payout Ratio is ranked worse than 51.35% of 333
companies
in the Insurance industry
Industry Median: 0.38
vs OISE:SJOVA: 0.39
During the past 13 years, the highest Trailing Annual Dividend Yield of Sjova-Almennar tryggingar hf was 8.78%. The lowest was 2.18%. And the median was 6.02%.
During the past 12 months, Sjova-Almennar tryggingar hf's average Dividends Per Share Growth Rate was -67.70% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Sjova-Almennar tryggingar hf was -25.20% per year. The lowest was -25.20% per year. And the median was -25.20% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Sjova-Almennar tryggingar hf (OISE:SJOVA) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Sjova-Almennar tryggingar hf Dividend Payout Ratio Related Terms
Sjova-Almennar tryggingar hf Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sjova-Almennar tryggingar hf Dividend Payout Ratio Chart
OISE:SJOVA vs CB, PGR, TRV: Dividend Payout Ratio Comparison
For the Insurance - Property & Casualty subindustry, Sjova-Almennar tryggingar hf's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sjova-Almennar tryggingar hf Dividend Payout Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Sjova-Almennar tryggingar hf's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Sjova-Almennar tryggingar hf's Dividend Payout Ratio falls into.
Sjova-Almennar tryggingar hf Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Sjova-Almennar tryggingar hf's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sjova-Almennar tryggingar hf (OISE:SJOVA) has a Dividend Payout Ratio of 4.75 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Sjova-Almennar tryggingar hf and its competitors. This is 719% above median its historical median of 0.58. Over the past decade, Sjova-Almennar tryggingar hf's Dividend Payout Ratio has ranged from 0.24 to 2.28. According to the industry distribution chart, Sjova-Almennar tryggingar hf ranks #171 out of 333 companies in the Insurance industry, placing it in the top 51.4%.
Is Sjova-Almennar tryggingar hf's Dividend Payout Ratio too high?
Sjova-Almennar tryggingar hf's current Dividend Payout Ratio of 4.75 is 719% above median its 10-year median of 0.58. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 2.28. The Insurance industry median Dividend Payout Ratio is 0.38. Sjova-Almennar tryggingar hf's value of 4.75 is 1150% above this industry median. Based on the distribution chart, Sjova-Almennar tryggingar hf ranks #171 out of 333 companies in the Insurance industry, which is below the industry midpoint. Overall, Sjova-Almennar tryggingar hf has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sjova-Almennar tryggingar hf's Dividend Payout Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Sjova-Almennar tryggingar hf ranks #171 out of 333 companies for Dividend Payout Ratio. This places Sjova-Almennar tryggingar hf in the lower half of its industry. The industry median Dividend Payout Ratio is 0.38. Sjova-Almennar tryggingar hf's value of 4.75 is 1150% above this benchmark. Historically, Sjova-Almennar tryggingar hf's own Dividend Payout Ratio has ranged from 0.24 to 2.28 over the past decade. While the company's 10-year median is 0.58 vs. the industry median of 0.38, Sjova-Almennar tryggingar hf has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 333 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sjova-Almennar tryggingar hf's current Dividend Payout Ratio of 4.75 is 1150% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Sjova-Almennar tryggingar hf and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sjova-Almennar tryggingar hf's current Dividend Payout Ratio is 4.75, which is 719% above median its own 10-year median of 0.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sjova-Almennar tryggingar hf stock overvalued right now?
Based on GuruFocus' analysis, Sjova-Almennar tryggingar hf (OISE:SJOVA) is currently considered Fairly Valued. The stock's GF Value™ is kr39.61, compared to a current price of kr40.80 — trading 3% above its estimated fair value. The current Dividend Payout Ratio is 4.75, which is 719% above median its 10-year median of 0.58 and 1150% above the Insurance industry median of 0.38. Sjova-Almennar tryggingar hf's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Sjova-Almennar tryggingar hf (OISE:SJOVA), the current Dividend Payout Ratio is 4.75 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sjova-Almennar tryggingar hf (OISE:SJOVA) Overvalued in 2026?
Based on GuruFocus' analysis, Sjova-Almennar tryggingar hf stock appears to be overvalued.
The current stock price of kr40.80 is trading 3% above its estimated GF Value™ of kr39.61.
GuruFocus considers Sjova-Almennar tryggingar hf to be Fairly Valued.
Key valuation signals for OISE:SJOVA:
Dividend Payout Ratio: 4.75 (719% above median its 10-year median of 0.58)
GF Value™: kr39.61 vs. price of kr40.80 (3% above fair value)
Industry Position: 1150% above the Insurance median (#171 of 333)
No single metric tells the full story. See the OISE:SJOVA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sjova-Almennar tryggingar hf is an insurance company. It offers motor vehicle insurance, family and home insurance, life and critical illness insurance, medical cost insurance, life & health insurance in iceland. It also provides fire insurance, commercial property insurance, vessel crew insurance, transport cargo insurance, life- and critical illness insurance, and medical cost insurance.
80GF Score
Get the complete analysis for OISE:SJOVA
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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