Sjova-Almennar tryggingar hf (OISE:SJOVA) EBIT: kr4,014 Mil (TTM As of Mar. 2026)


OISE:SJOVA Sjova-Almennar tryggingar hf OISE:SJOVA
80 GF Score
Price kr41.00
GF Value kr39.61
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Sjova-Almennar tryggingar hf EBIT?

Sjova-Almennar tryggingar hf OISE:SJOVA +0.49% 80 EBIT is kr4,014 Mil as of Mar. 2026. GuruFocus rates OISE:SJOVA with a GF Score™ of 80/100 and a GF Value™ of kr39.61 (Fairly Valued). The stock has 3 warning signs investors should review.

Sjova-Almennar tryggingar hf's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was kr597 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was kr4,014 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Sjova-Almennar tryggingar hf's annualized ROC % for the quarter that ended in Mar. 2026 was 1.32%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Sjova-Almennar tryggingar hf's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 8.58%.


Sjova-Almennar tryggingar hf  (OISE:SJOVA) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Sjova-Almennar tryggingar hf's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=2386.264 * ( 1 - 59.02% )/( (74519.07215 + 73911.54265)/ 2 )
=977.8909872/74215.3074
=1.32 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=76874.393 - 1092.859 - ( 1754.001 - 5% * 9830.783 )
=74519.07215

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=76844.169 - 1268.646 - ( 2052.565 - 5% * 7771.693 )
=73911.54265

Note: The EBIT data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Sjova-Almennar tryggingar hf's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=4013.604/46803.747
=8.58 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Sjova-Almennar tryggingar hf EBIT Related Terms


Sjova-Almennar tryggingar hf EBIT Historical Data

* Premium members only.

The historical data trend for Sjova-Almennar tryggingar hf's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sjova-Almennar tryggingar hf EBIT Chart

Sjova-Almennar tryggingar hf Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 4,835.53 3,130.77

Sjova-Almennar tryggingar hf Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -286.54 325.97 1,498.53 1,592.54 596.57

OISE:SJOVA vs CB, PGR, TRV: EBIT Comparison

For the Insurance - Property & Casualty subindustry, Sjova-Almennar tryggingar hf's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sjova-Almennar tryggingar hf EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, Sjova-Almennar tryggingar hf's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Sjova-Almennar tryggingar hf's EV-to-EBIT falls into.


OISE:SJOVA
80GF Score
Sjova-Almennar tryggingar hf OISE:SJOVA
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sjova-Almennar tryggingar hf EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr4,014 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of kr4,014 Mil mean?
Sjova-Almennar tryggingar hf (OISE:SJOVA) has a EBIT of kr4,014 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Sjova-Almennar tryggingar hf.
Is Sjova-Almennar tryggingar hf's EBIT too high?
Sjova-Almennar tryggingar hf's current EBIT is kr4,014 Mil. Overall, Sjova-Almennar tryggingar hf has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sjova-Almennar tryggingar hf's EBIT compare to CB and PGR?
Sjova-Almennar tryggingar hf's EBIT of kr4,014 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for an Insurance company?
A good EBIT depends on the Insurance industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Sjova-Almennar tryggingar hf. Sjova-Almennar tryggingar hf's current EBIT is kr4,014 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sjova-Almennar tryggingar hf stock overvalued right now?
Based on GuruFocus' analysis, Sjova-Almennar tryggingar hf (OISE:SJOVA) is currently considered Fairly Valued. The stock's GF Value™ is kr39.61, compared to a current price of kr41.00 — trading 3.5% above its estimated fair value. The current EBIT is kr4,014 Mil. Sjova-Almennar tryggingar hf's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Sjova-Almennar tryggingar hf (OISE:SJOVA), the current EBIT is kr4,014 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sjova-Almennar tryggingar hf (OISE:SJOVA) Overvalued in 2026?

Based on GuruFocus' analysis, Sjova-Almennar tryggingar hf stock appears to be overvalued. The current stock price of kr41.00 is trading 3.5% above its estimated GF Value™ of kr39.61. GuruFocus considers Sjova-Almennar tryggingar hf to be Fairly Valued.

Key valuation signals for OISE:SJOVA:

  • EBIT: kr4,014 Mil
  • GF Value™: kr39.61 vs. price of kr41.00 (3.5% above fair value)
  • GF Score™: 80/100 with 3 warning signs

No single metric tells the full story. See the OISE:SJOVA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sjova-Almennar tryggingar hf Business Description

Address Kringlunni 5, Reykjavik, ISL, 103
Sjova-Almennar tryggingar hf is an insurance company. It offers motor vehicle insurance, family and home insurance, life and critical illness insurance, medical cost insurance, life & health insurance in iceland. It also provides fire insurance, commercial property insurance, vessel crew insurance, transport cargo insurance, life- and critical illness insurance, and medical cost insurance.
80GF Score

Get the complete analysis for OISE:SJOVA

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr41.00
Price
kr39.61
GF Value