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What is Sjova-Almennar tryggingar hf EV-to-EBITDA?
Sjova-Almennar tryggingar hfOISE:SJOVA 63 EV-to-EBITDA is 11.48 as of Aug. 05, 2026, which is 5% above its 10-year median of 10.93. GuruFocus rates OISE:SJOVA with a GF Score™ of 63/100. The stock has 3 warning signs investors should review. Among 347 Insurance companies, Sjova-Almennar tryggingar hf ranks worse than 69.74% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Sjova-Almennar tryggingar hf's enterprise value is kr48,895 Mil.
Sjova-Almennar tryggingar hf's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was kr4,259 Mil. Therefore, Sjova-Almennar tryggingar hf's EV-to-EBITDA for today is 11.48.
The historical rank and industry rank for Sjova-Almennar tryggingar hf's EV-to-EBITDA or its related term are showing as below:
OISE:SJOVA'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -0.04 Med: 10.93 Max: 274.67
Current: 11.47
During the past 13 years, the highest EV-to-EBITDA of Sjova-Almennar tryggingar hf was 274.67. The lowest was -0.04. And the median was 10.93.
OISE:SJOVA's EV-to-EBITDA is ranked worse than 69.74% of 347
companies
in the Insurance industry
Industry Median: 8.23
vs OISE:SJOVA: 11.47
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Sjova-Almennar tryggingar hf's PE Ratio (TTM) for today is calculated as:
Sjova-Almennar tryggingar hf's share price for today is kr42.80.
Sjova-Almennar tryggingar hf's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr2.446.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OISE:SJOVA vs CB, PGR, TRV: EV-to-EBITDA Comparison
For the Insurance - Property & Casualty subindustry, Sjova-Almennar tryggingar hf's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sjova-Almennar tryggingar hf EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Sjova-Almennar tryggingar hf's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Sjova-Almennar tryggingar hf's EV-to-EBITDA falls into.
Sjova-Almennar tryggingar hf's current Enterprise Value is kr48,895 Mil.
Sjova-Almennar tryggingar hf's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr4,259 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sjova-Almennar tryggingar hf (OISE:SJOVA) has a EV-to-EBITDA of 11.48 as of Aug. 05, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Sjova-Almennar tryggingar hf. This is near median its historical median of 10.93. According to the industry distribution chart, Sjova-Almennar tryggingar hf ranks #242 out of 347 companies in the Insurance industry, placing it in the top 69.7%.
Is Sjova-Almennar tryggingar hf's EV-to-EBITDA too high?
Sjova-Almennar tryggingar hf's current EV-to-EBITDA of 11.48 is near median its 10-year median of 10.93. The Insurance industry median EV-to-EBITDA is 8.23. Sjova-Almennar tryggingar hf's value of 11.48 is 39.5% above this industry median. Based on the distribution chart, Sjova-Almennar tryggingar hf ranks #242 out of 347 companies in the Insurance industry, which is below the industry midpoint. Overall, Sjova-Almennar tryggingar hf has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does Sjova-Almennar tryggingar hf's EV-to-EBITDA compare to CB and PGR?
According to the Insurance industry distribution chart, Sjova-Almennar tryggingar hf ranks #242 out of 347 companies for EV-to-EBITDA. This places Sjova-Almennar tryggingar hf in the lower half of its industry. The industry median EV-to-EBITDA is 8.23. Sjova-Almennar tryggingar hf's value of 11.48 is 39.5% above this benchmark. While the company's 10-year median is 10.93 vs. the industry median of 8.23, Sjova-Almennar tryggingar hf has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.23, based on 347 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sjova-Almennar tryggingar hf's current EV-to-EBITDA of 11.48 is 39.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Sjova-Almennar tryggingar hf. For the Insurance industry, the median EV-to-EBITDA is 8.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sjova-Almennar tryggingar hf's current EV-to-EBITDA is 11.48, which is near median its own 10-year median of 10.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sjova-Almennar tryggingar hf stock overvalued right now?
Sjova-Almennar tryggingar hf (OISE:SJOVA) has a current EV-to-EBITDA of 11.48. The current EV-to-EBITDA is 11.48, which is near median its 10-year median of 10.93 and 39.5% above the Insurance industry median of 8.23. Sjova-Almennar tryggingar hf's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Sjova-Almennar tryggingar hf (OISE:SJOVA), the current EV-to-EBITDA is 11.48 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Sjova-Almennar tryggingar hf is an insurance company. It offers motor vehicle insurance, family and home insurance, life and critical illness insurance, medical cost insurance, life & health insurance in iceland. It also provides fire insurance, commercial property insurance, vessel crew insurance, transport cargo insurance, life- and critical illness insurance, and medical cost insurance.
63GF Score
Get the complete analysis for OISE:SJOVA
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