The historical rank and industry rank for Sjova-Almennar tryggingar hf's EV-to-FCF or its related term are showing as below:
OISE:SJOVA'
s EV-to-FCF Range Over the Past 10 Years
Min: -0.35 Med: 11.61 Max: 76.16
Current: 25.71
During the past 13 years, the highest EV-to-FCF of Sjova-Almennar tryggingar hf was 76.16. The lowest was -0.35. And the median was 11.61.
OISE:SJOVA's EV-to-FCF is ranked worse than 83.72% of 393
companies
in the Insurance industry
Industry Median: 9.72
vs OISE:SJOVA: 25.71
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Sjova-Almennar tryggingar hf's PE Ratio (TTM) for today is calculated as:
Sjova-Almennar tryggingar hf's share price for today is kr41.00.
Sjova-Almennar tryggingar hf's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr2.446.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Sjova-Almennar tryggingar hf EV-to-FCF Related Terms
Sjova-Almennar tryggingar hf EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Sjova-Almennar tryggingar hf's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sjova-Almennar tryggingar hf EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Sjova-Almennar tryggingar hf's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Sjova-Almennar tryggingar hf's EV-to-FCF falls into.
Sjova-Almennar tryggingar hf's current Enterprise Value is kr46,804 Mil.
Sjova-Almennar tryggingar hf's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr1,811 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sjova-Almennar tryggingar hf (OISE:SJOVA) has a EV-to-FCF of 25.84 as of Jul. 09, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Sjova-Almennar tryggingar hf and its competitors. This is 123% above median its historical median of 11.61. According to the industry distribution chart, Sjova-Almennar tryggingar hf ranks #329 out of 393 companies in the Insurance industry, placing it in the top 83.7%.
Is Sjova-Almennar tryggingar hf's EV-to-FCF too high?
Sjova-Almennar tryggingar hf's current EV-to-FCF of 25.84 is 123% above median its 10-year median of 11.61. The Insurance industry median EV-to-FCF is 9.72. Sjova-Almennar tryggingar hf's value of 25.84 is 165.8% above this industry median. Based on the distribution chart, Sjova-Almennar tryggingar hf ranks #329 out of 393 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Sjova-Almennar tryggingar hf has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sjova-Almennar tryggingar hf's EV-to-FCF compare to CB and PGR?
According to the Insurance industry distribution chart, Sjova-Almennar tryggingar hf ranks #329 out of 393 companies for EV-to-FCF. This places Sjova-Almennar tryggingar hf in the lower half of its industry. The industry median EV-to-FCF is 9.72. Sjova-Almennar tryggingar hf's value of 25.84 is 165.8% above this benchmark. While the company's 10-year median is 11.61 vs. the industry median of 9.72, Sjova-Almennar tryggingar hf has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.72, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sjova-Almennar tryggingar hf's current EV-to-FCF of 25.84 is 165.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Sjova-Almennar tryggingar hf and its competitors. For the Insurance industry, the median EV-to-FCF is 9.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sjova-Almennar tryggingar hf's current EV-to-FCF is 25.84, which is 123% above median its own 10-year median of 11.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sjova-Almennar tryggingar hf stock overvalued right now?
Based on GuruFocus' analysis, Sjova-Almennar tryggingar hf (OISE:SJOVA) is currently considered Fairly Valued. The stock's GF Value™ is kr39.61, compared to a current price of kr41.00 — trading 3.5% above its estimated fair value. The current EV-to-FCF is 25.84, which is 123% above median its 10-year median of 11.61 and 165.8% above the Insurance industry median of 9.72. Sjova-Almennar tryggingar hf's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Sjova-Almennar tryggingar hf (OISE:SJOVA), the current EV-to-FCF is 25.84 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sjova-Almennar tryggingar hf (OISE:SJOVA) Overvalued in 2026?
Based on GuruFocus' analysis, Sjova-Almennar tryggingar hf stock appears to be overvalued.
The current stock price of kr41.00 is trading 3.5% above its estimated GF Value™ of kr39.61.
GuruFocus considers Sjova-Almennar tryggingar hf to be Fairly Valued.
Key valuation signals for OISE:SJOVA:
EV-to-FCF: 25.84 (123% above median its 10-year median of 11.61)
GF Value™: kr39.61 vs. price of kr41.00 (3.5% above fair value)
Industry Position: 165.8% above the Insurance median (#329 of 393)
No single metric tells the full story. See the OISE:SJOVA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sjova-Almennar tryggingar hf is an insurance company. It offers motor vehicle insurance, family and home insurance, life and critical illness insurance, medical cost insurance, life & health insurance in iceland. It also provides fire insurance, commercial property insurance, vessel crew insurance, transport cargo insurance, life- and critical illness insurance, and medical cost insurance.
80GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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