Sjova-Almennar tryggingar hf (OISE:SJOVA) Net Cash per Share: kr-44.48 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OISE:SJOVA Sjova-Almennar tryggingar hf OISE:SJOVA
68 GF Score
Price kr41.90
! 3 Warning Signs
View Full Analysis

What is Sjova-Almennar tryggingar hf Net Cash per Share?

Sjova-Almennar tryggingar hf OISE:SJOVA 68 Net Cash per Share is kr-44.48 as of Jun. 2026. GuruFocus rates OISE:SJOVA with a GF Score™ of 68/100. The stock has 3 warning signs investors should review. Among 46 Insurance companies, Sjova-Almennar tryggingar hf ranks worse than 2173910.87% on this metric.

Net Cash per Share is calculated as Balance Sheet Cash And Cash Equivalents plus Marketable Securities minus Total Liabilities minus Minority Interest and then divided by Shares Outstanding (EOP). Sjova-Almennar tryggingar hf's Net Cash per Share for the quarter that ended in Jun. 2026 was kr-44.48.

The historical rank and industry rank for Sjova-Almennar tryggingar hf's Net Cash per Share or its related term are showing as below:

OISE:SJOVA's Price-to-Net-Cash is not ranked *
in the Insurance industry.
Industry Median: 6.06
* Ranked among companies with meaningful Price-to-Net-Cash only.

Sjova-Almennar tryggingar hf  (OISE:SJOVA) Net Cash per Share Explanation

Ben Graham invested in situations where the company's stock price was lower than its net-cash. He assigned some value to the company's other current asset. The value is called Net Current Asset Value (NCAV). One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.

You can find companies that are traded below their Net Current Asset Value (NCAV) with our Net-Net screener.


Sjova-Almennar tryggingar hf Net Cash per Share Related Terms


Sjova-Almennar tryggingar hf Net Cash per Share Historical Data

* Premium members only.

The historical data trend for Sjova-Almennar tryggingar hf's Net Cash per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sjova-Almennar tryggingar hf Net Cash per Share Chart

Sjova-Almennar tryggingar hf Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Cash per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only -32.78 -32.22 -35.97 -42.36 -43.98

Sjova-Almennar tryggingar hf Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Cash per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -43.56 -43.54 -43.98 -44.44 -44.48

OISE:SJOVA vs CB, PGR, TRV: Net Cash per Share Comparison

For the Insurance - Property & Casualty subindustry, Sjova-Almennar tryggingar hf's Price-to-Net-Cash, along with its competitors' market caps and Price-to-Net-Cash data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sjova-Almennar tryggingar hf Price-to-Net-Cash vs Insurance Industry

For the Insurance industry and Financial Services sector, Sjova-Almennar tryggingar hf's Price-to-Net-Cash distribution charts can be found below:

* The bar in red indicates where Sjova-Almennar tryggingar hf's Price-to-Net-Cash falls into.


OISE:SJOVA
68GF Score
Sjova-Almennar tryggingar hf OISE:SJOVA
Net Cash per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sjova-Almennar tryggingar hf Net Cash per Share Calculation

In the calculation of a company's Net Cash per Share, assets other than cash and short term investments are considered to be worth nothing. But the company has to pay its debt and other liabilities in full. This is an extremely conservative way of valuation. Most companies have negative Net Cash per Share. But sometimes a company's price may be lower than its net-cash.

Sjova-Almennar tryggingar hf's Net Cash per Share for the fiscal year that ended in Dec. 2025 is calculated as

Net Cash per Share (A: Dec. 2025 )
=(Balance Sheet Cash And Cash Equivalents+Marketable Securities-Total Liabilities-Minority Interest)/Shares Outstanding (EOP)
=(1754.001+-52849.745-0)/1161.702
=-43.98

Sjova-Almennar tryggingar hf's Net Cash per Share for the quarter that ended in Jun. 2026 is calculated as

Net Cash per Share (Q: Jun. 2026 )
=(Balance Sheet Cash And Cash Equivalents+Marketable Securities-Total Liabilities-Minority Interest)/Shares Outstanding (EOP)
=(1603.303+-53280.69-0)/1161.702
=-44.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Cash per Share →
What does a Net Cash per Share of kr-44.48 mean?
Sjova-Almennar tryggingar hf (OISE:SJOVA) has a Net Cash per Share of kr-44.48 as of Jun. 2026. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Sjova-Almennar tryggingar hf and its competitors. According to the industry distribution chart, Sjova-Almennar tryggingar hf ranks #999999 out of 46 companies in the Insurance industry.
Is Sjova-Almennar tryggingar hf's Net Cash per Share too high?
Sjova-Almennar tryggingar hf's current Net Cash per Share is kr-44.48. Based on the distribution chart, Sjova-Almennar tryggingar hf ranks #999999 out of 46 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Sjova-Almennar tryggingar hf has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Sjova-Almennar tryggingar hf's Net Cash per Share compare to CB and PGR?
According to the Insurance industry distribution chart, Sjova-Almennar tryggingar hf ranks #999999 out of 46 companies for Net Cash per Share. This places Sjova-Almennar tryggingar hf in the lower half of its industry. The industry median Net Cash per Share is 6.06. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Cash per Share for an Insurance company?
The median Net Cash per Share among Insurance companies is 6.06, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a Net Cash per Share significantly above this median, while those in the bottom quartile fall well below. However, Net Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Cash per Share mean?
A high Net Cash per Share can signal that a stock is expensive relative to its fundamentals. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Sjova-Almennar tryggingar hf and its competitors. For the Insurance industry, the median Net Cash per Share is 6.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sjova-Almennar tryggingar hf's current Net Cash per Share is kr-44.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sjova-Almennar tryggingar hf stock overvalued right now?
Sjova-Almennar tryggingar hf (OISE:SJOVA) has a current Net Cash per Share of kr-44.48. The current Net Cash per Share is kr-44.48. Sjova-Almennar tryggingar hf's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Cash per Share calculated?
Net Cash per Share is calculated from a company's financial statements. For Sjova-Almennar tryggingar hf (OISE:SJOVA), the current Net Cash per Share is kr-44.48 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Sjova-Almennar tryggingar hf Business Description

Address Kringlunni 5, Reykjavik, ISL, 103
Sjova-Almennar tryggingar hf is an insurance company. It offers motor vehicle insurance, family and home insurance, life and critical illness insurance, medical cost insurance, life & health insurance in iceland. It also provides fire insurance, commercial property insurance, vessel crew insurance, transport cargo insurance, life- and critical illness insurance, and medical cost insurance.
68GF Score

Get the complete analysis for OISE:SJOVA

Net Cash per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr41.90
Price